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Save £12k in 2026 challenge (or any other amount to challenge yourself!)

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Comments

  • Suffolk_lass
    Suffolk_lass Posts: 11,422
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite

    I have updated with a moderately huge (for us) total this month (£2005.46) - it includes Mr Sl's tax refund (£546) and also the refund (£620) from the people that were going to blast off the rust under our truck (it was terminal, so truck has gone) - as we won't be without a truck for long, I have not included the money we got for the old one (just over £2.8k) as it will be going out shortly, along with more.

    I will be raiding the EF savings account, but it is there for this sort of thing. I won't deduct the new truck money - well it makes sense in my head!

    Save £12k in 2026 #2 I have banked £10,836.47 in 9 months, against a £10k target The Save £12k in 2026 thread is here
    OS Grocery Challenge in 2026 I have a £3000 annual budget for 2026 - currently £1971.56 to the end of Sep
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2027 thread brand new and sparkling - feel free to join us and say what and how you are planning
    My keep within our budget diary is here
  • linz
    linz Posts: 2,011
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Forumite

    #5 linz declaring £0 for March (and April too)

    I have a lot of expenses over the next couple of months which is making it a nightmare to try and budget how much i'll be able to save. I'll eventually get reimbursed for them so will hopefully be back on track by the end of May!

    #5 - Save £12k in 2026
  • george4064
    george4064 Posts: 2,964
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
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    edited 28 February at 8:07PM
    "If you aren’t willing to own a stock for ten years, don’t even think about owning it for ten minutes” Warren Buffett

    Save £12k in 2025 - #024 £1,450 / £15,000 (9%)
  • Nurse2047
    Nurse2047 Posts: 446
    Fifth Anniversary 100 Posts Name Dropper Photogenic
    Forumite

    #26 reporting £3515.66 for February.

    Nurse striving for financial freedom
  • sonas_baby
    sonas_baby Posts: 255
    Part of the Furniture 100 Posts Name Dropper Photogenic
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    #7 reporting £747.93 for February, not bad when I knew it would be an expensive month although unfortunately under my monthly target.

    It is the job that is never started that takes the longest to finish. Tolkien.
    Save 12k in 2025 No 18 365 1p challenge 2025 No 2
  • Dizzycap
    Dizzycap Posts: 2,065
    1,000 Posts Third Anniversary Photogenic Debt-free and Proud!
    Ambassador

    #4 - Reporting £1219.08 for March. YTD Total: £4855.01

    --**MONEYFACTS**-- FULL List of Money Comparison Products + News / Guides--
       Personal MSE 2026 Money Saving Challenges:
    ~ NSD 2026 Challenge May 12/20 (6)
    # Regular Savers 2026- New 9/12 - Total: 31 (6)
    # No.12 Save £2 a Day 2026 £364.98 / £730 (6)
    # No.2 Save 1p A Day Challenge 2026 £355.02 / £667.95 (6)
    # No.4 Save £12k in 2026 - £8492.37 / £12,000 (6)
    # £10-a-Day Challenge 2026 - £710.56 / £1825 (6)
    # No.8 Sealed Pot Challenge 19 (22/10) 426 / £400 (6)
    # No.27 - Top Up EP 2 £1255 / £2880 (6).
    # Make £2026 in 2026 - Completed
    Motto: 'SAVE before you spend on Non-essentials' 
  • Sandyra
    Sandyra Posts: 349
    Part of the Furniture 100 Posts Name Dropper Cashback Cashier
    Forumite

    #32 Feb savings £2000, thank you

    MFW 26 #32 £7,968.31/£6,000; MFW 25 #32 £9,594.51/£3,000; MFW 24 #32 £4,217.84/£3,000; MFW 23 #32 £5,238.84/£4,000; MFW 22 #32 £8,246.43/£8,000; MFW 21 #32 £8,982.73/£8,000; MFW 20 #32 £12,000/£6,000

    Save £12k in 2026 #32 £17,125/£18,000; Save £12k in 2025 #48 £20,000/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000

  • Metrocammell
    Metrocammell Posts: 50
    10 Posts Name Dropper
    Forumite

    #30 Reporting £2666.85 for February.

    Another month way better than I could ever have expected, much helped by being back in full time work for the whole month, something I haven't had since October last year. And the continued mass sort out of unneeded belongings. Highly unlikely to have anymore months like this now, but it's been nice whilst it's lasted.

  • time2change_2
    time2change_2 Posts: 77
    Part of the Furniture 10 Posts Photogenic Name Dropper
    Forumite

    #10 declaring £459.33 for February.

    As expected mush less than January but still above for the 2 months in total.

    Thank you to Enthusiastic Saver & Suffolk Lass for running this challenge.

    Declutter 2024 :277

    Save £12k: #47 £4757.58/£12000

    Grocery challenge: £2080 pa, bulk buy £520 pa
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,389
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Ambassador

    Some great updates here and I have updated the spreadsheet.

    I have put £500 away in regular savers as usual but won't put any additional amounts in yet due to holidays expenditure over March and April.

    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
    Save £12k in 2026 Challenge £12000/£10,000
    365 day 1p Challenge 2026 £667.95/£600.31
    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
★ ★ ★ Meet your Ambassadors

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