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Payment a Day - Chapter 2026
Comments
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Good morning
£112 sent to savings today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60001 -
Good morning
Just £10 today off the CC
Pay off by Xmas 2026 £175/£2324.67
January NSDs 9/15
January PADs £520
January grocery challenge £92.66/1501 -
£48 between debt and envelope challenge please
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 51 -
£5 today to savingsSave £25,000 in 2025: #45-£524.15/25, 000
PAD 2025: £609.19/61001 -
It's one of my favourite quotes. I have it on the wall by my desk, to remind me to keep soldiering on.Makingabobor2 said:
That's a good quote. Need to remember that one and print it out and stick it on the front of my diary I think.Keedie said:Morning All,The total PAD for 14 January 2026 was £189.99
Life is not always easy, but sometimes perspective helps...
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉0 -
Morning All,
The total PAD for 15 January 2026 was £178.75
Wealth is not always financial, but the principle remains the same...
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉4 -
£5.00 to cc
Thank you1 -
£10 of cc today#no 3 Debts off by Xmas 2026 £633.58/£15,250
NSD Jan 17/20
#no 13 365 days 1p challenge 2026
£17.70/£667.95 paid 59/365
#no 2 £2 coin savers challenge 2026 £12
#no 11 SPC 19 £44 banked restart £19.66
2026 PAD challenge £660
1% challenge = 5%
#cc1 200/4100 29%
#cc2 NatWest 210/3400 29%
#cc3 Halifax 60/2150 26%
#cc4. MBNA 80 /5600 0% runs out soon
#loan1 /14000 7.2%
#loan2 /11000 13%
#family loan /3000 0%#solicitors /35001 -
Hi all
Sorry for being AWOL - I've been padding each day but not managing to get on the laptop to share the news.
Total pads of £24.95Plan to PAD Everyday 2026Credit Card - £2864.24 int free to 31/05/26) -PAD TotalsJan 2026 - £184.05 6.43% paid!1 -
Morning,
£1 to cc for me today.2026 MFW No:23
MFiT-T7 121
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