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Payment a Day - Chapter 2026

Comments

Bounty123 Posts: 372 Forumite

23 January at 6:32AM

Today £2 PAD to cc.
Forgot to post yesterday, £1 PAD to cc for Thursday.

2026 MFW No:23
MFiT-T7 12
1
angelicious Posts: 882 Forumite

23 January at 7:56AM

£5 to savings

Save £25,000 in 2025: #45-£524.15/25, 000

PAD 2025: £609.19/6100
1
cuddlymarm Posts: 2,322 Forumite

23 January at 8:39AM

Good morning
I was paid last night so I have paid £25 off the CC

Pay off by Xmas 2026 £175/£2324.67
February NSDs 6/15
February PADs £55
February grocery challenge £67.42/£200
1
rsdiscos Posts: 844 Forumite

23 January at 8:42AM

Morning all

£3.54 today!

Plan to PAD Everyday 2026

Credit Card - £2864.24 int free to 31/05/26) -

PAD Totals

Jan 2026 - £277.72

Feb 2026 - £40.57 11.11% paid!

1
SuperSavingD Posts: 716 Forumite

23 January at 9:02AM

£14.50 pad to savings

1
AntoMac Posts: 3,539 Forumite

23 January at 9:09AM

£118 today between debt and envelope challenge

27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
1
LittleMissDetermined Posts: 10,996 Forumite

23 January at 3:40PM

Hi all
£5 to savings today
LMD x

Life gets in the way...PADding is addictive...Saving's better than spending...
My savings diary - Now for a healthier, wealthier me

2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017

EF £1000/£1000 | Sabbatical £5574/£6000

1
Changeyourlife25 Posts: 168 Forumite

23 January at 5:08PM

W - £1
T - £2
Today - £1.78

1
Keedie Posts: 3,275 Forumite

23 January at 8:10PM

Evening All,
The total PAD for 22 January 2026 was £371.76

Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 and, I was Debt Free on 09/02/2025 🎉 but life 🫣, so now I have a Debt Reset 🥴
DEBT DEBT = £6,646.22 😬
Bank of Mum:- Moped Insurance = £300/£1,800 (16.67% repaid) || Bookkeeping Course £750/£3,000 (25% repaid)
The Tax Man:- Council Tax = £221.72/£221.72 (100% repaid 🎉) || Self Assessment = £1,624.50/£1,624.50 (100% repaid 🎉)
Debt Debt Tracker = £2,896.22/£6,646.22 (43.57% repaid)
4
ThriftyPrincess40 Posts: 524 Forumite

23 January at 9:10PM

Made multiple payments and more to come by the beginning of feb. I’ve held some back to account for a poor wage in feb and to pay extra interest amounts, it’s all sounding messy but I’m on it 💪🏻 so today
cc1 high interest £17.05
cc3 high interest £21.34
cc4 high interest £51.61
total PAD today of £90 🥳🥳🥳

#no 3 Debts off by Xmas 2026 £1500/£12,500
NSD Sept 1/18
#no 13 365 days 1p challenge 2026 Jan Feb March April May June July paid
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £12,500
1% challenge = £12,500
1% - £125 12%

loan 6% £11000

2

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