2026 DECLUTTERING CAMPAIGN Mrs SD - our Year of Redistribution

Willowtree222

I sorted out my card drawer and managed to recycle quite a few things.

AAround 10 items recycled into the bins.

Florenceem

I have had a busy day at home today.

First I had to empty the bedroom where carpet was being laid in the afternoon.

I phoned about my headboard - hopefully get it Friday.

It was nice enough to put washing outside but had to get it in when the mist came back.

The bedroom carpet was fitted - pleased with it. It took me nearly half an hour to hoover up tiny carpet/underlay bits on the stairs and in the hall/porch and of course in the bedroom.

When the men arrived - I was just moving a table from my craft room into the garage so the carpet fitter helped me.

My road is dreadful - carpet van had to park almost under the traffic lights.

I spent some time trying to order an industrial sewing machine - I don't want it delivered until April 7.

My middle son phoned on his way home from school - good job he mentioned grandson's birthday - I hadn't got it in my diary. Of course this year - I didn't transfer dates to my new diary on January 1. When I did transfer - obviously wasn't concentrating.

Middle daughter phoned on her way home from school. I am giving her first dibs on stuff I no longer want in my craft stash.

Left a message for J - bring your hammer - furniture to break up tomorrow.

Florenceem

Decluttered today - postcard, envelope, newspaper cutting, photo album, negatives, photos, empty wipes pouch, mount board, cardboard, calendar x 5, wrapping paper, underlay, notebook, laminating pouches pack, plastic bag x 2, mug x 2, carpet, photo hinges, book x 16, cello bag, 39 coat hangers, plastic packaging, wipes, plastic canvas, coloured paper pad x 9, pad of A3 card x 6, die cutter embossing plate, die cutter cutting plate.

Yorkie1

Hope you feel better soon @Wednesday2000

Brambling

Good advice thanks guys. Daisy the cat is going back to cat protection where she came from they told me they had recently rehomed a 19 year old cat. Typically she usually ignores me or hides (Im the one who puts her in her basket for the vet) and today she was very friendly and affectionate, she must miss the constant company she used to have, but hopefully that will mean I won't have to play hide and seek with her on Thursday. I'm sure there will be blood - mine! And she will complain all the 20 miles.

I spend a couple of hours in her flat today, spending time with the cat, catching up with her neighbour and hunting down paperwork for her lifetime mortgage so I could call them to find out what will need to be done (a frog ticked off). I found some more tins in her hall cupboard baked beans, tuna, tomatoes and butter beans which I dropped them off at the food bank on the way home.

Mrs_Salad_Dodger

1. Daily To Do List - written the night before
2. Sort out sleep patterns - initial targets: bed by 03:00, up by 10:30
3. Don’t put it down, put it away + deal with mini tasks as soon as they are noticed e.g. refill olive pourer or salt cellar, stitch up a hole in a garment etc.
4. Commence ‘Operation Financial Frog Tickling’ using the acronym - I.R.I.S. (Identify, Research, Implement, Sign Off) - One per quarter
5. Continue to keep kitchen clean & tidy - before going to bed
6. Plan & Execute ONE Major Project - 2026 New Bathroom
7. Target 2026 items out

Monday is a mainly overcast day with a forecast high of 15°C, light S breeze & a low of 7°C I have done nothing all day apart from knit & watch TV but have yet to watch any Paralympics. Dinner was oven baked pork steaks with the lo dauphinois potatoes fried for DH & DSis (I had mash) + cauliflower & broccoli. Wudupa.

459 - 461 Kitchen recycling, drinks cans, glass jar - recycled 

462 - 463 Kitchen & lr detritus - binned 

Lovely post daisy_1571 🥹 A great idea about the notebook for noting where items went 👏 Very reassuring to hear about how well pets are treated when they can no longer be cared for by their original owners 🥹

_Dolly_Rocker_, good luck clearing the kitchen work tops 🍀 Very sad about the fire in the centre of Glasgow 😔 although relieved to hear that there were no injuries reported 😰 

Excellent work tidying the kitchen vulpix 👏 Good luck with the decorating & furniture painting 🍀 Fingers crossed you get the curtain sewing frog completed today 🤞

Green_hopeful, very nice of you to help out with clearing your husband’s aunt’s flat 🥹

GrannyKate, sorry to hear that DS2’s shoulder is so painful & that he needs to visit the doctor 😔 I must admit to being relieved to hear that you are replacing DGS4’s bed 😉

Wednesday2000, I am with daisy_1571, very intriguing 🤔 Good luck 🍀 Hope you recover quickly from your bruises 🤞

_Dolly_Rocker_, Ayr looks like a lovely place to visit 😊

Excellent work completing the 2nd part of the 6 part frog oceanspirit 👏

daisy_1571 well said 😊

Good decluttering Willowtree222 🍀

Florenceem you have had a good day 😊 Please make sure that J is around to help you return the furniture to your newly carpeted bedroom 🙏 Excellent & eclectic decluttering 👏

Brambling, more excellent work in EF’s flat 👏 I will keep my fingers crossed that you don’t sustain any injuries when collecting Daisy the cat to take her to Cats Protection 🙏

Sleep tight 😴 

MrsSD Awards: 💐 🙏💐💐🌟⭐️❤️💐💐 

DH Awards: 🏅🏅

DSis Awards:

Decluttering Target 2026: 463/2026

1p Savings Challenge Running Total: £73.00

BlueJ94

We had an email yesterday from mortgage advisor telling us we should get a better mortgage rate as we've had the mortgage nearly two years now! Im all new to how they work it all out etc seems too complicated 😂

daisy_1571

https://forums.moneysavingexpert.com/discussion/comment/81916685#Comment_81916685

It might be because over-the-counter 2 years you've paid a little bit off the capital so you now own more of your property. Combine that with your house value perhaps having gone up. Those two things might mean you have dropped into a new percentage. For example -

from needing a mortgage for 92% of your property value 2 years ago to now needing one for 89% of your property's current value. (You get better rates offered when in the 80 percents than in the 90 percents)

Generally you get access to lower interest rates each time you drop from 90% to 80%, 70% and then the lowest is 60% and under.

Could be something else they are meaning.

Just ask if theres anything you aren't sure of, no such thing as a stupid question so ask and ask and ask and double check and take several viewpoints. The better you understand mortgages, pensions, loans, savings etc the better position you'll put yourself into over the years

Dxx

Floss

https://forums.moneysavingexpert.com/discussion/comment/81916685#Comment_81916685

Be mindful that rates are creeping up & some fixes being withdrawn due to the Middle East situation. DS1 is about to move into a new home & his offer rate is valid until May thank goodness.

Floss

I didn't get to the bin shed yesterday, but have decluttered a costly agency cleaner & now have one working for herself (same hourly rate but no agency fee). It is a luxury but is paid for by my PIP.

I did manage to donate some surplus bathroom stuff, get my case emptied & put away, clean clothes put away and the cat's throw washed though. The big pile of Vinted stuff is still there awaiting action...