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Fabulous February's No-Spend Days Challenge!
Comments
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Welcome all newbies ๐ and hello all
oldiesregulars ๐Declaring a very early 1/20 NSD Sunday 1st of February and we're off ๐. No spends planned for next week ๐ค
~ NSD 2026ย Challengeย April 23/20ย (4)# No.2 Save 1p A Day Challenge 2026ย ยฃ236.68 / ยฃ667.95 (4)# No.4 Save ยฃ12k in 2026ย ย ยฃ6,234.25ย / ยฃ12,000 (4)# No.4 ยฃ2 Savers Club 2026 - (25/12 - 24/10)ย ยฃ100 / ยฃ200ย (4)#ย No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10ย ยฃ60+ / ยฃ400 (4)# No.5ย Fiver Friday Challenge 2026 ยฃ85/ยฃ230 (4)# Make ยฃ2026 in 2026ย ยฃ1934.27 / ยฃ2026 (4)2 -
spend day for me, I red a new small priced pipe to clean out the nemos
#no 3 Debts off by Xmas 2026 ยฃ2175/ยฃ15,250
NSD March 14/22 NSD April 17/22
#no 13 365 days 1p challenge 2026 90/365
ยฃ40.95/ยฃ667.95ย
#no 2 ยฃ2 coin savers challenge 2026
ย #no 11 SPC 19 ยฃ44 banked restart
2026 PAD challenge ย ยฃ2175
1% challenge = 14.2%
#cc1 700/4100 29%
#cc2 NatWest 600/3400 29%
#cc3 Halifax 390/2150 26%
#cc4. MBNA 485/5600 0% runs out soon
#loan1 1300/14000 ย 7.2%
#loan2 858/11000 13%
#family loan /4000 0%#solicitors /8000
Crisis fund 320/5001 -
One for today please CB. Start as I mean to go on...xx
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Starting Feb with a no-spend Sunday :)
LMD x
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF ยฃ1000/ยฃ1000 | Sabbatical ยฃ4685/ยฃ60001 -
Planning to start with a no spend day today. Happy February everyone!
https://forums.moneysavingexpert.com/discussion/6621582/ynab-robber-needs-help-to-execute-the-plan/p1
April NSD challenge 12/10
April AFD challenge 6/141 -
NSD for me please.1/20
"My Life Is About The Journey Not The Destination"1 -
Iโll be down for 10 again please, thank you for another thread
Feb GC ๐ฅฌ๐ ยฃ6.14/ยฃ500
Jan 26 GC ๐ฅ๐ง ยฃ570.69/ยฃ500
Debt free in 2026 - ยฃ551.03 of ยฃ4,226.52
NSD FEB 0/10
NSD JAN 8/10
PAD FEB ยฃ2.24
PAD JAN ยฃ140.381 -
Nsd today.
Challenges
NSD - April - 12/10
1. 2026 Mortgage-Free Wannabes #61 ยฃ14,031.82/ยฃ29,000, MF target May 2026, current mortgage balance - ยฃ14,582.78
mortgage @ Jan 2025 - ยฃ75,600
2. Loanย - Jan 2026 ยฃ1,029.22 - bal ยฃ0- fully paidย
3.52 Week Envelope Saving Challenge #2ย ยฃ106/ยฃ1,378 -( 1/52)
4. EF - ยฃ842
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First of the month today.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.2 -
February results updated here :) :)
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