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2026 Mortgage-Free Wannabes

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Comments

  • Hettyhound
    Hettyhound Posts: 1,198 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper

    number 21 with another March OP of £25. That makes £179 so far this month. Thanks Julicorn

    SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
    MFW #21 Mortgage start Dec 2015 £79,950; June 2026 £12,780 2025 OP £2991/£2,000 2026 £2,614/£5,500
    MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £6070/£21,930 (27.67%)
  • carboot_karaoke
    carboot_karaoke Posts: 690 Forumite
    500 Posts Second Anniversary Photogenic Name Dropper

    Morning all,

    #31 Reporting another March over payment of £340.00

    March Total £2400

    YTD £6400

    Many Thanks @julicorn

    Current Balance £7,675
    MFW 2026 #31 £15325 / £23,000 OP
    MFIT - T7  

    Emergency Fund £4,410 / £5,000

    0%CC May 2027-  £5,000

    0% Loan £600.00  - paid ✅️

    Money made £210.60 / £365

    Declutter 42 /52 

    Grocery Challenge 2025 £4885.78
    Grocery Challenge 2026 Jan £328.20, Feb £297.01 Mar £352.91 April £422.85

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


  • debtfreewannabe321
    debtfreewannabe321 Posts: 10,705 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Hi all,

    #26 with March OP of £400 🤗

    Emergency Fund goal - £1000/2000
    Mortgage OP goal 2026 - £1200/£4500 
    Read 24 books this year 14/24

  • Hettyhound
    Hettyhound Posts: 1,198 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper

    Number 21 with another March overpayment of £140. That make a total for March of £319. Thanks Julicorn 😁

    SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
    MFW #21 Mortgage start Dec 2015 £79,950; June 2026 £12,780 2025 OP £2991/£2,000 2026 £2,614/£5,500
    MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £6070/£21,930 (27.67%)
  • LzzyIsGod
    LzzyIsGod Posts: 719 Forumite
    500 Posts First Anniversary Photogenic Name Dropper

    I know its March but would I be able to join the challenge?

    Sent my1st overpayment of £8.46 yesterday.

    Little steps but noone ever finishes unless they start!


    Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes
  • julicorn
    julicorn Posts: 2,714 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    https://forums.moneysavingexpert.com/discussion/comment/81934977#Comment_81934977

    You're very welcome to join - just tell me your goal for this year and I'll give you a number.

  • LzzyIsGod
    LzzyIsGod Posts: 719 Forumite
    500 Posts First Anniversary Photogenic Name Dropper
    https://forums.moneysavingexpert.com/discussion/comment/81935090#Comment_81935090

    I shall aim low (amd realistic!) and say £250 for the rest of the year as it'll be mainly cash sweeping leftover monies to start with.

    Many thanks!


    Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes
  • RedFraggle
    RedFraggle Posts: 1,533 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic

    Hello

    #87 reporting overpayment of £1500 for March

    Officially in a clique of idiots
  • seventh88
    seventh88 Posts: 170 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker

    No 39 with April's payment of £667, bringing the total to £2607. Thanks! :)

     Debt = £8017/£8017 (100% paid - cleared 26th August 2020) Boiler Fund = £2500/£2500 (100% saved - 26th August 2021)Emergency fund = £5000/£5000 (100% saved - 5th Jan 2025) | MFW Goal 2025: £6429/£3000 | Mortgage  = £88,102/£132,469 (33% paid)

    Goal for 2026:
    1) MFW £3821/£3600 - achieved!!





  • Pinkpieuni
    Pinkpieuni Posts: 263 Forumite
    100 Posts First Anniversary Name Dropper Photogenic

    #61 additional £3,800 overpayment, total for March is now £4,335.

    Challenges

    NSD - June - 2/10

    1. 2026 Mortgage-Free Wannabes #61 £21,665.01/£27,100, MF target June 2026, current mortgage balance - £5,300

    mortgage @ Jan 2025 - £75,600

    2. Loan  - Jan 2026 £1,029.22 - bal £0- fully paid 

    3.52 Week Envelope Saving Challenge #2  £106/£1,378 -( 1/52)

    4. EF - £1,742

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