We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Payment a Day - Chapter 2026
Comments
-
Morning! Just £6 for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60001 -
£5 today to savingsSave £25,000 in 2025: #45-£524.15/25, 000
PAD 2025: £609.19/61001 -
£5 to the cc, most of my pads to the credit card are coming from Vinted sales that we are doing, it’s really helping to bring down the balance. My goal is to have it cleared this year.1
-
Morning All,
The total PAD for 19 January 2026 was £243.49
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉1 -
todays PAD, to cc1:
£6.85Pay Off Debts by Xmas 2026; £0 / £6201.560 -
£21.37 off the overdraft thank you, @Keedie
The overdraft is NOT going down even a little bit, but at least thanks to Prolific, I am managing to keep it from getting worse.
I'm always in it. It's just the depth that varies.Immediate Problem: Overdraft: £752.59 * Paypal £671.07 * Creation £592.74 = £2,016.04Phase 1: Vanquis CC £4100.11 * Tesco CC £3996.60 * Capital One CC £3800 = £11,896.71Phase 2: Zopa Loan: £12,7551 -
M £1.69
Today 0.18p 😆🤣 feeling the mid month pinch
I’ve been doing well with surveys which will contribute to my end of month pad and go towards debtJan 26 GC 🥞🧇 £403.49/£500
Debt free in 2026 - £410.65 of £4,226.52
NSD JAN 2/10
PAD JAN £74.921 -
todays PAD, cc2:
£7.95Pay Off Debts by Xmas 2026; £0 / £6201.560 -
Today £1 PAD to cc.2026 MFW No:23
MFiT-T7 120 -
£75.80 to savings today
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60000
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.2K Banking & Borrowing
- 254K Reduce Debt & Boost Income
- 454.9K Spending & Discounts
- 246.3K Work, Benefits & Business
- 602.5K Mortgages, Homes & Bills
- 177.9K Life & Family
- 260.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards