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Save £12k in 2026 challenge (or any other amount to challenge yourself!)

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Comments

  • James240
    James240 Posts: 16,398 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    #31 checking in :) I've managed to save another £1,028.38!!! which now brings my total up to £9490.38 for the year so far!!!!!!!

    Savings Total so far for 2026: £9490.38/£10,000
  • t2rry
    t2rry Posts: 1,116 Forumite
    Part of the Furniture 1,000 Posts Name Dropper

    #17 t2rry adding £100 to September please

    Squirrelled this away after a decent event-related underspend. I could have left it, but if I physically move away, in my head it's not accessible so I can't accidentally swallow it into day to day spending. It also makes September my second to worst month of the year instead of the absolute worst, which is psychologically positive!

    Is it annoying that I do multiple updates through a month? Would it be easier for you guys, Suffolk Lass & Enthusiastic Saver, if I just waited and gave one each time?

    Debt Free I FFEF I Building Savings I 2026 Plan:
    1. 25/26 Pension £3,100/£3,100
    2. Regular Savings £6,890/£6,900
    3. Slush Fund £11,760/£10,000

    Save £12k in 2026 - #17 - £21,750/£20,000 (109%)
  • Suffolk_lass
    Suffolk_lass Posts: 11,340 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    It's absolutely no problem. I get an alert when anyone posts and it is a simple matter to open the spreadsheet, switch user to my Suffolk lass account and click on the cell and type +nnn.nn. As long as the first entry that month is = followed by the first amount. I think you can see it if you double click on a cell. (I could write a little algorithm or a form that auto-updates but it is so straightforward, and I am retired. It is important to me to keep my brain stimulated with the little financial rituals.)

    Save £12k in 2026 #2 I have banked £9004.48 so far, against a £10k target The 2026 Save £12k in 2026 thread is here
    OS Grocery Challenge in 2026 I am sticking with a £3000 annual budget for 2026 - currently £1111.79 and most of my May purchasing made
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
    My keep within our budget diary is here
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