We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Joyous January's No-Spend Days Challenge!

1…5859606163

Comments

  • doingitanyway
    doingitanyway Posts: 10,925 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!

    One for yesterday so ending on 11/12…a missed target but not bad. I would like to go for 12 NSDS in February too please @cathybird

    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 1400/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • InDebtEnby
    InDebtEnby Posts: 299 Forumite
    100 Posts First Anniversary Name Dropper Photogenic

    One final one for the month.

    Current No Spend Challenge: 12/13
    2025 No Spend Days: 50/150
    Bank Loan Original End Date: 08/2030
    Current End Date: 01/2030
  • cathybird
    cathybird Posts: 16,522 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 31 January at 11:27PM

    @beanielou thank you xx :) I did try!

  • cathybird
    cathybird Posts: 16,522 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 1 February at 12:31PM

    January results updated here Untitled Image Untitled Image

  • Mamma2004
    Mamma2004 Posts: 118 Forumite
    100 Posts Name Dropper Photogenic

    Got another NSD today so that's 14/10 for me in January.

    Good to beat my target! 😊

    I'll stick to 10 in February please and see how I go.

    Thanks cathybird 💞

  • Wanna_Bee_Free
    Wanna_Bee_Free Posts: 2,751 Forumite
    Part of the Furniture 1,000 Posts Name Dropper

    One more today so that's 20/10 please Cathybird. I'm delighted with that. A link is fine, you can't spend all your free time playing with tables! Thank you so much for scoring.

    https://forums.moneysavingexpert.com/discussion/6621582/ynab-robber-needs-help-to-execute-the-plan/p1
    April NSD challenge 12/10
    April AFD challenge 6/14
  • RhiBi
    RhiBi Posts: 931 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker

    I didn’t plan aNSD yesterday, but the weather was bad and I didn’t feel like going out, so closing the month with 15!

    Find a little bit of joy in every day.

  • Changeyourlife25
    Changeyourlife25 Posts: 167 Forumite
    100 Posts Name Dropper Photogenic

    8/10 was my final January tally!

    look forward to joining you all in February

    Feb GC 🥬🍑 £6.14/£500
    Jan 26 GC 🥞🧇 £570.69/£500

    Debt free in 2026 - £551.03 of £4,226.52
    NSD FEB 0/10
    NSD JAN 8/10
    PAD FEB £2.24
    PAD JAN £140.38

  • cathybird
    cathybird Posts: 16,522 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 1 February at 12:38PM

    @Wanna_Bee_Free thanks xx Untitled Image Untitled Image

  • KajiKita
    KajiKita Posts: 9,994 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic

    It’s a shame that the table is so cumbersome, it’s fun seeing it, but agree, you have far better things to be doing! 😉

    One here.

    KK

    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 28 books of target 52 in 2026 as @ 23rd April. 
    Produce tracker: £78 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture