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Payment a Day - Chapter 2026

Comments

SuperSavingD Posts: 615 Forumite

12 January at 5:13PM

£3.00 pad to the cc

Balance now £2167

1
Keedie Posts: 3,040 Forumite

12 January at 6:22PM

Evening All,
The toal PAD for 11 January 2026 was £132.58

Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
4
ThriftyPrincess40 Posts: 168 Forumite

12 January at 6:52PM

£5 paid to credit card

#no 3 Debts off by Xmas 2026 £633.58/£15,250
NSD Jan 17/20
#no 13 365 days 1p challenge 2026
£17.70/£667.95 paid 59/365
#no 2 £2 coin savers challenge 2026 £12
#no 11 SPC 19 £44 banked restart £19.66
2026 PAD challenge £660
1% challenge = 5%

#cc1 200/4100 29%
#cc2 NatWest 210/3400 29%
#cc3 Halifax 60/2150 26%
#cc4. MBNA 80 /5600 0% runs out soon
#loan1 /14000 7.2%
#loan2 /11000 13%
#family loan /3000 0%
#solicitors /3500
1
st182 Posts: 187 Forumite

12 January at 7:06PM

another cc1 PAD today:

£5.20

Pay Off Debts by Xmas 2026; £0 / £6201.56
1
MissMoneyMishap Posts: 71 Forumite

12 January at 7:30PM

ThriftyPrincess40 said:

£40 paid off one of high interest cards tonight! Thank you prolific 🥳🥳🥳🥳

I've a great week on Prolific too! I've just cash out £34.54 and got £12.13 in pending just today 🥳🥳🥳🥳

£34.54 off my overdraft thanks @Keedie

I'm always in it. It's just the depth that varies.

Immediate Problem: Overdraft: £752.59 * Paypal £671.07 * Creation £592.74 = £2,016.04
Phase 1: Vanquis CC £4100.11 * Tesco CC £3996.60 * Capital One CC £3800 = £11,896.71
Phase 2: Zopa Loan: £12,755

3
MissMoneyMishap Posts: 71 Forumite

12 January at 7:38PM

Sorry, I forgot!

£37.67 off Paypal too please!

I'm always in it. It's just the depth that varies.

Immediate Problem: Overdraft: £752.59 * Paypal £671.07 * Creation £592.74 = £2,016.04
Phase 1: Vanquis CC £4100.11 * Tesco CC £3996.60 * Capital One CC £3800 = £11,896.71
Phase 2: Zopa Loan: £12,755

1
AntoMac Posts: 3,043 Forumite

12 January at 8:01PM

£11 for me please

27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
1
Bounty123 Posts: 127 Forumite

13 January at 5:32AM

Morning,
£2.40 to cc for me today

2026 MFW No:23
MFiT-T7 12
1
AntoMac Posts: 3,043 Forumite

13 January at 7:10AM

£60 off the cr cd today thanks

27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
1
LittleMissDetermined Posts: 10,238 Forumite

13 January at 7:41AM

£5 to savings for me today
LMD x

Life gets in the way...PADding is addictive...Saving's better than spending...
My savings diary - Now for a healthier, wealthier me

2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017

EF £1000/£1000 | Sabbatical £4220/£6000

1

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