We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Payment a Day - Chapter 2026

1…2627293132…57

Comments

  • rsdiscos
    rsdiscos Posts: 844 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Morning:

    Yesterday's PAD: £4.55
    Today's PAD; £2.94

    Hope you all have a good day! 
    Plan to PAD Everyday 2026
    Credit Card - £2864.24 int free to 31/05/26) -
    PAD Totals
    Jan 2026 - £277.72
    Feb 2026 - £40.57 11.11% paid!
  • ThriftyPrincess40
    ThriftyPrincess40 Posts: 256 Forumite
    100 Posts Name Dropper
    £10 off cc today
    #no 3 Debts off by Xmas 2026 £1160 /£15,250
    NSD Feb 16/20
    #no 13 365 days 1p challenge 2026
    £40.95/£667.95 paid 90/365 
    #no 2 £2 coin savers challenge 2026 £22
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £1170
    1% challenge = 7.6%

    #cc1 320/4100 29%
    #cc2 NatWest 415/3400 29%
    #cc3 Halifax 220/2150 26%
    #cc4. MBNA 220/5600 0% runs out soon
    #loan1 876/14000  7.2%
    #loan2 742/11000 13%
    #family loan /4000 0%
    #solicitors /8000

    Crisis fund 320/500
    Alligator fund 50/500
  • st182
    st182 Posts: 215 Forumite
    Seventh Anniversary 100 Posts Photogenic
    morning, one in the other direction today, PAD to mrsst182cc's:

    £200
    Pay Off Debts by Xmas 2026; £0 / £6201.56
  • Keedie
    Keedie Posts: 3,072 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Evening All,

    The total PAD for 18 January 2026 was £1,038.62

    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    Career Loan £175/£3,000 (5.83% repaid)
  • SuperSavingD
    SuperSavingD Posts: 653 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    £5.00 pad to cc

    Balance now £2095 to go!
  • ThriftyPrincess40
    ThriftyPrincess40 Posts: 256 Forumite
    100 Posts Name Dropper
    Keedie said:
    Evening All,

    The total PAD for 18 January 2026 was £1,038.62

    Wow!! That’s awesome! 🤩
    #no 3 Debts off by Xmas 2026 £1160 /£15,250
    NSD Feb 16/20
    #no 13 365 days 1p challenge 2026
    £40.95/£667.95 paid 90/365 
    #no 2 £2 coin savers challenge 2026 £22
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £1170
    1% challenge = 7.6%

    #cc1 320/4100 29%
    #cc2 NatWest 415/3400 29%
    #cc3 Halifax 220/2150 26%
    #cc4. MBNA 220/5600 0% runs out soon
    #loan1 876/14000  7.2%
    #loan2 742/11000 13%
    #family loan /4000 0%
    #solicitors /8000

    Crisis fund 320/500
    Alligator fund 50/500
  • Bounty123
    Bounty123 Posts: 152 Forumite
    Seventh Anniversary 100 Posts Photogenic Name Dropper
    Evening,
    Late check in for me.
    £1 PAD to cc.
    2026 MFW No:23
    MFiT-T7 12
  • Makingabobor2
    Makingabobor2 Posts: 4,629 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    £8 in total , to Debt & Christmas/Birthday pot
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,204....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  

    Challenges

    EF  £1360/£3000
    .

    Studies/surveys Feb....£69.05

    Decluttering items 1402/    2025.  96/2026
    Books read    23 in 2025.  2026- 6 (target is 52)  
    Jigsaws done  20 in 2025.  2 this year. 

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Bounty123
    Bounty123 Posts: 152 Forumite
    Seventh Anniversary 100 Posts Photogenic Name Dropper
    Morning,
    £1 PAD to cc.
    2026 MFW No:23
    MFiT-T7 12
  • AntoMac
    AntoMac Posts: 3,087 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    £57 today please
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.6K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.6K Work, Benefits & Business
  • 603K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture