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2026 Mortgage-Free Wannabes

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Comments

  • V3cash
    V3cash Posts: 445 Forumite
    Ninth Anniversary 100 Posts Name Dropper Photogenic
    edited 31 March at 4:25PM

    Just £10 for no 68 please

    Total £50 for March.

    We have only got £15.08 left of 10% OP left now until May.

    Can’t wait until May 12th and I can start to op again 👍

    MFW December 2026

    Initial mtg £100,000 Jan 
    overpayment allowance, (May 13th 2026).
    End fix rate of 2.79% July 27.

    January 2026 £53,450
    February £52,880
    March. £52,320, £52,300
    April £51,750 £51,740
    May £51,196
    June
    July
    August
    Sep
    Oct
    Nov
    December





  • Hettyhound
    Hettyhound Posts: 1,194 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper

    Number 21 with a final March payment of £45. That makes a March total of £364. Thanks Julicorn 😁

    SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
    MFW #21 Mortgage start Dec 2015 £79,950; May 2026 £13,200 2025 OP £2991/£2,000 2026 £2,413/£5,500
    MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £6070/£21,930 (27.67%)
  • becksta
    becksta Posts: 2,267 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    #38 with my March overpayment of £1402.97.

    Good luck everyone for April!

    Thanks 😀

    MFW 2022 #88: £6620/£6000
    MFW 2023 #38: £13242.13/£6000
    MFW 2024 #38: £15792.12./£9000
    MFW 2025 #38: £16090.54/£7500
    MFW 2026 #38: £6599.65/£9500

    Thank you to all competition posters
  • V3cash
    V3cash Posts: 445 Forumite
    Ninth Anniversary 100 Posts Name Dropper Photogenic
    edited 1 April at 9:15AM

    £2.46 for no 68 for April as interest was less than I expected this month and I always have to round down those numbers 🤣🤣

    £12.62 op left now.

    MFW December 2026

    Initial mtg £100,000 Jan 
    overpayment allowance, (May 13th 2026).
    End fix rate of 2.79% July 27.

    January 2026 £53,450
    February £52,880
    March. £52,320, £52,300
    April £51,750 £51,740
    May £51,196
    June
    July
    August
    Sep
    Oct
    Nov
    December





  • V3cash
    V3cash Posts: 445 Forumite
    Ninth Anniversary 100 Posts Name Dropper Photogenic
    edited 1 April at 9:22AM
    https://forums.moneysavingexpert.com/discussion/comment/81943937#Comment_81943937

    I’ve been In your position of paying off mortgage once then starting again, we were able to buy our dream house because of being mortgage free. Congrats on your new home ⭐️⭐️

    good luck on your 2nd mortgage free journey 😊

    MFW December 2026

    Initial mtg £100,000 Jan 
    overpayment allowance, (May 13th 2026).
    End fix rate of 2.79% July 27.

    January 2026 £53,450
    February £52,880
    March. £52,320, £52,300
    April £51,750 £51,740
    May £51,196
    June
    July
    August
    Sep
    Oct
    Nov
    December





  • pawlala
    pawlala Posts: 1,440 Forumite
    Part of the Furniture 1,000 Posts Name Dropper

    #22 reporting total overpayments for

    March came to £861.48

    Thanks and have a great week everyone!

    Mortgage free I: 8th December 2009!
    Mortgage free II: New Year's Eve 2013!
    Mortgage free III: Est. Dec 2021...
  • SeekingFlight
    SeekingFlight Posts: 216 Forumite
    Tenth Anniversary 100 Posts Name Dropper

    Hi @julicorn

    #63 reporting £1200 for March and £1200 for April

    :)

    #5 Make £2026 in 2026 £1057.72/£2026
    #63 Mortgage Free Wannabe 2026 OP £4700/£38,100
    Decluttering Campaign 26/2026
    "Remember not to do too many things at once" said me to herself.
  • Sammie_1985
    Sammie_1985 Posts: 248 Forumite
    Sixth Anniversary 100 Posts Name Dropper

    Happy April everyone 🌼🌸

    #4 with a £600 overpayment for April please @julicorn

    🏡Mortgage July 2019 - £240,000
    💫Term Remaining (Without Overpayments) - 23yrs 2Months

    🏡Mortgage Now - £183,867.29
    💫Term Remaining (With Overpayments) - 20yrs 6Months

    🗓️246/360 Monthly Payments Remaining 

    💷MFW 2026 #4 - £3358.46/£7000

    💰EF - £6440/£10000


  • caledonian_princess
    caledonian_princess Posts: 410 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper

    #25 with an op of £118.00 today. Thanks @julicorn

    25
  • HelenaPinky
    HelenaPinky Posts: 64 Forumite
    Third Anniversary 10 Posts Photogenic Name Dropper

    #75 with April OP of £375, making total of £1500 for year so far x HP x the finish line only 4 weeks away now!

    Mortgage when saw the MSE light 💡: £85,000 (end date 2045) up to £112,000 for house move (end date 2054)
    🍾 1st May 2026: mortgage free! 

    🏡New goal: enjoy spending then save 15,000 for 'forever' home by Dec 2028!

    2026MFW #75
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