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Reset 2026
Comments
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Well done - it's so hard to keep the motivation isn't it but think of the feeling when you make that last payment.
I've lost ZERO weight - will be better next month.
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Well the weight loss has gone pear shaped - I am currently on steroids for a lung condition so I am not even trying but the debt is going down well, hoping to clear the last credit card by the end of the month and then work on the last loan, woo hoo.
@[Deleted User] I am with you in that department!! 🤣
Sept 24 : £32000 Sep 25 - £10356 Feb 26 - £6872 Jul 26 - £5495
May 25 : £14000 Oct 25 - £9569 Mar 26 - £5998
June 25 : £13000 Nov 25 - £9275 Apr 26 - £5998
July 25 : £12000 Dec 25 - £8975 May 26 - £5998
Aug 25 : £11436 Jan 26 - £8065 Jun 26 - £59593 -
You are doing amazingly well with the debt repayments! Well done for keeping the momentum.
PBs £2050 (including £1k EF)
17/26 books for 2026Take the time to find the joy in each day
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thank you, I have a wobble every so often 🤣. I've just a money transfer for the loan with 12 months interest free, with the transfer fee will be saving a few hundred pounds, figure it will keep me focused to pay it off within that time!
Sept 24 : £32000 Sep 25 - £10356 Feb 26 - £6872 Jul 26 - £5495
May 25 : £14000 Oct 25 - £9569 Mar 26 - £5998
June 25 : £13000 Nov 25 - £9275 Apr 26 - £5998
July 25 : £12000 Dec 25 - £8975 May 26 - £5998
Aug 25 : £11436 Jan 26 - £8065 Jun 26 - £59593 -
I'm having a wobble, after pay day I will be down to my last debt. £6958, I am now thinking stuff it, pay the minimum and then do a 0% balance transfer each time it runs out. I know this isn't the best way but fed up now with paying it all off.
Then I think shall stop putting tax money away and just add that to the debt to finish paying it off quicker then save to cover the tax.
Losing the plot!
Finishing the steroids shortly so will start on the weight loss again a few days later.
Sept 24 : £32000 Sep 25 - £10356 Feb 26 - £6872 Jul 26 - £5495
May 25 : £14000 Oct 25 - £9569 Mar 26 - £5998
June 25 : £13000 Nov 25 - £9275 Apr 26 - £5998
July 25 : £12000 Dec 25 - £8975 May 26 - £5998
Aug 25 : £11436 Jan 26 - £8065 Jun 26 - £59593 -
Don't lose sight! Being fed up is normal but look at your own post from December if you're lacking motivation. We're here cheering! Keep going, you're almost there! 💪
Mortgage: £173,700 Sep 22 £157,700 Feb 26
MF Date: Sep 52 Mar 52
CC Debt: £15,250 Nov 25 £9,200 Feb 26
NSD: Jan: 17/31 | Feb: 12/28
2026 Challenges:
MFiT-T7 #5
DFbyXMAS #7
Sealed Pot Challenge #022
2026 Grocery Challenge: 20/01 - 19/02 £132.79/£200
2026 Grocery Challenge: 20/02 - 19/03 £31.85/£200
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What @RedLipstick said! The end is in sight - just keep swimming.
PBs £2050 (including £1k EF)
17/26 books for 2026Take the time to find the joy in each day
1 -
Thank you, it just feel never ending at this moment in time.
Sept 24 : £32000 Sep 25 - £10356 Feb 26 - £6872 Jul 26 - £5495
May 25 : £14000 Oct 25 - £9569 Mar 26 - £5998
June 25 : £13000 Nov 25 - £9275 Apr 26 - £5998
July 25 : £12000 Dec 25 - £8975 May 26 - £5998
Aug 25 : £11436 Jan 26 - £8065 Jun 26 - £59591 -
Oh you are just within touching distance! Think of it as the final.sprint at the end of the marathon - you've done so well and achieved so much, just a little bit further to.go!
Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes1 -
It does, but it's not something you will regret, trust me. Throw all your energy (and money!) at it, you are so close now. You're doing it for YOURSELF and your future self. Keep going!
Mortgage: £173,700 Sep 22 £157,700 Feb 26
MF Date: Sep 52 Mar 52
CC Debt: £15,250 Nov 25 £9,200 Feb 26
NSD: Jan: 17/31 | Feb: 12/28
2026 Challenges:
MFiT-T7 #5
DFbyXMAS #7
Sealed Pot Challenge #022
2026 Grocery Challenge: 20/01 - 19/02 £132.79/£200
2026 Grocery Challenge: 20/02 - 19/03 £31.85/£200
0
![[Deleted User]](https://us-noi.v-cdn.net/6031891/uploads/defaultavatar/nFA7H6UNOO0N5.jpg)
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