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Payment a Day - Chapter 2026
Comments
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Morning! Just £6 for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60001 -
£5 today to savingsSave £25,000 in 2025: #45-£524.15/25, 000
PAD 2025: £609.19/61001 -
£5 to the cc, most of my pads to the credit card are coming from Vinted sales that we are doing, it’s really helping to bring down the balance. My goal is to have it cleared this year.1
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Morning All,
The total PAD for 19 January 2026 was £243.49
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
Career Loan £175/£3,000 (5.83% repaid)2 -
todays PAD, to cc1:
£6.85Pay Off Debts by Xmas 2026; £0 / £6201.561 -
£21.37 off the overdraft thank you, @Keedie
The overdraft is NOT going down even a little bit, but at least thanks to Prolific, I am managing to keep it from getting worse.
I'm always in it. It's just the depth that varies.Immediate Problem: Overdraft: £752.59 * Paypal £671.07 * Creation £592.74 = £2,016.04Phase 1: Vanquis CC £4100.11 * Tesco CC £3996.60 * Capital One CC £3800 = £11,896.71Phase 2: Zopa Loan: £12,7553 -
M £1.69
Today 0.18p 😆🤣 feeling the mid month pinch
I’ve been doing well with surveys which will contribute to my end of month pad and go towards debtFeb GC 🥬🍑 £6.14/£500
Jan 26 GC 🥞🧇 £570.69/£500
Debt free in 2026 - £551.03 of £4,226.52
NSD FEB 0/10
NSD JAN 8/10
PAD FEB £2.24
PAD JAN £140.382 -
todays PAD, cc2:
£7.95Pay Off Debts by Xmas 2026; £0 / £6201.561 -
Today £1 PAD to cc.2026 MFW No:23
MFiT-T7 121 -
£75.80 to savings today
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60001
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