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Payment a Day - Chapter 2026
Comments
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Morning:
Yesterday's PAD: £4.55
Today's PAD; £2.94
Hope you all have a good day!Plan to PAD Everyday 2026Credit Card - £2864.24 int free to 31/05/26) -PAD TotalsJan 2026 - £277.72Feb 2026 - £40.57 11.11% paid!2 -
£10 off cc today#no 3 Debts off by Xmas 2026 £1444/£12,500NSD June 6/22
#no 13 365 days 1p challenge 2026 120/ 365
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £12,500
1% challenge = £12,500
1% - £125 @11.5%
#cc4. MBNA 630/2000 0% runs out soon
#loan2 814/ 10,500 13%1 -
morning, one in the other direction today, PAD to mrsst182cc's:
£200Pay Off Debts by Xmas 2026; £0 / £6201.561 -
Evening All,
The total PAD for 18 January 2026 was £1,038.62
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
Career Loan £355/£3,000 (11.83% accumulated)3 -
£5.00 pad to cc
Balance now £2095 to go!1 -
Wow!! That’s awesome! 🤩Keedie said:Evening All,The total PAD for 18 January 2026 was £1,038.62
#no 3 Debts off by Xmas 2026 £1444/£12,500NSD June 6/22
#no 13 365 days 1p challenge 2026 120/ 365
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £12,500
1% challenge = £12,500
1% - £125 @11.5%
#cc4. MBNA 630/2000 0% runs out soon
#loan2 814/ 10,500 13%1 -
Evening,
Late check in for me.
£1 PAD to cc.
2026 MFW No:23
MFiT-T7 121 -
£8 in total , to Debt & Christmas/Birthday pot
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £26,324....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £200/3000
Studies/surveys June £115.98
Decluttering items 1400/2025. 345/2026
Books read 23 in 2025. 2026- 14 (target is 52)
Jigsaws done 20 in 2025. 3 this year.
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Morning,
£1 PAD to cc.
2026 MFW No:23
MFiT-T7 121 -
£57 today please
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 51
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