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Payment a Day - Chapter 2026
Comments
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Morning, just £5 to savings today
LMD x
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60001 -
Morning All
£5 to the cc today.1 -
Today’s PAD, to cc2:£1.83Pay Off Debts by Xmas 2026; £0 / £6201.561
-
£130 to savingsSave £25,000 in 2025: #45-£524.15/25, 000
PAD 2025: £609.19/61001 -
Morning All,
The total PAD for 16 January 2026 was £222.42
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
Career Loan £175/£3,000 (5.83% repaid)2 -
Another great quote.
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £27,204....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £1360/£3000
.
Studies/surveys Feb....£69.05
Decluttering items 1402/2025. 96/2026
Books read 23 in 2025. 2026- 6 (target is 52)
Jigsaws done 20 in 2025. 2 this year.
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
W £7.88
T £1
F £1
Today £1
Tomorrow £1Feb GC 🥬🍑 £6.14/£500
Jan 26 GC 🥞🧇 £570.69/£500
Debt free in 2026 - £551.03 of £4,226.52
NSD FEB 0/10
NSD JAN 8/10
PAD FEB £2.24
PAD JAN £140.381 -
£46 to debt today please
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 51 -
Morning All,
The total PAD for 17 January 2026 was £200.71
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
Career Loan £175/£3,000 (5.83% repaid)1 -
Today’s PAD to cc2:
£3.15
Pay Off Debts by Xmas 2026; £0 / £6201.561
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