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Payment a Day - Chapter 2026
Comments
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£5 today to savingsSave £25,000 in 2025: #45-£524.15/25, 000
PAD 2025: £609.19/61001 -
Absolutely brilliant! Just goes to show the power of PADdingrsdiscos said:Morning all!
£6.68 today
I can't believe that in just 22 days, I have PADDED over £200 - which is a whole lot better than the minimum payment of about £28!
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £5011/£60001 -
Morning All,
Apologies for the delay...The total PAD for 20 January 2026 was £104.09
The total PAD for 21 January 2026 was £181.41Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
Career Loan £355/£3,000 (11.83% accumulated)4 -
Todays PAD, back to CC1:
£2.08
keep up that hard work everyone
Pay Off Debts by Xmas 2026; £0 / £6201.561 -
Back with another £3 to savingsLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £5011/£60001
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Lovely pictureKeedie said:Morning All,
Apologies for the delay...The total PAD for 20 January 2026 was £104.09
The total PAD for 21 January 2026 was £181.41Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £26,324....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £200/3000
Studies/surveys June £115.98
Decluttering items 1400/2025. 345/2026
Books read 23 in 2025. 2026- 14 (target is 52)
Jigsaws done 20 in 2025. 3 this year.
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
Keep going everyone - it's been a tough month!
I have done a bit of sorting with my money and today I'm making a £260 payment to CC1 Future PADs will not be so big for a while but that feels pretty good! Pay off by xmas 2026/2026 PAD - £3036.473/£7959.74
Make £2026 - £512.62
CC1 - £2534.96/£5617.72
CC2 - £501.51/£2432.02 (min payments)4 -
That’s good goingrsdiscos said:Morning all!
£6.68 today
I can't believe that in just 22 days, I have PADDED over £200 - which is a whole lot better than the minimum payment of about £28!2 -
Great pad to your ccdebtfreein26 said:Keep going everyone - it's been a tough month!
I have done a bit of sorting with my money and today I'm making a £260 payment to CC1 Future PADs will not be so big for a while but that feels pretty good!0 -
£3.00 to savings today.1
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