We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Buffy and the Mortgage adventure

1235789

Comments

  • Sun_Addict
    Sun_Addict Posts: 26,320
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite

    Oh that sounds dire Buffy ☹️Sending hugs and really hope that things start to look up very soon x

    I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪
  • Honeysucklelou2
    Honeysucklelou2 Posts: 4,995
    Tenth Anniversary 1,000 Posts Name Dropper
    Forumite

    Sorry to hear you’ve had no heating…that is tough. Hope the new boiler is fitted soon.

    paydbx2026 #19 £3324/£6000 . Mortgage start £148k June 23 - now £133k.
    2026 savings challenge £0/£2000
    EF £140. Savings 2 £2.17
  • beanielou
    beanielou Posts: 101,486
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador

    Sorry to hear that things are tough.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • beanielou
    beanielou Posts: 101,486
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador

    How are things now buffster

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • am I tight in thinking it’s a happy birthday to us? Hope things are going well.

    June 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb

    Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.

    Determined to stop defining myself by my mistakes. Progress not perfection. I’m not perfect but I’m good enough.
    https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest
  • Buffythedebtslayer
    Buffythedebtslayer Posts: 18,955
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite

    Yes INOD you are right - Happy Birthday :) for a week or so ago.

    Ok so what has been happening?

    1. Boiler fitted but leaked. Guy sent another guy to fix it but hasn't validated the warranty so am a bit !!!!!! off.
    2. Work is awful (!)
    3. I got really sick at the start of March. Called 111 and they sent an ambulance. In A and E for 12 hours and then they diagnosed pancreatitis and gall stones and admitted me. Of course there was very limited communication with me - in huge amounts of pain, couldn't sit still, it was AWFUL. Doctors were a blur. Was in hospital for 4 days until my liver sorted itself out but it didn't quite. Am on a list to have my gallbladder removed. Doctors didn't really listen to me regarding questions, pain, digestive upset. Sadly Google AI has been more helpful, Signed off but went back for pre op and blood test every two or three days for liver. Waiting list is 32 weeks. No contact from anyone tho will ring 111 again regarding
    4. Went back to work as couldn't get a GP appointment to extend fit note, was basically ill and exhausted for a week and a half.
    5. Been off for week on holiday. Felt better but then ate too much - low fat but normal servings and haven't been well. Essentially, the no fat/low fat is okish. I like tuna and white fish and chicken. But I can't eat 3 meals a day, I need to either eat 5 or 6 snacks (impossible at work) or manage on a snack, small lunch, small dinner and lots of peppermint tea. I have lost weight but absolutely resent thinking about food so much.
    6. In the midst of this my sister had another financial crisis so I have no spare cash. Plus I needed to get a cab to the hospital which was 20 quid a go so money is extremely tight.
    Nevertheless she persisted.
  • Buffythedebtslayer
    Buffythedebtslayer Posts: 18,955
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite

    Forgot to say had to get loan for the boiler 3000, which is ok and the rest of the money came back so the big CC is paid off. The small CC has a running total of 277.

    I must say in the face of being really ill paying it off was all a bit anti climatic but at least it is done.

    Nevertheless she persisted.
  • liselle
    liselle Posts: 401
    Seventh Anniversary 100 Posts
    Forumite

    So sorry to hear that you’ve been so ill,Buffy.And that you’ve had your sister’s problem on top.

    Wishing you better

  • beanielou
    beanielou Posts: 101,486
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador

    Oh Buffy. That sounds dire. So sorry that you now have to wait 32 or was it 36 weeks for the operation. Take care of yourself xx❤️‍🩹

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • Sun_Addict
    Sun_Addict Posts: 26,320
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite

    So sorry to hear about all this ☹️ My DD had an aneurysm between her pancreas and stomach lining and was bleeding internally. They also found she needed her gallbladder taking out. Long story short she’s fine now, had the aneurysm repaired and her gallbladder out. I hope you’re not waiting long for an op 🤞

    I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.7K Banking & Borrowing
  • 254.9K Reduce Debt & Boost Income
  • 456.1K Spending & Discounts
  • 248.3K Work, Benefits & Business
  • 605.9K Mortgages, Homes & Bills
  • 179K Life & Family
  • 263.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.