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2026 Mortgage-Free Wannabes

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Comments

  • scottishlass
    scottishlass Posts: 1,982 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic

    Number 24 needing to add a further £233 to Feb bring the total to £4602.07 and then for March we are at £1981.72. Thanks @julicorn

    2026 Mortgage-Free Wannabes #24 £9469.93/£20000 OP
  • Sammie_1985
    Sammie_1985 Posts: 248 Forumite
    Sixth Anniversary 100 Posts Name Dropper

    #4 with a March overpayment of £100 please @julicorn

    🏡Mortgage July 2019 - £240,000
    💫Term Remaining (Without Overpayments) - 23yrs 2Months

    🏡Mortgage Now - £183,867.29
    💫Term Remaining (With Overpayments) - 20yrs 6Months

    🗓️246/360 Monthly Payments Remaining 

    💷MFW 2026 #4 - £3358.46/£7000

    💰EF - £6440/£10000


  • Shal1160
    Shal1160 Posts: 72 Forumite
    Fifth Anniversary 10 Posts Name Dropper

    Happy March fellow MFWs! #20 checking in with a March overpayment of £133.10, many thanks Julicorn 🙂

    Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131 
    Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405, Sept 2025: £85,470
    Current: £82,680 (Feb 26)
    MFW 2025 #29
    MFW 2026 #20
    Just keep swimming
  • HelenaPinky
    HelenaPinky Posts: 64 Forumite
    Third Anniversary 10 Posts Photogenic Name Dropper

    #75 with a second March OP of £200 bringing March total to £375 :) thanks Julicorn, HP

    Mortgage when saw the MSE light 💡: £85,000 (end date 2045) up to £112,000 for house move (end date 2054)
    🍾 1st May 2026: mortgage free! 

    🏡New goal: enjoy spending then save 15,000 for 'forever' home by Dec 2028!

    2026MFW #75
  • MFWannabe
    MFWannabe Posts: 2,562 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    #50

    March overpayment of £140


    MFW 2026 #50

    Mortgage:

    04/04/26: £33,500 

    07/03/26: £34,418.15

    16/01/26: £56,794.25
    02/01/26: £60,223.17

    12/08/25: Mortgage: £62,500.00
    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    Savings: £20,000




  • Pinkpieuni
    Pinkpieuni Posts: 258 Forumite
    100 Posts First Anniversary Name Dropper Photogenic

    #61, £400 for March.

    Challenges

    NSD - May - 1/10

    1. 2026 Mortgage-Free Wannabes #61 £19,133.06/£29,000, MF target June 2026, current mortgage balance - £9,569.36

    mortgage @ Jan 2025 - £75,600

    2. Loan  - Jan 2026 £1,029.22 - bal £0- fully paid 

    3.52 Week Envelope Saving Challenge #2  £106/£1,378 -( 1/52)

    4. EF - £842

  • Sammie_1985
    Sammie_1985 Posts: 248 Forumite
    Sixth Anniversary 100 Posts Name Dropper

    #4 with a £500 overpayment please @julicorn

    March total - £600

    🏡Mortgage July 2019 - £240,000
    💫Term Remaining (Without Overpayments) - 23yrs 2Months

    🏡Mortgage Now - £183,867.29
    💫Term Remaining (With Overpayments) - 20yrs 6Months

    🗓️246/360 Monthly Payments Remaining 

    💷MFW 2026 #4 - £3358.46/£7000

    💰EF - £6440/£10000


  • Hettyhound
    Hettyhound Posts: 1,194 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper

    #21 with a March overpayment of £120, thanks Julicorn

    SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
    MFW #21 Mortgage start Dec 2015 £79,950; May 2026 £13,200 2025 OP £2991/£2,000 2026 £2,413/£5,500
    MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £6070/£21,930 (27.67%)
  • MFWannabe
    MFWannabe Posts: 2,562 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    #50

    Additional overpayment for March of £415

    Total for March £555


    MFW 2026 #50

    Mortgage:

    04/04/26: £33,500 

    07/03/26: £34,418.15

    16/01/26: £56,794.25
    02/01/26: £60,223.17

    12/08/25: Mortgage: £62,500.00
    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    Savings: £20,000




  • Chili81
    Chili81 Posts: 58 Forumite
    Sixth Anniversary 10 Posts Name Dropper

    #11 checking in with

    £166 for Feb

    £166 for March

    Slightly less than I wanted but we're saving up for some house renovations.

    Thanks JC

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