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Pay ALL Your Debt Off By Xmas 2026!
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Another £15 paid to the loan so ive got £6,936.76 left on the loan
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Debt owed;Abound - £2256.89/£8,854.76
DFW Challenges!
365 Day 1p Challenge 2026 #9 £104.30
Pay off all your debts by Christmas 2026! #14 £1918/£8854.76
Make £2026 in 2026! £602.40/£2026
Savings goal £162.79/£10002 -
Another payment to my loan made so in standing at ive paid £2254.83/£8854,76
I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Abound - £2256.89/£8,854.76
DFW Challenges!
365 Day 1p Challenge 2026 #9 £104.30
Pay off all your debts by Christmas 2026! #14 £1918/£8854.76
Make £2026 in 2026! £602.40/£2026
Savings goal £162.79/£10002 -
Current total left to pay £658.07, out of the starting debt of £1300
I've paid off half! So pleased 😊
Make £2026 in 2026 Current total £221.92
Save £1 per book read in 2026 Current total £12
Emergency fund Current total £405.31/£500
Pay off by Xmas 2026 Current total left £594.85/£1300
January 2026 NSDs 29/25 February 2026 NSDs 22/20 March 2026 NSDs 26/20
April 2026 NSDs 23/20 May 2026 NSDs 21/20 June 2026 NSDs 18/20 July 2026 NSDs 15/15
August 2026 NSDs 18/15 September goal /20
Decluttering 365 items 100/3653 -
Keep forgetting to update. Have paid £1000 off debts in June and July bringing the new total to
#19 £3324 /£6000 paid off so far.paydbx2026 #19 £3324/£6000 . Mortgage start £148k June 23 - now £133k.
2026 savings challenge £0/£2000 EF £140. Savings 2 £2.173 -
Current total left to pay £594.85, out of the starting debt of £1300
Over half paid off! 😊
Make £2026 in 2026 Current total £221.92
Save £1 per book read in 2026 Current total £12
Emergency fund Current total £405.31/£500
Pay off by Xmas 2026 Current total left £594.85/£1300
January 2026 NSDs 29/25 February 2026 NSDs 22/20 March 2026 NSDs 26/20
April 2026 NSDs 23/20 May 2026 NSDs 21/20 June 2026 NSDs 18/20 July 2026 NSDs 15/15
August 2026 NSDs 18/15 September goal /20
Decluttering 365 items 100/3651 -
Haven't updated for awhile, but been chipping away. Managed to clear another debt off today :)
Now #8 1288.28/2000
Pay off all your debts by Christmas 2026! #8 1288.28/20003 -
I need to get moving paying more debt off. Doubt it will be all off before xmas though 🤦🏻♀️
#no 3 Debts off by Xmas 2026 £1500/£12,500 (40000 paid restart)NSD Oct
#no 13 365 days 1p challenge 2026 Jan Feb March April May June July paid
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £12,500
1% challenge = £12,500
1% - £125 12%
loan 6% £110001 -
Debt 2 now £800/£6100, slow going at the minute following a holiday and also savings but will keep chipping away.
Thank you2 -
Hi guys, how are we all?
Can I come back? I was here at the beginning of the year but didn’t keep up.
I am back with my tail between my legs 🤦♀️
£3,815.33 in debt… better than at the beginning of the year but still bad, unfortunately reopened the Klarna to buy takeaways of all things 😭😳I’ve paid off £100 something today, so I’m starting from now with the new balance up above.
Debts :
Klarna - £402.31
Capitol one - £461.66
Currys - £438.08
Barclaycard - £1,183.45
Old water debt - £1,329.83
Equalling £3,815.33 Let’s do this 😱3 -
Apologies, I signed up to this in January when my hopes were shiny and new and everything faded along with my work. I will do this. Do I double down and try to clear £1,000 by Christmas or try again in January. I think I've answered my own question here. I will be back tomorrow with figures apologies again if I've messed the system up.
Total debt £18,000 at the start of DFW Journey. 2018 14TH JULY 2021 DEBT FREE / 2026 struggling
NUMBER 14 1p a day challenge 2026 £3.95 / £667.95 NUMBER 15 Pay my debts in 2026 £273/£10,0004
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