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Investing in Us: Holidays, Health, and the Road to £150k
Comments
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The garage looks fabulous. What a transformation. That is worthy of a takeaway and beer or wine or tipple of choice and much admiration.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!4 -
Garage looks amazing!
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Thanks all 🤗 it looks much better now the whole of it has been done. Poor DP was broken by the time he came in yesterday.
Work was super busy today and I didn't really stop till around 6 however I don't want to be having work leftover for me to do next week so I'm trying to keep on top of it. As I was tired Thur/ Fri last week I had outstanding jobs today. All caught up to now though so that's good. Super busy day again tomorrow and out of office all day, which in a way is nice but in another way I know it means me being on my feet running around all day.
NSD today and pay day. Paid £400 OP. My next saving goal is the yearly pot aiming for £1000. Up to £355 on it at the mo. Nothing towards EF for now. Would like to get yearly bills fund up to £400 this month so might do some TT and surveys to top that up. DP took DD car to the garage earlier and they said to bring it in Thur 😩 I was like, why did you do that? Cos the brakes feel funny and dry 🤔 so this fund might be cleared out before I know it. Ugh.
Countdown to my Easter hols…8 working days left....
Emergency Fund goal - £1000/2000
Mortgage OP goal 2026 - £1200/£4500
Read 24 books this year 14/245 -
Signature updated and I've been keeping a tally chart on my notes on my phone of NSDs. 17 this month so far this is more than I've got in a very long time (don't count bills or food )...
Emergency Fund goal - £1000/2000
Mortgage OP goal 2026 - £1200/£4500
Read 24 books this year 14/248 -
Morning all, I didn't get a NSD yesterday I had a super spend day instead 🫣. In the interests of achieving all my goals and not just paying down the mortgage I have invested in myself and signed up for a six hour course of massages (lymphatic drainage especially as I would like the swelling issue dealt with in my legs and body). My first appointment is next month. And I've also signed up for, but not paid or made any appointments yet for some counselling. I'm still unsure on this. I have a deep mistrust of most dr-type people these days because of things that have happened previously, and me being told I'm a hypochondriac. This is specifically a centre for those with PTSD/ C-ptsd though. So perhaps they are able to understand me better and help. We'll see.…I'm just waiting for them to get back to me. So it was a spends day yesterday but I don't regret it. Something has to change in me. And I don't want to quit my job, as much as I'm struggling, I've never had a job I've overly liked and this one ticks a lot of boxes for me. Obviously it could always be better, but I'm aware it could also be worse (having just come from those types of jobs that are far worse).
There has been some friction in the office so I hear. Newbie wasn't even in. It was between tutor and lovely lady. They seem to have a bit of a personality clash, I like them both so I want to stay out of this. I think it turned into borderline unprofessional yesterday from what I've heard so I'd like to stay clear of that. Today we have a special day planned and lots of visitors into the college so it should be fun, but I feel the office at the moment has more tension than my net curtain tension rod has left in it.
I'm up early because I had nightmares. I lost DS2 and was hysterical. He was much younger in the dream. Then I got lost trying to find him around some hotel complex. Then I woke up and immediately went into a deep sleep to then into another dream where DP actually met his demise in a car accident- and I was driving. 😐🙁 Aware of the symbolism in both and how my psyche is struggling to process an awful lot right now. I feel like I am impacting on DP though because he works even harder, is more tired, determined to set up a business all because I am incapable of being normal and living a normal life and working like everyone else and being able to survive and thrive. The dreams have made me really upset and it wasn't even 6am when I woke. So I did try to meditate and told myself it's just a nightmare, I'm safe, DP and ds2 are safe ...etc etc. Felt slightly better, but the feeling of the dreams is there still.
I have a funny travel story from yesterday but I haven't time to post it now, need to run and dry my hair and get make up on before leaving. But yesterday was super busy and full on and there were funny moments peppered in to make it go quite quickly. Anyway I'm sure I'll be back later, dead on my feet...hope everyone has a good day.
Emergency Fund goal - £1000/2000
Mortgage OP goal 2026 - £1200/£4500
Read 24 books this year 14/246 -
So pleased you are investing more in self care, money is worth nothing if our health is no good. Bug hugs sounds like a tough time but you also have some excellent positives. You are able to afford the health helps, you have a fab supportive dp, a job you enjoy ☺️.
Hope today goes well with no drama.
Debt 13-1-25 - £39K!!!
Mortgage 13-1-25 - £63K
Mt DFW Diary: https://forums.moneysavingexpert.com/discussion/6580353/at-an-all-time-low#latest6 -
Thanks @Baldybear today was good, very full on, but good! Lots of VIP from all around the city, and VIPs from internally too, so social battery was going, going, gone by the time we finished. We stopped around 3:30 but spent half hour saying goodbye to visitors and then tidied up, and then we spent about an hour just decompressing and having a chat after we finished work. Absolutely shattered - the house is quiet though, both other residents are out so all I can hear is the birds singing, and after a full on noisy day, bliss……peace.
I am already debating a small takeaway as it is just me but that is naughty so I might see if there is leftovers in the fridge to re-heat first. But then again - might just order in. The devil sits on one shoulder, the angel on the other 😂
Tomorrow and Friday are both very full on too, however much shorter days than usual so hopefully it will go by quickly, and then, woo, weekend.
Emergency Fund goal - £1000/2000
Mortgage OP goal 2026 - £1200/£4500
Read 24 books this year 14/244 -
Congratulations on spending on self care. I decided to make my health and wellbeing a bit of a focus in March, I've spent a lot but somehow valuing myself has seemed really important - and - I hope you really feel the benefits too.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!4 -
Glad today went well.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.4 -
Afternoon all,
I have just finished work, I have kind of taken it upon myself, rightly or wrongly to come home at the end of the day and do my admin here. I have already worked my hours for the week and just don't want to be at work any longer than I need to (my head can't take the noise at the moment!)
I have another hospital app come through, I think this one is actually for the hearing test I moaned about taking so long…I never got round to looking at private ones as was too busy. I will wait for that it is in a few weeks.
I have also had a call about the engagement ring being back in to the jewellers with the wedding ring on cad design (?? do i have that right 😂🙈) I will try and get to them tomorrow or Saturday (most probably) to see it. Today went all wrong and my day was topsy turvy and a kinda I had to go with the flow sort of day and problem solve all day, lots of walking too, done over 10000 steps (ugh I was actually hoping for a low step count today for a rest).
I have booked in 3 massaged which I am looking forward to. I have the MRI this weekend and the hearing test (I think) so lots of things I have put in my diary so I don't forget. Brain is overloaded right now and i am struggling to remember simple things …!!
Emergency Fund goal - £1000/2000
Mortgage OP goal 2026 - £1200/£4500
Read 24 books this year 14/249
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