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Payment a Day - Chapter 2026

Keedie · 2025-12-26 17:58:51

Small Payments. BIG Impact. Making a small (or large) Payment a Day (PAD) - or whenever your budget allows - towards debts or savings all adds up really quickly! And can change your financial future... Hey everyone, Welcome to the Payment A Day - Chapter 2026 challenge! (this will start from 1 January 2026) We've decided…

Comments

st182 Posts: 187 Forumite

14 January at 11:10AM

PAD cc1:

£7.66

Pay Off Debts by Xmas 2026; £0 / £6201.56
1
LittleMissDetermined Posts: 10,233 Forumite

14 January at 11:43AM

£77 to savings today
LMD x

Life gets in the way...PADding is addictive...Saving's better than spending...
My savings diary - Now for a healthier, wealthier me

2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017

EF £1000/£1000 | Sabbatical £4220/£6000

1
I_Love_comps Posts: 2,590 Senior Ambassador

14 January at 4:51PM

1p Challenge £5.31

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1
Keedie Posts: 3,040 Forumite

14 January at 5:02PM

Evening All,
The total PAD for 13 January 2026 was £105.28

Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2
SuperSavingD Posts: 615 Forumite

14 January at 6:13PM

£4.00 pad to cc

Balance now £2160

1
Makingabobor2 Posts: 4,567 Forumite

14 January at 7:12PM

£10 today.

Making the debt go down and savings go up

LBM 2015 - debt £57K / Now £27,424....its going down

Mortgage Free December 9th 2024! 18mths ahead of schedule.
Challenges
EF  £1150/£3000
.

Studies/surveys January £44.56

Decluttering items 1402/2025. 54/2026
Books read   23 in 2025.  2026- 2 (target is 52)
Jigsaws done  20 in 2025.  2026

My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up

1
MissMoneyMishap Posts: 71 Forumite

14 January at 10:46PM

£26.62 to Paypal please

I'm always in it. It's just the depth that varies.

Immediate Problem: Overdraft: £752.59 * Paypal £671.07 * Creation £592.74 = £2,016.04
Phase 1: Vanquis CC £4100.11 * Tesco CC £3996.60 * Capital One CC £3800 = £11,896.71
Phase 2: Zopa Loan: £12,755

1
AntoMac Posts: 3,043 Forumite

15 January at 4:34AM

£3 today please

27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
1
angelicious Posts: 570 Forumite

15 January at 6:57AM

£50 today to savings

Save £25,000 in 2025: #45-£524.15/25, 000

PAD 2025: £609.19/6100
1
cuddlymarm Posts: 2,294 Forumite

15 January at 7:29AM

Good morning
£20 off the CC today please

Pay off by Xmas 2026 £175/£2324.67
January NSDs 9/15
January PADs £520
January grocery challenge £92.66/150
1