We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Save £12k in 2026 challenge (or any other amount to challenge yourself!)

1181921232429

Comments

  • Suffolk_lass
    Suffolk_lass Posts: 11,076 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    No problem @James240 - I've updated the spreadsheet with £0 for Jan and Feb, just as a marker so we know you are there. Only one person has gone complete radio silence on us

    Save £12k in 2026 #2 I have banked £2870.61 so far, against a £10k target The 2026 Save £12k in 2026 thread is here
    OS Grocery Challenge in 2026 I am sticking with a £3000 annual budget for 2026 - currently £568.34 and most of my March purchasing made
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
    My keep within our budget diary is here
  • MrsG2006
    MrsG2006 Posts: 15 Forumite
    Part of the Furniture 10 Posts Combo Breaker

    #40 Reporting £463.89 for March please. It's been a dismal month after a £350 dentist bill yesterday, but at least I got to put a wee bit away still this month

  • simsielover3
    simsielover3 Posts: 6 Forumite
    Name Dropper First Post

    I hope it’s not too late to join, I’m aiming to save £1,000 this year.

    I didn’t save for January or February but I have opened a digital regular saver with NatWest and set up a standing order for £150 a month. I’ve added my first deposit a couple of days ago and my next deposit is due on 1st April.

  • Pucky89
    Pucky89 Posts: 25 Forumite
    Second Anniversary 10 Posts

    Apologies for delay, two week holiday put me behind on some life admin.

    #25 reporting for feb, £3796.67. Annual interest payment doing the heavy lifting.

  • Suffolk_lass
    Suffolk_lass Posts: 11,076 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Ok @simsielover3 - I have added you to the spreadsheet and your number in the challenge is 36. You just need to mention your challenge number when you post your monthly updates. Well done for taking the plunge, and welcome to the Challenge. I can see you are new to the forum - it is worth either putting a link to the thread on your screen as a shortcut, or bookmarking (check the little pennant, normally top right of your screen on the thread page), and maybe add us to your signature when you have posted enough to do that)

    Well done @Pucky89 - hope you had a fab holiday! Here's the link to the updated spreadsheet.

    Save £12k in 2026 #2 I have banked £2870.61 so far, against a £10k target The 2026 Save £12k in 2026 thread is here
    OS Grocery Challenge in 2026 I am sticking with a £3000 annual budget for 2026 - currently £568.34 and most of my March purchasing made
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
    My keep within our budget diary is here
  • Hellesbelles
    Hellesbelles Posts: 57 Forumite
    Eighth Anniversary 10 Posts Name Dropper

    No 11 £900 for February please.

    Sorry for late response, several trips to hospital recently have put me out of sync!

    Thanks as always for running the thread.

    H x

  • Bridlington1
    Bridlington1 Posts: 4,705 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    edited 16 March at 6:46PM

    In addition to what @Suffolk_lass says, I don't know if you're aware yet but I maintain a list of the top regular saver accounts currently on offer on the imaginatively titled The Top Regular Savers Discussion Thread. If you have any queries about regular saver accounts, feel free to post them in that thread.

    Also of note with the NatWest (and RBS) regular saver is that money paid into the account using round ups and rewards don't count towards the £150 maximum monthly deposit limit, so you can boost your totals that way if you wanted.

    Best of luck with the challenge though.

  • 1stTimer
    1stTimer Posts: 556 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic

    #12 £1331.57 for March please

    £63.38 Interest Earned
    £910 Regular Savers
    £65.99 Top cashback
    £292.20 leftover wages

    The 365 Day 1p Challenge 2026 #26 £437.90/£667.95
    Save £12k in 2026 #12 £5288.83/£7500

    Car Loan Dec 25- £14,114.74 (60mth)
                     Jan 26- £9857.07 (42mth)
                     Feb 26- £6438.83 (28mth)
                     Mar 26- £5930.87 (26mth)
                     Apr 26 - £4158.00 (18mth)
                     May 26 - £3917.00 (17mth)
  • Van_Girl
    Van_Girl Posts: 446 Forumite
    Sixth Anniversary 100 Posts Photogenic Name Dropper

    #14 Van_Girl declaring £844.01 for March

    The year is speeding away again. But at least, here, we have some sunshine! 🌞

    £12k in 26 #14 £5776.75/£12k 25 #14 £19,041.66/£18k 24 #14 £15,653.11/£18k 23 #14 £17,195.80/£18k 22 #20 £23,024.86/£23k
      Debt Free January 2021
    • simsielover3
      simsielover3 Posts: 6 Forumite
      Name Dropper First Post

      thank you, I’ll make sure to take a look at that thread too. I’ve started using rounds ups since starting the challenge and even had my rewards paid into my DRS.

    Meet your Ambassadors

    🚀 Getting Started

    Hi new member!

    Our Getting Started Guide will help you get the most out of the Forum

    Categories

    • All Categories
    • 354.5K Banking & Borrowing
    • 254.4K Reduce Debt & Boost Income
    • 455.4K Spending & Discounts
    • 247.4K Work, Benefits & Business
    • 604.2K Mortgages, Homes & Bills
    • 178.5K Life & Family
    • 261.7K Travel & Transport
    • 1.5M Hobbies & Leisure
    • 16.1K Discuss & Feedback
    • 37.7K Read-Only Boards

    Is this how you want to be seen?

    We see you are using a default avatar. It takes only a few seconds to pick a picture.