We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
Pay ALL Your Debt Off By Xmas 2026!
Comments
-
#9 - £1389 / £8975.
Sept 24 : £32000 Sep 25 - £10356 Feb 26 - £6872 Jul 26 - £5495
May 25 : £14000 Oct 25 - £9569 Mar 26 - £5998
June 25 : £13000 Nov 25 - £9275 Apr 26 - £5998
July 25 : £12000 Dec 25 - £8975 May 26 - £5998
Aug 25 : £11436 Jan 26 - £8065 Jun 26 - £59591 -
I didn’t get the loan on final checks 😢
#no 3 Debts off by Xmas 2026 £1500/£12,500NSD June 23/22
#no 13 365 days 1p challenge 2026 Jan Feb March April May June paid
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £12,500
1% challenge = £12,500
1% - £125 12%
loan 6% £110002 -
@ThriftyPrincess40 Ah, sorry to hear that. I'm sure you will manage well, just keep getting at it, you're already doing fantastic job xx
Mortgage: £173,700 Sep 22 £157,700 Feb 26
MF Date: Sep 52 Mar 52
CC Debt: £15,250 Nov 25 £9,200 Feb 26
NSD: Jan: 17/31 | Feb: 12/28
2026 Challenges:
MFiT-T7 #5
DFbyXMAS #7
Sealed Pot Challenge #022
2026 Grocery Challenge: 20/01 - 19/02 £132.79/£200
2026 Grocery Challenge: 20/02 - 19/03 £31.85/£200
1 -
Perhaps the universe has a different debt free route for you 🙏
July NSD 10/18
July Grocery challenge £76.08/£279 = £202.92 rem
w/c 8 June 4 weekly cold turkey week £59.70/£60 = £0.30 rem / June NSD 18/18 / June Grocery challenge £424.19/£270 = £154.19 over
w/c 11 May cold turkey week £49.18/£50 = £0.82 rem / May NSD 20/16 / May Grocery challenge £379.04/£310 = £69.04 over
Debt-Free April 20262 -
thanks guys,gutted but still n it x lets hope the universe turns my luck around 💪🏻❤️🤞
#no 3 Debts off by Xmas 2026 £1500/£12,500NSD June 23/22
#no 13 365 days 1p challenge 2026 Jan Feb March April May June paid
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £12,500
1% challenge = £12,500
1% - £125 12%
loan 6% £110003 -
I think ive updated everyone so far and given all who needed numbers
I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Abound - £2256.89/£8,854.76
DFW Challenges!
365 Day 1p Challenge 2026 #9 £104.30
Pay off all your debts by Christmas 2026! #14 £1918/£8854.76
Make £2026 in 2026! £602.40/£2026
Savings goal £162.79/£10004 -
I’ve found a good podcast! It’s so practical and soothing me out of a down wormhole! Trigator master your money! Starting to pick myself up, it covers the psychology behind, why haven’t I seen it sooner! 🥳 back on it 💪🏻
#no 3 Debts off by Xmas 2026 £1500/£12,500NSD June 23/22
#no 13 365 days 1p challenge 2026 Jan Feb March April May June paid
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £12,500
1% challenge = £12,500
1% - £125 12%
loan 6% £110002 -
thank you :)
Sept 24 : £32000 Sep 25 - £10356 Feb 26 - £6872 Jul 26 - £5495
May 25 : £14000 Oct 25 - £9569 Mar 26 - £5998
June 25 : £13000 Nov 25 - £9275 Apr 26 - £5998
July 25 : £12000 Dec 25 - £8975 May 26 - £5998
Aug 25 : £11436 Jan 26 - £8065 Jun 26 - £59592 -
aww Thrifty , so sorry. Maybe try again in a few months, you have been paying down at a tremendous rate.
Sept 24 : £32000 Sep 25 - £10356 Feb 26 - £6872 Jul 26 - £5495
May 25 : £14000 Oct 25 - £9569 Mar 26 - £5998
June 25 : £13000 Nov 25 - £9275 Apr 26 - £5998
July 25 : £12000 Dec 25 - £8975 May 26 - £5998
Aug 25 : £11436 Jan 26 - £8065 Jun 26 - £59592 -
thank you x should I leave it 3 or 6 months? I’ve been abit fed up as I can’t pay more atm as need to save it to cover not having a wage next couple of months due to illness triggering with court case against the ex. Wish my brain would just pack it in with the PTSD then I’d be safe to work 🤦🏻♀️
#no 3 Debts off by Xmas 2026 £1500/£12,500NSD June 23/22
#no 13 365 days 1p challenge 2026 Jan Feb March April May June paid
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £12,500
1% challenge = £12,500
1% - £125 12%
loan 6% £110002
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.1K Banking & Borrowing
- 254.7K Reduce Debt & Boost Income
- 455.8K Spending & Discounts
- 247.9K Work, Benefits & Business
- 605K Mortgages, Homes & Bills
- 178.8K Life & Family
- 262.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards