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Investing in Us: Holidays, Health, and the Road to £150k

1585961636489

Comments

  • debtfreewannabe321
    debtfreewannabe321 Posts: 10,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Morning all,

    It's so nice to wake up and it's not pitch black anymore. My F1tbit says I had an excellent sleep and was barely awake, however, it was basically a case of exhaustion hitting a wall and *crash* passed out from exhaustion type of sleep. Which happens usually once a week when I get that tired I can't function properly. So it's helped, but it's never sustainable. Anyway, short day today so I'm happy about that. I intend to not even bother with going into work today and head straight for a meeting. It will manage my stress levels to not see miss toddler newbie (how many names has she had to date 😝🤔).

    My engagement ring should be back by now...and I've not received a call. I'm trying to not get worried, but I am a little, it's a vintage one too so if they've lost it it's not easily replaceable by them. I've never seen another one when out shopping...so I'm going to pop in there today on my way home so I don't have to waste a Saturday going in to town.

    Emergency Fund goal - £1000/2000
    Mortgage OP goal 2026 - £1200/£4500 
    Read 24 books this year 14/24

  • Queen_of_the_Hive
    Queen_of_the_Hive Posts: 1,400 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    Hi @debtfreewannabe321, big hugs to your dear friend. Hope she's doing as well as she can do.

    Don't think i'd be able to cope moving at the moment, i'd need to hire a professional declutterer to do the cull on the junk!

    Engagement ring sounds exciting…! Are you having a colour scheme for the big day?

    2026 financial goals & challenges!

    1). Mortgage (started Jan 2024) £98,655.10/ £122,400.00 Overpayment total: £1460.47 (Inc Sprive yr 1 & 2 o/p £70.93, £5.52 Natwest o/p & £55.34 reg monthly overpayment) Equity 33%

    2). #47 Save 1p a day challenge 2026 £96.47/£780

    3). £2,763.96/£3000.00 - Investment ISA

    4). CC debt - £21,148.38. Aiming for £19,999.99 31/12/2026

    5). £252.66 / £1000.00 - EF

    6). Lose weight, get fitter and read 12 books in 12 months in 2026. 2 out 12 COMPLETED
  • debtfreewannabe321
    debtfreewannabe321 Posts: 10,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Afternoon,

    QotH no no colour scheme, it will be as basic a wedding as it comes I think 😆.

    I've started my weekend slightly early as a meeting got cut short ....I mean I went so ✔️ don't need to reschedule... 😁🙌🏻

    I've had quite severe dizziness and heart palpitations and balance issues all day. Trying not to panic but it doesn't feel nice when I feel like I spent my whole day trying not to fall over..I tripped twice on absolutely nothing and nearly went over but didn't...🙈 My brain feels laggy like it blips out every now and then and I can't keep a focus on anything at the moment without zoning out and having blips, and my brain feels shaky in my head. Okay I've not explained it very well 🤣 but needless to say something is off.

    Not feeling great, so came home and got in the bath to try and just chill. I've a new eye twitch on the other eye now 😭 and I believe stress has taken hold of my body and is probably causing most of these symptoms. I'm hoping my weekend isn't a total write off because of this. But I have struggled to get to Fri afternoon and really don't feel well in myself. ☹️ I do feel like Saturday and Sunday will be spent recuperating. My MRI is booked for next weekend. Then I have another appointment in April. I just feel like nothing will come of any of it though and I'll be left to limp on on my own as I've done for years already.

    Anyway, moan over, work wasn't too bad, it went quite slowly as I wasn't feeling my best but the work was varied so it was okay and the meeting at the end of the day was cut short. Instead of doing my usual of going back to the office I thought, nope, going home. I've worked through almost every lunch this week so I don't feel bad in the slightest bit. In fact I'm probably still owed at least an hour. But whatever....

    It's definitely warming up outside and today marks the first day of spring with the solstice so I'm happy the sun is on its way. And, well, that's about all the joy I can muster today.

    Emergency Fund goal - £1000/2000
    Mortgage OP goal 2026 - £1200/£4500 
    Read 24 books this year 14/24

  • KajiKita
    KajiKita Posts: 10,148 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    Has anyone ever checked your B12 levels …? Might be worth asking?

    I’ve been a bit that way last night and today - I make overnight oats every ‘work night’ - last night I spilt something 4 separate times! 😳🙄 I am also getting the brain ‘glitches’ too. I suspect we are both exhausted. How many weeks is it to your break?

    Try not to be too ambitious with your weekend, maybe just chill a bit …? 😉

    As at 21.05.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £215,607
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 35 books of target 52 in 2026 as @ 24th May. 
    Produce tracker: £119 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • beanielou
    beanielou Posts: 99,830 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Just take time over the weekend to relax & to be. If you need to go off sick next week then so be it. 🤗

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
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