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Investing in Us: Holidays, Health, and the Road to £150k
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Hey all,
What a day, I'm so done in now. I've sat and had a rant with DP and had a biscuit (vegan- still sorta being good) and tea, I feel better now 🤣. Sometimes all we need is tea, biscuits and a rant eh.
Right let me get my day straight...
My best friends husband passed away this morning and I've been unable to get hold of her all day. Well I mean, I didn't try ringing her all day long, I tried once and left a message. She will get back to me when she's ready.
Ugh, I've just had a reminder on my phone - thankfully I suppose, as I had forgotten, - I've got a Dr appointment in an hour..I suppose I best get dressed again then.
I spent half my day in the office as things got changed last minute, so work this morning wasn't so bad. But it was busy and non stop. The afternoon went wrong almost from the off hence my stress levels going through the roof by the time I left. But I did manage to finish slightly earlier than planned so silver linings and all.
I got invited to a financial survey from the government so did that just now, £5 voucher sent to me already for a shop we use all the time.
I have an MRI scan appointment and an ECG one too all come through at once. STILL no hearing test.....that was literally the one I wanted and yet they've managed to find lots of other things to test me for instead 🤦🏻♀️🤣.
No compost today, delivery has been put off till tomorrow so I will have to do my planting up then. I need to prep some dinner then get ready for the drs I suppose so best be off. I did manage a NSD too so that's good. I'll add to my signature in a moment.
Emergency Fund goal - £1000/2000
Mortgage OP goal 2026 - £1200/£4500
Read 24 books this year 14/246 -
Not understanding why you can’t just book a hearing test for yourself at an opticians …? Maybe because they are offering them now, you can’t get one on the NHS, a bit like ear syringing?
Well done for the NSD and the steady eating, in spite of the work maelstrom 😊
Hope the doctor’s appointment goes well 🤞
KK
As at 21.05.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £215,607
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 35 books of target 52 in 2026 as @ 24th May.
Produce tracker: £119 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Any hearing aid dispenser will test your hearing. You don’t have to buy what they recommend.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.4 -
Morning all,
Well the dr was Dr 'i'm not concerned about that' only yesterday she couldn't be more concerned if she'd tried and I really didn't care too much about the lecture I was getting because I just wanted to go home for dinner. She suggested alternatives to HRT because of high stroke risk and the headaches I had been getting...but I've said no it took me long enough to be able to tolerate this one so I'll carry on and if I get headaches I'll stop immediately. What a 180° from her eh? I was literally scratching my head at the change in her behaviour...
Busy day at work today and honestly I've no motivation and no energy left to give right now. Every night I'm crashing in bed that's how tired I am and I'm still unable to muster energy from anywhere 🤔😥.
DP thinks he's away again this weekend for another conference so I'll double check with him later on. If he is I will make efforts to go see my friend. I've been unable to see her for months because her husband was so poorly. She appeared to be doing okay last night when I did manage to catch up with her. They had a particularly difficult relationship anyway so I was unsure how she'd be. I don't want her to feel guilty but I bet that's an emotion she'll go through anyway. I feel like she's been through so much the last few years especially as she got cancer as well.
Real feeling like I'm a hamster on a wheel right now. Work, eat, rest, sleep. I've no energy left for gardening, reading, listening to my records, dancing, I don't sing anymore (I've always been one to wander around the house singing along to something) or anything else that gives me pleasure. I hope it passes....
Okay, eat and then work part of that wheel now…
Emergency Fund goal - £1000/2000
Mortgage OP goal 2026 - £1200/£4500
Read 24 books this year 14/247 -
Afternoon all, my compost has arrived! Woop. I need to mix it all up with the other bits I bought and then plant some bits before they ruin…
I had to buy moisturiser earlier as I had run out and was using up old ones but they were rubbish. My skin looks so dehydrated so I caved and bought a new one. £38 🙈 money is leaking to a.mazon once again 🙈🙈🙈.
It's Wednesday tomorrow thank goodness. I am literally on countdown to my break now I'm that knackered. 12 work days left ....!
Emergency Fund goal - £1000/2000
Mortgage OP goal 2026 - £1200/£4500
Read 24 books this year 14/248 -
Morning all, hope everyone is well. I haven't been able to catch up with all the diaries I follow for ages.
I had random dreams last night, very symbolic of how DP and I both feel in our day job right now..... drowning and themes of feelings of being lost and seeing everyone moving on and us being left behind. DP is very tearful which is very unlike him ☹️ he's taking on too much mentally right now, he's doing a new job, still handholding the person who took his old job and trying to learn the new stuff with his business venture. He's missing his old team and I feel like he wants to go back to that job ... He's going to speak to people today because something needs to change. He's really stressed. I feel similarly but more because I've zero energy for a full time job.(Let's face it I wasn't doing all that well on 24 hours a week).
Last night I found myself scrolling, on RM. I know, I know, I know 🙈. However my parameters had changed. I was looking for 2-3 bed and in the price range of what we have in equity..i.e no mortgage or VERY small mortgage. Meaning we could both make very severe and life-changing changes within our work....I'm still in the pondering stage. But when I make my mind up it'll happen and quick. So don't be surprised if I've sold the house in the year 😉 and bought a tiny cottage somewhere peaceful with no need for horrible full time work that saps the life out of us.
