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Pay ALL Your Debt Off By Xmas 2026!

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Comments

  • Highlanddream
    Highlanddream Posts: 364 Forumite
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker
    https://forums.moneysavingexpert.com/discussion/comment/81884768#Comment_81884768

    I think 6 months is best and hopefully you would have paid some more off. I am sorry about the trauma your ex has caused. :(. In a few years it will move towards the back of your brain. I promise. It does take time. Can you find or able to do a side hustle at all ? Every little tiny amount helps.

    Sept 24 : £32000                  Sep 25 - £10356         Feb 26 - £6872               
    May 25 :  £14000                  Oct 25 -  £9569          Mar 26 - £5998         
    June 25 : £13000                   Nov 25 - £9275                                  
    July 25 :  £12000                   Dec 25 - £8975
    Aug 25 :  £11436                   Jan 26 -  £8065
  • ThriftyPrincess40
    ThriftyPrincess40 Posts: 368 Forumite
    100 Posts Photogenic Name Dropper
    https://forums.moneysavingexpert.com/discussion/comment/81884844#Comment_81884844

    I can’t side hustle as it’s too risky for him finding me and I’ve no mental space, I’m in a bit of a mess

    #no 3 Debts off by Xmas 2026 £15,250 PAID 
    NSD April 25/22 May 5/22
    #no 13 365 days 1p challenge 2026 90/365
    £40.95/£667.95 
    #no 2 £2 coin savers challenge 2026
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £15,250
    1% challenge = 100% paid RESTART   / £13000
    1% - 

    #cc1 4100 PAID
    #cc2 NatWest 3400 PAID 
    #cc3 Halifax 2150 PAID 
    #cc4. MBNA 3200/5600 0% runs out soon
    #loan1 14000  PAID 
    #loan2 858/11000 13%
    #family loans 4600 PAID 
    #solicitors 8000 PAID

    Crisis fund 500/1000
  • Highlanddream
    Highlanddream Posts: 364 Forumite
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker
    edited 14 February at 7:34PM
    https://forums.moneysavingexpert.com/discussion/comment/81884854#Comment_81884854

    I have been there, I do feel for you, its an horrendous place to be. You will be in a state, this is understandable, it absolutely messes your head and how you think and will affect you for a long time. Just remember you are worth it, you will get there and it will take time. I PROMISE you, in a few years- and time will go quickly, things WILL improve. You will get you back and realise that a 'normal' life is worth fighting for, even through you all you are dealing with.

    Something like Prolific or similar surveys can increase your income and give you a mental boost with no fear of being found or somebody knocking on your door.

    Sept 24 : £32000                  Sep 25 - £10356         Feb 26 - £6872               
    May 25 :  £14000                  Oct 25 -  £9569          Mar 26 - £5998         
    June 25 : £13000                   Nov 25 - £9275                                  
    July 25 :  £12000                   Dec 25 - £8975
    Aug 25 :  £11436                   Jan 26 -  £8065
  • Highlanddream
    Highlanddream Posts: 364 Forumite
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker
    https://forums.moneysavingexpert.com/discussion/comment/81884608#Comment_81884608

    Added that to my podcast list!! 🤣

    Sept 24 : £32000                  Sep 25 - £10356         Feb 26 - £6872               
    May 25 :  £14000                  Oct 25 -  £9569          Mar 26 - £5998         
    June 25 : £13000                   Nov 25 - £9275                                  
    July 25 :  £12000                   Dec 25 - £8975
    Aug 25 :  £11436                   Jan 26 -  £8065
  • ThriftyPrincess40
    ThriftyPrincess40 Posts: 368 Forumite
    100 Posts Photogenic Name Dropper
    https://forums.moneysavingexpert.com/discussion/comment/81884898#Comment_81884898

    thank you, for calming me too and bringing back on track to the light💕 I do prolific a lot checking it every 2 hours, it’s helped in January a lot. 👍

    #no 3 Debts off by Xmas 2026 £15,250 PAID 
    NSD April 25/22 May 5/22
    #no 13 365 days 1p challenge 2026 90/365
    £40.95/£667.95 
    #no 2 £2 coin savers challenge 2026
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £15,250
    1% challenge = 100% paid RESTART   / £13000
    1% - 

    #cc1 4100 PAID
    #cc2 NatWest 3400 PAID 
    #cc3 Halifax 2150 PAID 
    #cc4. MBNA 3200/5600 0% runs out soon
    #loan1 14000  PAID 
    #loan2 858/11000 13%
    #family loans 4600 PAID 
    #solicitors 8000 PAID

    Crisis fund 500/1000
  • ThriftyPrincess40
    ThriftyPrincess40 Posts: 368 Forumite
    100 Posts Photogenic Name Dropper

    💕 thank you again

    #no 3 Debts off by Xmas 2026 £15,250 PAID 
    NSD April 25/22 May 5/22
    #no 13 365 days 1p challenge 2026 90/365
    £40.95/£667.95 
    #no 2 £2 coin savers challenge 2026
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £15,250
    1% challenge = 100% paid RESTART   / £13000
    1% - 

    #cc1 4100 PAID
    #cc2 NatWest 3400 PAID 
    #cc3 Halifax 2150 PAID 
    #cc4. MBNA 3200/5600 0% runs out soon
    #loan1 14000  PAID 
    #loan2 858/11000 13%
    #family loans 4600 PAID 
    #solicitors 8000 PAID

    Crisis fund 500/1000
  • Highlanddream
    Highlanddream Posts: 364 Forumite
    Seventh Anniversary 100 Posts Name Dropper Combo Breaker
    https://forums.moneysavingexpert.com/discussion/comment/81885103#Comment_81885103

    no problem Thrifty, I still spiral sometimes and now I have no need to. ((hugs))

    Sept 24 : £32000                  Sep 25 - £10356         Feb 26 - £6872               
    May 25 :  £14000                  Oct 25 -  £9569          Mar 26 - £5998         
    June 25 : £13000                   Nov 25 - £9275                                  
    July 25 :  £12000                   Dec 25 - £8975
    Aug 25 :  £11436                   Jan 26 -  £8065
  • SuperSavingD
    SuperSavingD Posts: 699 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    https://forums.moneysavingexpert.com/discussion/comment/81884608#Comment_81884608

    Sorry to hear about your struggles, sending good luck your way. Will check out the podcast.

  • SuperSavingD
    SuperSavingD Posts: 699 Forumite
    Sixth Anniversary 500 Posts Name Dropper

    Evening


    #2 £333/2200


    Thanks

  • Honeysucklelou2
    Honeysucklelou2 Posts: 4,937 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    edited 17 February at 9:22AM

    Paid £525 off debts this month making a total so far of £947/£5000.


    #19 £947/£5000

    @Sallyp2 yes I remember Alvin Hall. I have one of his books about how to pay off your mortgage in 2 years.

    paydbx2026 #19 £1499/£6000 . Mortgage start £148k June 23 - now £133k.
    2026 savings challenge £0/£2000     EF £140. Savings 2 £2.17
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