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Fabulous February's No-Spend Days Challenge!
Comments
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Welcome all newbies ๐ and hello all
oldiesregulars ๐Declaring a very early 1/20 NSD Sunday 1st of February and we're off ๐. No spends planned for next week ๐ค
ย ย Personal MSE 2026 Money Saving Challenges:~ NSD 2026ย Challengeย May 20/20ย (5)# No.2 Save 1p A Day Challenge 2026ย ยฃ295.85 / ยฃ667.95 (5)# No.4 Save ยฃ12k in 2026ย - ยฃ7495.78 / ยฃ12,000 (5)#ย ยฃ10-a-Day Challenge 2026 - ยฃ522.44 / ยฃ1825 (5)#ย No.8 Sealed Pot Challenge 19 (24/10) 286.45 / ยฃ400 (5)# No.27 - Top Up EPย 2ย ยฃ1105 / ยฃ2880 (5).# Decluttering Challenge (5)# No.4 ยฃ2 Savers Club 2026 - Completed# No.5ย Fiver Friday Challenge 2026 -ย Completed# Make ยฃ2026 in 2026ย - Completed# Spectos Mailagent - ReadyMotto 'SAVE before you spend'2 -
spend day for me, I red a new small priced pipe to clean out the nemos
#no 3 Debts off by Xmas 2026ย ยฃ12,500NSD May 11/22
#no 13 365 days 1p challenge 2026 120/ 365
#no 2 ยฃ2 coin savers challenge 2026
ย #no 11 SPC 19 ยฃ44 banked restart
2026 PAD challenge ย ยฃ12,500
1% challenge = ยฃ12,500
1% -ย
#cc4. MBNA 0/2000 0% runs out soon
#loan2 0/10,500 13%1 -
One for today please CB. Start as I mean to go on...xx
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Starting Feb with a no-spend Sunday :)
LMD x
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF ยฃ1000/ยฃ1000 | Sabbatical ยฃ4861/ยฃ60001 -
Planning to start with a no spend day today. Happy February everyone!
https://forums.moneysavingexpert.com/discussion/6621582/ynab-robber-needs-help-to-execute-the-plan/p1
April NSD challenge 12/10
April AFD challenge 6/141 -
NSD for me please.1/20
"My Life Is About The Journey Not The Destination"1 -
Iโll be down for 10 again please, thank you for another thread
Feb GC ๐ฅฌ๐ ยฃ6.14/ยฃ500
Jan 26 GC ๐ฅ๐ง ยฃ570.69/ยฃ500
Debt free in 2026 - ยฃ551.03 of ยฃ4,226.52
NSD FEB 0/10
NSD JAN 8/10
PAD FEB ยฃ2.24
PAD JAN ยฃ140.381 -
Nsd today.
Challenges
NSD - May - 1/10
1. 2026 Mortgage-Free Wannabes #61 ยฃ19,133.06/ยฃ29,000, MF target June 2026, current mortgage balance - ยฃ9,500
mortgage @ Jan 2025 - ยฃ75,600
2. Loanย - Jan 2026 ยฃ1,029.22 - bal ยฃ0- fully paidย
3.52 Week Envelope Saving Challenge #2ย ยฃ106/ยฃ1,378 -( 1/52)
4. EF - ยฃ1,292
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First of the month today.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.2 -
February results updated here :) :)
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