Reset 2026

_Dolly_Rocker_

Well done - it's so hard to keep the motivation isn't it but think of the feeling when you make that last payment.

I've lost ZERO weight - will be better next month.

Highlanddream

Well the weight loss has gone pear shaped - I am currently on steroids for a lung condition so I am not even trying but the debt is going down well, hoping to clear the last credit card by the end of the month and then work on the last loan, woo hoo.

@_Dolly_Rocker_ I am with you in that department!! 🤣

Dakota_Rose

You are doing amazingly well with the debt repayments! Well done for keeping the momentum.

Highlanddream

https://forums.moneysavingexpert.com/discussion/comment/81877337#Comment_81877337

thank you, I have a wobble every so often 🤣. I've just a money transfer for the loan with 12 months interest free, with the transfer fee will be saving a few hundred pounds, figure it will keep me focused to pay it off within that time!

Highlanddream

I'm having a wobble, after pay day I will be down to my last debt. £6958, I am now thinking stuff it, pay the minimum and then do a 0% balance transfer each time it runs out. I know this isn't the best way but fed up now with paying it all off.

Then I think shall stop putting tax money away and just add that to the debt to finish paying it off quicker then save to cover the tax.

Losing the plot!

Finishing the steroids shortly so will start on the weight loss again a few days later.

RedLipstick

https://forums.moneysavingexpert.com/discussion/comment/81799271#Comment_81799271

Don't lose sight! Being fed up is normal but look at your own post from December if you're lacking motivation. We're here cheering! Keep going, you're almost there! 💪

Dakota_Rose

What @RedLipstick said! The end is in sight - just keep swimming.

Highlanddream

Thank you, it just feel never ending at this moment in time.

LzzyIsGod

Oh you are just within touching distance! Think of it as the final.sprint at the end of the marathon - you've done so well and achieved so much, just a little bit further to.go!

RedLipstick

https://forums.moneysavingexpert.com/discussion/comment/81894383#Comment_81894383

It does, but it's not something you will regret, trust me. Throw all your energy (and money!) at it, you are so close now. You're doing it for YOURSELF and your future self. Keep going!