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Payment a Day - Chapter 2026

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Comments

  • rsdiscos
    rsdiscos Posts: 844 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Morning:

    Yesterday's PAD: £4.55
    Today's PAD; £2.94

    Hope you all have a good day! 
    Plan to PAD Everyday 2026
    Credit Card - £2864.24 int free to 31/05/26) -
    PAD Totals
    Jan 2026 - £277.72
    Feb 2026 - £40.57 11.11% paid!
  • ThriftyPrincess40
    ThriftyPrincess40 Posts: 522 Forumite
    500 Posts Photogenic Name Dropper
    £10 off cc today
    #no 3 Debts off by Xmas 2026 £1500/£12,500
    NSD Sept 1/18 
    #no 13 365 days 1p challenge 2026 Jan Feb March April May June July paid 
    #no 2 £2 coin savers challenge 2026
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £12,500
    1% challenge = £12,500
    1% - £125 12% 

    loan 6% £11000

  • st182
    st182 Posts: 288 Forumite
    Seventh Anniversary 100 Posts Name Dropper Photogenic
    morning, one in the other direction today, PAD to mrsst182cc's:

    £200
    Pay Off Debts by Xmas 2026; £0 / £6201.56
  • Keedie
    Keedie Posts: 3,274 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Combo Breaker
    Evening All,

    The total PAD for 18 January 2026 was £1,038.62

    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 and, I was Debt Free on 09/02/2025 🎉 but life 🫣, so now I have a Debt Reset 🥴
    DEBT DEBT = £6,646.22 😬
    Bank of Mum:- Moped Insurance = £300/£1,800 (16.67% repaid) || Bookkeeping Course £750/£3,000 (25% repaid)
    The Tax Man:- Council Tax = £221.72/£221.72 (100% repaid 🎉) || Self Assessment = £1,624.50/£1,624.50 (100% repaid 🎉)
    Debt Debt Tracker = £2,896.22/£6,646.22 (43.57% repaid)
  • SuperSavingD
    SuperSavingD Posts: 716 Forumite
    Sixth Anniversary 500 Posts Photogenic Name Dropper
    £5.00 pad to cc

    Balance now £2095 to go!
  • ThriftyPrincess40
    ThriftyPrincess40 Posts: 522 Forumite
    500 Posts Photogenic Name Dropper
    Keedie said:
    Evening All,

    The total PAD for 18 January 2026 was £1,038.62

    Wow!! That’s awesome! 🤩
    #no 3 Debts off by Xmas 2026 £1500/£12,500
    NSD Sept 1/18 
    #no 13 365 days 1p challenge 2026 Jan Feb March April May June July paid 
    #no 2 £2 coin savers challenge 2026
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £12,500
    1% challenge = £12,500
    1% - £125 12% 

    loan 6% £11000

  • Bounty123
    Bounty123 Posts: 370 Forumite
    Seventh Anniversary 100 Posts Photogenic Name Dropper
    Evening,
    Late check in for me.
    £1 PAD to cc.
    2026 MFW No:23
    MFiT-T7 12
  • Makingabobor2
    Makingabobor2 Posts: 4,971 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    £8 in total , to Debt & Christmas/Birthday pot
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £25,664....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  

    Challenges

    EF  £290/3000


    Studies/surveys September £97.40

    Decluttering items 1400/    2025.  441/2026
    Books read    23 in 2025.  2026- 20 (target is 52)  
    Jigsaws done  20 in 2025.  5 in 2026

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Bounty123
    Bounty123 Posts: 370 Forumite
    Seventh Anniversary 100 Posts Photogenic Name Dropper
    Morning,
    £1 PAD to cc.
    2026 MFW No:23
    MFiT-T7 12
  • AntoMac
    AntoMac Posts: 3,538 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    £57 today please
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
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