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Pay ALL Your Debt Off By Xmas 2026!

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Comments

  • Highlanddream
    Highlanddream Posts: 364 Forumite
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker

    #9 - £1389 / £8975.

    Sept 24 : £32000                  Sep 25 - £10356         Feb 26 - £6872               
    May 25 :  £14000                  Oct 25 -  £9569          Mar 26 - £5998         
    June 25 : £13000                   Nov 25 - £9275                                  
    July 25 :  £12000                   Dec 25 - £8975
    Aug 25 :  £11436                   Jan 26 -  £8065
  • ThriftyPrincess40
    ThriftyPrincess40 Posts: 367 Forumite
    100 Posts Name Dropper

    I didn’t get the loan on final checks 😢

    #no 3 Debts off by Xmas 2026 £15,250 PAID 
    NSD April 25/22 May 5/22
    #no 13 365 days 1p challenge 2026 90/365
    £40.95/£667.95 
    #no 2 £2 coin savers challenge 2026
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £15,250
    1% challenge = 100% paid RESTART   / £13000
    1% - 

    #cc1 4100 PAID
    #cc2 NatWest 3400 PAID 
    #cc3 Halifax 2150 PAID 
    #cc4. MBNA 3200/5600 0% runs out soon
    #loan1 14000  PAID 
    #loan2 858/11000 13%
    #family loans 4600 PAID 
    #solicitors 8000 PAID

    Crisis fund 500/1000
  • RedLipstick
    RedLipstick Posts: 241 Forumite
    100 Posts First Anniversary Name Dropper

    @ThriftyPrincess40 Ah, sorry to hear that. I'm sure you will manage well, just keep getting at it, you're already doing fantastic job xx

    Mortgage: £173,700 Sep 22  £157,700 Feb 26

    MF Date: Sep 52 Mar 52

    CC Debt: £15,250 Nov 25 £9,200 Feb 26

    NSD: Jan: 17/31 | Feb: 12/28

    2026 Challenges:

    MFiT-T7 #5

    DFbyXMAS #7

    Sealed Pot Challenge #022

    2026 Grocery Challenge: 20/01 - 19/02 £132.79/£200

    2026 Grocery Challenge: 20/02 - 19/03 £31.85/£200


  • Sallyp2
    Sallyp2 Posts: 444 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    https://forums.moneysavingexpert.com/discussion/comment/81881907#Comment_81881907

    Perhaps the universe has a different debt free route for you 🙏

    May 26 NSD 6/16
    Mag 26 Grocery challenge £0/£310

    Debt-Free April 2026
  • ThriftyPrincess40
    ThriftyPrincess40 Posts: 367 Forumite
    100 Posts Name Dropper

    thanks guys,gutted but still n it x lets hope the universe turns my luck around 💪🏻❤️🤞

    #no 3 Debts off by Xmas 2026 £15,250 PAID 
    NSD April 25/22 May 5/22
    #no 13 365 days 1p challenge 2026 90/365
    £40.95/£667.95 
    #no 2 £2 coin savers challenge 2026
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £15,250
    1% challenge = 100% paid RESTART   / £13000
    1% - 

    #cc1 4100 PAID
    #cc2 NatWest 3400 PAID 
    #cc3 Halifax 2150 PAID 
    #cc4. MBNA 3200/5600 0% runs out soon
    #loan1 14000  PAID 
    #loan2 858/11000 13%
    #family loans 4600 PAID 
    #solicitors 8000 PAID

    Crisis fund 500/1000
  • BlueJ94
    BlueJ94 Posts: 3,303 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic

    I think ive updated everyone so far and given all who needed numbers

     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Abound - £0/£7,092.16

    DFW Challenges! 

    365 Day 1p Challenge 2026 #9 £104.30
    Pay off all your debts by Christmas 2026! #14 £0/£7,092.16
    Make £2026 in 2026! £602.40/£2026

    Savings goal £162.79/£1000
  • ThriftyPrincess40
    ThriftyPrincess40 Posts: 367 Forumite
    100 Posts Name Dropper

    I’ve found a good podcast! It’s so practical and soothing me out of a down wormhole! Trigator master your money! Starting to pick myself up, it covers the psychology behind, why haven’t I seen it sooner! 🥳 back on it 💪🏻

    #no 3 Debts off by Xmas 2026 £15,250 PAID 
    NSD April 25/22 May 5/22
    #no 13 365 days 1p challenge 2026 90/365
    £40.95/£667.95 
    #no 2 £2 coin savers challenge 2026
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £15,250
    1% challenge = 100% paid RESTART   / £13000
    1% - 

    #cc1 4100 PAID
    #cc2 NatWest 3400 PAID 
    #cc3 Halifax 2150 PAID 
    #cc4. MBNA 3200/5600 0% runs out soon
    #loan1 14000  PAID 
    #loan2 858/11000 13%
    #family loans 4600 PAID 
    #solicitors 8000 PAID

    Crisis fund 500/1000
  • Highlanddream
    Highlanddream Posts: 364 Forumite
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker
    https://forums.moneysavingexpert.com/discussion/comment/81883356#Comment_81883356

    thank you :)

    Sept 24 : £32000                  Sep 25 - £10356         Feb 26 - £6872               
    May 25 :  £14000                  Oct 25 -  £9569          Mar 26 - £5998         
    June 25 : £13000                   Nov 25 - £9275                                  
    July 25 :  £12000                   Dec 25 - £8975
    Aug 25 :  £11436                   Jan 26 -  £8065
  • Highlanddream
    Highlanddream Posts: 364 Forumite
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker
    https://forums.moneysavingexpert.com/discussion/comment/81881907#Comment_81881907

    aww Thrifty , so sorry. Maybe try again in a few months, you have been paying down at a tremendous rate.

    Sept 24 : £32000                  Sep 25 - £10356         Feb 26 - £6872               
    May 25 :  £14000                  Oct 25 -  £9569          Mar 26 - £5998         
    June 25 : £13000                   Nov 25 - £9275                                  
    July 25 :  £12000                   Dec 25 - £8975
    Aug 25 :  £11436                   Jan 26 -  £8065
  • ThriftyPrincess40
    ThriftyPrincess40 Posts: 367 Forumite
    100 Posts Name Dropper
    https://forums.moneysavingexpert.com/discussion/comment/81884735#Comment_81884735

    thank you x should I leave it 3 or 6 months? I’ve been abit fed up as I can’t pay more atm as need to save it to cover not having a wage next couple of months due to illness triggering with court case against the ex. Wish my brain would just pack it in with the PTSD then I’d be safe to work 🤦🏻‍♀️

    #no 3 Debts off by Xmas 2026 £15,250 PAID 
    NSD April 25/22 May 5/22
    #no 13 365 days 1p challenge 2026 90/365
    £40.95/£667.95 
    #no 2 £2 coin savers challenge 2026
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £15,250
    1% challenge = 100% paid RESTART   / £13000
    1% - 

    #cc1 4100 PAID
    #cc2 NatWest 3400 PAID 
    #cc3 Halifax 2150 PAID 
    #cc4. MBNA 3200/5600 0% runs out soon
    #loan1 14000  PAID 
    #loan2 858/11000 13%
    #family loans 4600 PAID 
    #solicitors 8000 PAID

    Crisis fund 500/1000
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