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Pay ALL Your Debt Off By Xmas 2026!
Comments
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Thanks i think next year I will do a spreadsheet as its easier that way to track and update!
I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Abound - £2256.89/£8,854.76
DFW Challenges!
365 Day 1p Challenge 2026 #9 £104.30
Pay off all your debts by Christmas 2026! #14 £1918/£8854.76
Make £2026 in 2026! £602.40/£2026
Savings goal £162.79/£10001 -
I would love to join in - only a little debt but first time I've had any credit card balance since retiring and feel if I don't get a grip it's a slippery slope.
3 -
£587.45 paid off today and the Klarna account closed.
Im going to be a bit skint this month. I was supposed to pay this off over the next couple months but when it remains open I add to it and it never gets paid and the balance always increases, I just had to get rid.
£34.23 min payment on the Barclaycard and £24.76 on the Capitol one card 🫡
4 -
you’ve done bloody brilliant!
#no 3 Debts off by Xmas 2026 £1500/£12,500 (40000 paid restart)NSD Oct
#no 13 365 days 1p challenge 2026 Jan Feb March April May June July paid
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £12,500
1% challenge = £12,500
1% - £125 12%
loan 6% £110002 -
Debt 1 £2200/£2200 cleared
Debt 2 £1046/£6100, paid a bit more off.
2 -
you’ve done bloody brilliant!
#no 3 Debts off by Xmas 2026 £1500/£12,500 (40000 paid restart)NSD Oct
#no 13 365 days 1p challenge 2026 Jan Feb March April May June July paid
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £12,500
1% challenge = £12,500
1% - £125 12%
loan 6% £110001 -
I'll try and double check things later and update and get the ball rolling for January but I'll get a tracker sorted for next year!
I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Abound - £2256.89/£8,854.76
DFW Challenges!
365 Day 1p Challenge 2026 #9 £104.30
Pay off all your debts by Christmas 2026! #14 £1918/£8854.76
Make £2026 in 2026! £602.40/£2026
Savings goal £162.79/£10000 -
Well done cjangeyourlife25 feels great when a debt gets cleared, think I would of done the same too.
Paid another £200 today so £1248/£61001
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