Anyway dreaming over...need to go to a horrible meeting this morning where I've been warned once again that tears might happen because people need bringing up on their shortcomings. Sigh. … I do a lot of sighing lately 🤣🙈. Hope everyone has a good day.
Emergency Fund goal - £1000/2000
Mortgage OP goal 2026 - £1200/£4500
Read 24 books this year 14/249 -
sending virtual hugs
Love 🐞
Declutter 1352/ 2026
£145.56 saved by growing and eating my own 2026
books read 7 in 2026
£230 🥳 funpot
🐞change pot £52.533 -
Surely if this is a performance review type thing that shouldn't be in a general meeting? Very unprofessional to be highlighting any individual's shortcomings in a roomful of people? Or are they trying to get everyone to police each other?
Re the house, tempting as it sounds remember how much time, energy and money went into your last house, the actual cost of moving, the emotional and physical costs of moving, then getting to grips with your current house, settling in, finding the things you wanted to change including the inevitable things you didn't expect to be updating or changing etc etc etc, all the time and energy you've already spent.
That is going to be exactly the same in a new place. New builders, new trades people to find, new problems to uncover, more expense on things that dont fit or need to be different, change of mortgage whilst it might end up cheaper you might have early repayment charges if you are paying a chunk off.
Wheres your daughter going to go? She's got her job and seems quite dependent on you getting her back and forwards so presumably you can't move too far away in which case can you really get something any cheaper than you are in?
It sounds more like 'running away' 😆 🤣 which is understandable but won't actually fix anything
I know you know all this, and it might be the best thing ever but it might also be just chucking away another 30grand of legal fees, stamp duty, moving costs and new costs?
Can you both take a few days holiday? Just get away from work and have a few days around the house together to regroup. Maybe if you are both at this state a couple of days sick might actually be appropriate? If he's tearful that indicates big stress and you are aware how much pressure you have going on just now
Dxx
22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈2⭐ 26 🥈 Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you'll be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If youre not already using a thing you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'6 -
Evening all,
Well this morning's meeting is basically one we have every week @daisy_1571 because we work a lot out of college we have a meeting once a week where we discuss what's gone on so we information share basically. So, in short, it's not a case of trying to highlight anyone's shortcomings but it essentially does exactly this each time. The newbie has had her hand held for two solid months longer than I have, which I haven't moaned about as I understand everyone learns at different paces etc but I do feel she tries to do as little as possible. Back to this morning, she was ignorant and rude to me from the off. She was wailing (and I mean this literally) by 8am to the only one who will listen to her now (lovely lady) and we hadn't actually started the meeting. Meeting occurred. It was highlighted by default of the structure of the meeting shortcomings (I had one I had forgotten to do and held my hands up, oops, I'm sorry I didn't know about this I'll do it next time), and once again she was moody and horrible to me and tutor. Roll on to 10:30 ish and once again, as has happened almost every day she's been in, she turned on the charm and wanted to be everyone's friend again chatty and happy and like the morning hadn't happened. It's bizarre. Absolutely 100% some MH issues here as well as possible diagnosis of something or other. Anyhow, thankfully it was her short day and she left at lunch. I have a knot in my stomach all day long when she's around as she's so changeable.
I helped a student with an application today for a job....as we were about to send it...I turned the laptop to look at me for one final check....switched the !!!!!! thing off 😑😭😭😭😭. It was almost 4pm and she was leaving soon so I had to get her to load it back up quickly - all of it lost!!! A really horrible application with tonnes of sections. I had to redo it all in about fifteen minutes. So stressful 😑🤦🏻♀️ but I did it, just. Then another rubbish meeting to end my day with where I was just used as a sounding board I think.
Anyway I got home and was craving chocolate because - Stress- Instead I started straight on dinner. Made a nice bulgher wheat salad, new pots, seitan, left over bits from fridge - pineapple, sweetcorn, edamame beans and some other bits. Was a nice Buddha bowl really by the time I finished and I staved off the cravings. For now...
Oh and the house move...yes I think I know realistically it's not feasible yet. But that won't stop me if I really get the urge. I'm on about house 30 at this point in my life 🙈🤣🤣🤣. However we'll get DD into uni and if I really need to move I'll get her into residence around here, I know the nice areas etc. and she can live independently. And as for taking her to work, well, I've been sacked off the job temporarily - DD has got herself a boyfriend!!! 😁 He wants to take her every day she works, how sweet is that. And if it lasts it means DP and I will get lie ins on our days off! Imagine that!
DP has had a meeting about his unhappiness in his new role. And after much talking it has been decided that he needs to just hand the old job over completely because it's stopping him moving forward being able to do any of the exciting projects that he'd like to do in his new job. So he's going to give it a proper go now that it's been agreed that he really is doing two jobs atm and that needs to stop! I mean unless they're willing to pay him for both in which case he probably wouldn't moan 🤣.
Emergency Fund goal - £1000/2000
Mortgage OP goal 2026 - £1200/£4500
Read 24 books this year 14/248 -
As someone who frequently thinks about running away I understand the lure of something small and cheap on right move.
Once work pressure abates I am sure you will feel so much better
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!4
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