We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
2026 Mortgage-Free Wannabes
Comments
-
Number 24 needing to add a further £233 to Feb bring the total to £4602.07 and then for March we are at £1981.72. Thanks @julicorn
2026 Mortgage-Free Wannabes #24 £9469.93/£20000 OP1 -
#4 with a March overpayment of £100 please @julicorn
🏡Mortgage July 2019 - £240,000
💫Term Remaining (Without Overpayments) - 23yrs 2Months🏡Mortgage Now - £183,867.29
💫Term Remaining (With Overpayments) - 20yrs 6Months
🗓️246/360 Monthly Payments Remaining
💷MFW 2026 #4 - £3358.46/£7000
💰EF - £6440/£100001 -
Happy March fellow MFWs! #20 checking in with a March overpayment of £133.10, many thanks Julicorn 🙂
Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131
Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405, Sept 2025: £85,470
Current: £82,680 (Feb 26)
MFW 2025 #29
MFW 2026 #20
Just keep swimming1 -
#75 with a second March OP of £200 bringing March total to £375 :) thanks Julicorn, HP
Mortgage when saw the MSE light 💡: £85,000 (end date 2045) up to £112,000 for house move (end date 2054)🍾 1st May 2026: mortgage free!
🏡New goal: enjoy spending then save 15,000 for 'forever' home by Dec 2028!
2026MFW #751 -
#50
March overpayment of £140
MFW 2026 #5007/03/25: Mortgage: £67,000.00
Mortgage:
04/04/26: £33,500
07/03/26: £34,418.15
16/01/26: £56,794.25
02/01/26: £60,223.17
12/08/25: Mortgage: £62,500.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
Savings: £20,0001 -
#61, £400 for March.
Challenges
NSD - May - 1/10
1. 2026 Mortgage-Free Wannabes #61 £19,133.06/£29,000, MF target June 2026, current mortgage balance - £9,569.36
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £106/£1,378 -( 1/52)
4. EF - £842
1 -
#4 with a £500 overpayment please @julicorn
March total - £600
🏡Mortgage July 2019 - £240,000
💫Term Remaining (Without Overpayments) - 23yrs 2Months🏡Mortgage Now - £183,867.29
💫Term Remaining (With Overpayments) - 20yrs 6Months
🗓️246/360 Monthly Payments Remaining
💷MFW 2026 #4 - £3358.46/£7000
💰EF - £6440/£100001 -
#21 with a March overpayment of £120, thanks Julicorn
SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
MFW #21 Mortgage start Dec 2015 £79,950; May 2026 £13,200 2025 OP £2991/£2,000 2026 £2,413/£5,500
MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £6070/£21,930 (27.67%)1 -
#50
Additional overpayment for March of £415
Total for March £555
MFW 2026 #5007/03/25: Mortgage: £67,000.00
Mortgage:
04/04/26: £33,500
07/03/26: £34,418.15
16/01/26: £56,794.25
02/01/26: £60,223.17
12/08/25: Mortgage: £62,500.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
Savings: £20,0001 -
#11 checking in with
£166 for Feb
£166 for March
Slightly less than I wanted but we're saving up for some house renovations.
Thanks JC
1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.5K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.4K Work, Benefits & Business
- 604.2K Mortgages, Homes & Bills
- 178.5K Life & Family
- 261.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards


