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Joyous January's No-Spend Days Challenge!

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Comments

  • Doris17
    Doris17 Posts: 1,050 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    NSD for me 25/20.


    "My Life Is About The Journey Not The Destination"



  • cathybird
    cathybird Posts: 16,522 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    January NSD results updated here :) :)

  • loopylupin
    loopylupin Posts: 66 Forumite
    Sixth Anniversary 10 Posts Name Dropper Photogenic
    edited 29 January at 6:55PM

    NSD for me, think thats 15 for me. So pleased with this result. I only thought I’d get to 10! This thread has been really helpful.

  • cuddlymarm
    cuddlymarm Posts: 2,322 Forumite
    Part of the Furniture 1,000 Posts

    Hi

    Number 15/15 for me today 🥳


    Pay off by Xmas 2026 £175/£2324.67
    February NSDs 6/15
    February PADs £55
    February grocery challenge £67.42/£200
  • crazybeautiful
    crazybeautiful Posts: 58 Forumite
    Part of the Furniture 10 Posts Name Dropper Photogenic
    https://forums.moneysavingexpert.com/discussion/comment/81859463#Comment_81859463

    This is what I do at the start of every month. It's really helped with sticking to a budget and getting some £ back is great. I mostly use Jam Doughnut but occasionally Cheddar, AirTime or EverUp if the cashback % is higher.

    Make £2026 in 2026 Current total £221.92
    Save £1 per book read in 2026 Current total £5

    Emergency fund Current total £270.36/£500

    Pay off by Xmas 2026 Current total left £1071.86/£1300

    January 2026 NSDs 29/25 February 2026 NSDs 22/20 March 2026 NSDs 26/20
    April 2026 NSDs

    Decluttering 365 items 50/365
  • cathybird
    cathybird Posts: 16,522 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    January NSD results updated here :) :)

  • KajiKita
    KajiKita Posts: 9,994 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic

    One here 😊
    KK

    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 28 books of target 52 in 2026 as @ 23rd April. 
    Produce tracker: £78 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • AuntieL
    AuntieL Posts: 502 Forumite
    500 Posts Second Anniversary Name Dropper Photogenic

    Another NSD 😁

    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    April 2026 NSD Challenge 0/15

    MFW 2025 #45
    Jan 2016 Mortgage = £150,894 (23years 0months)
    Current outstanding = £90,256.60 (10years 1month)
    2024 Overpayment = £675.66
    2025 Overpayment = £710/£700
    2026 Overpayment = £357.72/£1000
  • VickyA_2
    VickyA_2 Posts: 4,700 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    https://forums.moneysavingexpert.com/discussion/comment/81859186#Comment_81859186

    Thanks so much

    Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 #18 £2021.83 declared
  • ilovetea
    ilovetea Posts: 1,330 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    Another one today.

    24/20 NSD's this month

    ilovetea xx

    Make £2026 in 2026 £212-64
    Declutter 160 items in 2026
    NSD's in Jan. 24/20. Feb 18/20
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