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Payment a Day - Chapter 2026
Comments
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£3.00 to the cc today
Thanks1 -
£5 today to savingsSave £25,000 in 2025: #45-£524.15/25, 000
PAD 2025: £609.19/61001 -
Small £2.00 pad today
Balance £2085 to go.1 -
£15 to credit cards today, close to below £2000 on one, £3000 on another and ones below £4000! Feel like I’m making progress! Feb is going to be hard though as a lot of debts and very minimal pay 😭#no 3 Debts off by Xmas 2026 £1160 /£15,250
NSD Feb 16/20
#no 13 365 days 1p challenge 2026
£40.95/£667.95 paid 90/365
#no 2 £2 coin savers challenge 2026 £22
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £1170
1% challenge = 7.6%
#cc1 320/4100 29%
#cc2 NatWest 415/3400 29%
#cc3 Halifax 220/2150 26%
#cc4. MBNA 220/5600 0% runs out soon
#loan1 876/14000 7.2%
#loan2 742/11000 13%
#family loan /4000 0%#solicitors /8000
Crisis fund 320/500
Alligator fund 50/5002 -
£65 PADded today
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 51 -
A pad today of £6.66!Plan to PAD Everyday 2026Credit Card - £2864.24 int free to 31/05/26) -PAD TotalsJan 2026 - £277.72Feb 2026 - £40.57 11.11% paid!2
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£36 this morning please
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 51 -
Morning all!
£6.68 today
I can't believe that in just 22 days, I have PADDED over £200 - which is a whole lot better than the minimum payment of about £28!
Plan to PAD Everyday 2026Credit Card - £2864.24 int free to 31/05/26) -PAD TotalsJan 2026 - £277.72Feb 2026 - £40.57 11.11% paid!2 -
£56 to savings today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4220/£60001 -
That’s ace! 💪🏻🥳rsdiscos said:Morning all!
£6.68 today
I can't believe that in just 22 days, I have PADDED over £200 - which is a whole lot better than the minimum payment of about £28!#no 3 Debts off by Xmas 2026 £1160 /£15,250
NSD Feb 16/20
#no 13 365 days 1p challenge 2026
£40.95/£667.95 paid 90/365
#no 2 £2 coin savers challenge 2026 £22
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £1170
1% challenge = 7.6%
#cc1 320/4100 29%
#cc2 NatWest 415/3400 29%
#cc3 Halifax 220/2150 26%
#cc4. MBNA 220/5600 0% runs out soon
#loan1 876/14000 7.2%
#loan2 742/11000 13%
#family loan /4000 0%#solicitors /8000
Crisis fund 320/500
Alligator fund 50/5001
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