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Save £12k in 2026 challenge (or any other amount to challenge yourself!)
Comments
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#31 checking in :) I've managed to save another £1,028.38!!! which now brings my total up to £9490.38 for the year so far!!!!!!!
Savings Total so far for 2026: £9490.38/£10,0001 -
#17 t2rry adding £100 to September please
Squirrelled this away after a decent event-related underspend. I could have left it, but if I physically move away, in my head it's not accessible so I can't accidentally swallow it into day to day spending. It also makes September my second to worst month of the year instead of the absolute worst, which is psychologically positive!
Is it annoying that I do multiple updates through a month? Would it be easier for you guys, Suffolk Lass & Enthusiastic Saver, if I just waited and gave one each time?
Debt Free I FFEF I Building Savings I 2026 Plan:- 25/26 Pension £3,100/£3,100
- Regular Savings £7,690/£6,900
- Slush Fund £12,960/£10,000
Save £12k in 2026 - #17 - £23,750/£20,000 (119%)0 -
It's absolutely no problem. I get an alert when anyone posts and it is a simple matter to open the spreadsheet, switch user to my Suffolk lass account and click on the cell and type +nnn.nn. As long as the first entry that month is = followed by the first amount. I think you can see it if you double click on a cell. (I could write a little algorithm or a form that auto-updates but it is so straightforward, and I am retired. It is important to me to keep my brain stimulated with the little financial rituals.)
Save £12k in 2026 #2 I have banked £10,836.47 in 9 months, against a £10k target The Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I have a £3000 annual budget for 2026 - currently £1971.56 to the end of Sep
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2027 thread brand new and sparkling - feel free to join us and say what and how you are planning
My keep within our budget diary is here1 -
I am now back from my walking holiday and after paying for new blinds through the house plus the credit card I have managed to bank £1000 into our joint savings account so my total stands at £10k for the year so far so on target.
I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Save £12k in 2026 Challenge £12000/£10,000
365 day 1p Challenge 2026 £667.95/£600.31
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php2 -
Whoops sorry @enthusiasticsaver , got my months wrong - the £1000 is for September not August.
Thanks for checking !
#5 - Save £12k in 20261 -
changed it
Save £12k in 2026 #2 I have banked £10,836.47 in 9 months, against a £10k target The Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I have a £3000 annual budget for 2026 - currently £1971.56 to the end of Sep
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2027 thread brand new and sparkling - feel free to join us and say what and how you are planning
My keep within our budget diary is here1 -
#12 £1486.54 for September please
£463.18 Interest Earned
£910 Regular Savers
£50 YouGov
£63.36 We R 8The 365 Day 1p Challenge 2026 #26 £667.95/£667.95✔️Save £12k in 2026 #12 £13,201.88/£7500
Car Loan Dec 25- £14,114.74 (60mth) / paid off Aug 20262 -
Van_Girl #14 declaring -£1923.58 for September, but I do have a brand new heat pump all ready for winter ❄️
I'm going to lower my target to £7000 if that's ok, as house repairs have been big this year and I have no hope of making it back up£12k in 26 #14 £4352.72/£12k 25 #14 £19,041.66/£18k 24 #14 £15,653.11/£18k 23 #14 £17,195.80/£18k 22 #20 £23,024.86/£23k3 -
I have adjusted your target down and exciting re heat pump. We have had solar panels and an EV charger this year and definitely will consider a Heat Pump in the future so it will be interesting to see what you think. A good investment I should think. That is how I am considering the money paid out for PVs etc for us this year.
I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Save £12k in 2026 Challenge £12000/£10,000
365 day 1p Challenge 2026 £667.95/£600.31
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php2 -
No. 30 checking in and reporting £384.33 for September. Not a great month, but I'll take the positives that it wasn't a negative month what with some small home renovations and broken kitchen appliances.
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