Fabulous February's No-Spend Days Challenge!

cathybird

Welcome to Fabulous February's No-Spend Days Challenge! This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change your mindset because you get out of the habit of frittering money away and start automatically holding off from spending instead. It also helps you delay purchases, which in turn means you lose interest in a lot of things you might otherwise impulse buy.

Another good thing with this challenge is we're all in it together, and people will help you on bad days and cheer you on on good days, and the support and accountability can really help make it easier to keep going with it. And if all else fails, there's always next month

To join, just post the number of no-spend days (NSDs) you're aiming for this month and you are on your way!

Tips for the challenge:

1. It's totally up to you but if you've never done the challenge before, it's probably simpler to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, essential health spending such as dental checkups or medications, etc, when it comes to deciding what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.
3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too :)
4. It also helps to bookmark the thread, it's much easier to find.
5. NSDs are trickier than they seem and easily derailed. It can work better if you notch up as many days as you can in the first half of the month, or think of the month in thirds so if you're aiming for 10 NSDs, try to do 4 days in the first 10, 3 in the second and 3 in the third. And if you feel that you're falling behind, there's no shame in changing your target! Sometimes life just gets in the way, and the challenge should be fun, not a grind.

February emojis

Off to a start
5 days
10 days
15 days
20 days
Target reached
Target beaten

Everyone welcome to join! 😊😊

cathybird

February 2026 NSD targets 

32b3in2013 18

AuntieL 15

beanielou 19

cathybird TF

Changeyourlife25 10

crazybeautiful 20

cuddlymarm 15

Deb 4 15

Dizzycap 20

doingitanyway 12

Doris17 20

Honeysucklelou2 10

Ilovetea 20

InDebtEnby 13

KajiKita 20

laurenh1 18

leftatthetrafficlights 15

LittleMissDetermined 20

loopylupin 10

Mamma2004 10

MissMoneyMishap 12

NeverendingDMP 10

Pinkpieuni 10

Prodigal50 10

RhiBi 14

RollinginClover 15

Rupacomp 10

Sallyp2 14

ShelivesintheShire 20

snugglenush 10

SovereigntyQueen 31

Teamjarjar 5

Tenar15 12

Thriftymissus 20

ThriftyPrincess40 20

VickyA 2 15

Wanna Bee Free 10

yellowstickerfan 15

🌞 🌞  Everyone welcome to join! 🌞 🌞

Rupacomp

I'm back after a long break! I'm going to aim for 10 this month!

Dizzycap

@ Rupacomp - Welcome back! @ cathybird - I hope you had a lovely break & thank you for another inspirational emoji NSD month. I'm really not obessed, honest! 😅😆*I will get every emoji*

Sallyp2

Rejoining thread after a few years off! I'm ambitiously going for 14 this month so 50%

Honeysucklelou2

Thank you for running this @cathybird. The emojis are looking great in the table.

RhiBi

please can I go for 14 this month? I’m going to try for half the month!

LittleMissDetermined

Thanks for the new thread @cathybird - I'm aiming for 20 :)

beanielou

Thanks @cathybird for our shiny new thread.

Deb4

Can I join please and i will go for 15 this month 🙏

cathybird

hiya there @Rupacomp @Sallyp2 and @Deb4, good to see you here. I've added you to the list :)