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Pay ALL Your Debt Off By Xmas 2026!
Comments
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Another payment sent. Current total left £1071.86/£1300
Hoping to get £100-200 from selling some items soon so will put that towards this.
Make £2026 in 2026 Current total £221.92
Save £1 per book read in 2026 Current total £6
Emergency fund Current total £290.33/£500
Pay off by Xmas 2026 Current total left £856.33/£1300
January 2026 NSDs 29/25 February 2026 NSDs 22/20 March 2026 NSDs 26/20
April 2026 NSDs 23/20 May 2026 NSDs
Decluttering 365 items 50/3653 -
thankyou for sending good luck, I need lots atm and am grateful 💕
#no 3 Debts off by Xmas 2026 £15,250 PAID restart £12,500NSD May 5/22
#no 13 365 days 1p challenge 2026 120/ 365
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £12,500
1% challenge = 100% paid RESTART / £12,500
1% -
#cc1 4100 PAID
#cc2 NatWest 3400 PAID
#cc3 Halifax 2150 PAID
#cc4. MBNA 0/2000 0% runs out soon
#loan1 14000 PAID
#loan2 0/10,500 13%
#family loans 4600 PAID#solicitors 8000 PAID
Crisis fund 500/10002 -
What book? details
Loved his show
w/c 11 May cold turkey £0/£50
May 26 NSD 9/16
Mag 26 Grocery challenge £164.16/£310
Debt-Free April 20261 -
prolific cash out meant £10 off my most stressful cc and £5 to my alligator fund (loss of wage margin fund for next month) feeling about more hopeful🥳
#no 3 Debts off by Xmas 2026 £15,250 PAID restart £12,500NSD May 5/22
#no 13 365 days 1p challenge 2026 120/ 365
#no 2 £2 coin savers challenge 2026
#no 11 SPC 19 £44 banked restart
2026 PAD challenge £12,500
1% challenge = 100% paid RESTART / £12,500
1% -
#cc1 4100 PAID
#cc2 NatWest 3400 PAID
#cc3 Halifax 2150 PAID
#cc4. MBNA 0/2000 0% runs out soon
#loan1 14000 PAID
#loan2 0/10,500 13%
#family loans 4600 PAID#solicitors 8000 PAID
Crisis fund 500/10003 -
#26 £1,600.68/£8,000
Debt | £177.38 / £2,217.25 L1 | £2,149.03 / £2,149.03 CC1 | £0 / £6,004.07 CC2 | £791.64 / £21,368.80 M | £3,118.05 / £31,739.15 Total
Savings | £0 / £1,000 EF | £1,892.41 / £2,375 Other | £1,892.41 / £2,375 Total3 -
#10 £400 / £8132
Jan / Feb had some hefty bills, was glad to just be not going further in debt up until now. Well done everyone loads of you motoring through! re: Alvin Hall, loved him too, have his book Money For Life, might re-read that one, I loved the way he told people off for spending what they didn't have, wish I could re-watch his shows from what, 20+ years ago?! I have also a book about paying off mortgage in two years, from that show with Rene Carayol as presenter. Biggest hurdle coming up is my husband's car's mot, both of us dreading it and not sure how to deal… 25 March.
5 -
I am waiting for my bill for my MOT, my garage don't do the bill for a couple of weeks so it's nail biting. I am with you on that. For some reason it is the worst bill ever, I suppose because they are always pretty hefty - I get my car serviced at the same time. I have started to put 100 a month away for it into a separate pot, this seems to be working well, covers odd tyres etc and a service.
It makes me feel that the debt busting goes on hold until its paid.
Sept 24 : £32000 Sep 25 - £10356 Feb 26 - £6872
May 25 : £14000 Oct 25 - £9569 Mar 26 - £5998
June 25 : £13000 Nov 25 - £9275
July 25 : £12000 Dec 25 - £8975
Aug 25 : £11436 Jan 26 - £80653 -
76.56% today. I really want it to hit 80% now but that won't be until the end of next month :(
Sept 24 : £32000 Sep 25 - £10356 Feb 26 - £6872
May 25 : £14000 Oct 25 - £9569 Mar 26 - £5998
June 25 : £13000 Nov 25 - £9275
July 25 : £12000 Dec 25 - £8975
Aug 25 : £11436 Jan 26 - £80653 -
Would love to get to the stage of sinking funds for stuff… still too week to week, but hopeful, utterly sensible!
2 -
wrong post, sorry. but now
#9 £1480 / £8975.
Seems like ages ago it was at 8975 now 😂
Sept 24 : £32000 Sep 25 - £10356 Feb 26 - £6872
May 25 : £14000 Oct 25 - £9569 Mar 26 - £5998
June 25 : £13000 Nov 25 - £9275
July 25 : £12000 Dec 25 - £8975
Aug 25 : £11436 Jan 26 - £80651
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