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Joyous January's No-Spend Days Challenge!

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Comments

  • cathybird
    cathybird Posts: 16,516 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    February targets
    32b3in2013 18
    AuntieL 15
    beanielou 19
    cathybird 15
    Changeyourlife25 10
    crazybeautiful 25
    cuddlymarm 15
    Dizzycap 20
    doingitanyway 12
    Doris17 20
    Honeysucklelou2 10
    ilovetea 20
    InDebtEnby 13
    KajiKita 20
    laurenh1 18
    leftatthetrafficlights 15
    LittleMissDetermined 20
    loopylupin 10
    Mamma2004 10
    MissMoneyMishap 12
    NeverendingDMP 10
    Pinkpieuni 10
    Prodigal50 10
    RhiBi 10
    RollinginClover 15
    ShelivesintheShire 20
    snugglenush 10
    SovereigntyQueen 31
    Teamjarjar 5
    Tenar15 12
    Thriftymissus 20
    ThriftyPrincess40 20
    VickyA 2 15
    Wanna Bee Free 10
    yellowstickerfan 15

    🌞 🌞 Everyone welcome to join! 🌞 🌞

  • cathybird
    cathybird Posts: 16,516 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Shiny new February thread up and running here 🌞🌞

    On that subject, I raised a query about our challenge on the thread asking for responses to the new editor and it was suggested that we try a table format for the emojis. I have in fact tried that to post the list of emojis in the opening post, haven't got the hang of it yet and it has resized the emojis in an odd way, but it's not too bad overall probably - what do we think?

  • KajiKita
    KajiKita Posts: 9,979 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    https://forums.moneysavingexpert.com/discussion/comment/81862638#Comment_81862638

    I quite like it. On my iPad it makes the emojis a lot bigger which is quite fun 😊
    KK

    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 28 books of target 52 in 2026 as @ 23rd April. 
    Produce tracker: £78 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • beanielou
    beanielou Posts: 99,344 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Not one today. Ordered a lovely new book cardigan.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • cathybird
    cathybird Posts: 16,516 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 30 January at 10:04PM

    @KajiKita some of them appear to me much bigger and some are smaller! I'll keep tweaking it 🙃

  • ilovetea
    ilovetea Posts: 1,330 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    Another NSD again. Had a doctors appt. Passed a few shops but walked straight pastthem.

    24/20 now.

    ilovetea xx

    Make £2026 in 2026 £212-64
    Declutter 160 items in 2026
    NSD's in Jan. 24/20. Feb 18/20
  • Dizzycap
    Dizzycap Posts: 1,802 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 31 January at 2:15AM
    https://forums.moneysavingexpert.com/discussion/comment/81861284#Comment_81861284

    @ Wanna_Bee_Free - Everything is going surprisingly well and I managed to spend 4 hours out of my spine supports, whcih remind me of something out of the Tower of London 😮😅😆 but I'm ready to get strapped back up in them which will take me another hour; off to do that now 🙄. I trust that your visit to the dentist went well 😊

    @ cathybird - The emoji look fine on my laptop & iPad 😘. It's nice to have them a little larger as it adds a little more fun 😍

    ~ NSD 2026 Challenge April 22/20 (4)
    # No.12 Save £2 a Day 2026 £243.32 / £730 (4)
    # No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)
    # No.19 52 Week Env Challenge 2026 £520 / £1378 (4)
    # No.4 Save £12k in 2026  £6,234.25 / £12,000 (4)
    # No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)
    # No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)
    # Make £2026 in 2026 £1886.43 / £2026 (4)
  • InDebtEnby
    InDebtEnby Posts: 298 Forumite
    100 Posts First Anniversary Name Dropper Photogenic

    Another NSD for me.

    Also happy with 13 next month

    Current No Spend Challenge: 11/13
    2025 No Spend Days: 49/150
    Bank Loan Original End Date: 08/2030
    Current End Date: 01/2030
  • Honeysucklelou2
    Honeysucklelou2 Posts: 4,929 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper

    Thursday and yesterday were NSDs making 10/10 for January…happy to have made the target this month!!

    paydbx2026 #19 £1499/£6000 . Mortgage start £148k June 23 - now £133k.
    2026 savings challenge £0/£2000     EF £140. Savings 2 £2.17
  • cuddlymarm
    cuddlymarm Posts: 2,322 Forumite
    Part of the Furniture 1,000 Posts

    Good morning

    Last one of the month making it 16/15 I’m very happy with that, with a bit of tweaking such as buying dried milk so that I don’t need to top up shop as much.


    Pay off by Xmas 2026 £175/£2324.67
    February NSDs 6/15
    February PADs £55
    February grocery challenge £67.42/£200
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