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Buffy and the Mortgage adventure

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Comments

  • Sun_Addict
    Sun_Addict Posts: 25,412 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Oh that sounds dire Buffy ☹️Sending hugs and really hope that things start to look up very soon x

    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Honeysucklelou2
    Honeysucklelou2 Posts: 4,932 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper

    Sorry to hear you’ve had no heating…that is tough. Hope the new boiler is fitted soon.

    paydbx2026 #19 £1499/£6000 . Mortgage start £148k June 23 - now £133k.
    2026 savings challenge £0/£2000
    EF £140. Savings 2 £2.17
  • beanielou
    beanielou Posts: 99,416 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Sorry to hear that things are tough.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • beanielou
    beanielou Posts: 99,416 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    How are things now buffster

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • am I tight in thinking it’s a happy birthday to us? Hope things are going well.

    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st 1lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough.
  • Buffythedebtslayer
    Buffythedebtslayer Posts: 18,943 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Yes INOD you are right - Happy Birthday :) for a week or so ago.

    Ok so what has been happening?

    1. Boiler fitted but leaked. Guy sent another guy to fix it but hasn't validated the warranty so am a bit !!!!!! off.
    2. Work is awful (!)
    3. I got really sick at the start of March. Called 111 and they sent an ambulance. In A and E for 12 hours and then they diagnosed pancreatitis and gall stones and admitted me. Of course there was very limited communication with me - in huge amounts of pain, couldn't sit still, it was AWFUL. Doctors were a blur. Was in hospital for 4 days until my liver sorted itself out but it didn't quite. Am on a list to have my gallbladder removed. Doctors didn't really listen to me regarding questions, pain, digestive upset. Sadly Google AI has been more helpful, Signed off but went back for pre op and blood test every two or three days for liver. Waiting list is 32 weeks. No contact from anyone tho will ring 111 again regarding
    4. Went back to work as couldn't get a GP appointment to extend fit note, was basically ill and exhausted for a week and a half.
    5. Been off for week on holiday. Felt better but then ate too much - low fat but normal servings and haven't been well. Essentially, the no fat/low fat is okish. I like tuna and white fish and chicken. But I can't eat 3 meals a day, I need to either eat 5 or 6 snacks (impossible at work) or manage on a snack, small lunch, small dinner and lots of peppermint tea. I have lost weight but absolutely resent thinking about food so much.
    6. In the midst of this my sister had another financial crisis so I have no spare cash. Plus I needed to get a cab to the hospital which was 20 quid a go so money is extremely tight.
    Nevertheless she persisted.
  • Buffythedebtslayer
    Buffythedebtslayer Posts: 18,943 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Forgot to say had to get loan for the boiler 3000, which is ok and the rest of the money came back so the big CC is paid off. The small CC has a running total of 277.

    I must say in the face of being really ill paying it off was all a bit anti climatic but at least it is done.

    Nevertheless she persisted.
  • liselle
    liselle Posts: 300 Forumite
    Seventh Anniversary 100 Posts

    So sorry to hear that you’ve been so ill,Buffy.And that you’ve had your sister’s problem on top.

    Wishing you better

  • beanielou
    beanielou Posts: 99,416 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Oh Buffy. That sounds dire. So sorry that you now have to wait 32 or was it 36 weeks for the operation. Take care of yourself xx❤️‍🩹

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • Sun_Addict
    Sun_Addict Posts: 25,412 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    So sorry to hear about all this ☹️ My DD had an aneurysm between her pancreas and stomach lining and was bleeding internally. They also found she needed her gallbladder taking out. Long story short she’s fine now, had the aneurysm repaired and her gallbladder out. I hope you’re not waiting long for an op 🤞

    I get knocked down but I get up again (Chumbawamba, Tubthumping)
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