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2026 Mortgage-Free Wannabes
Comments
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Number 24 needing to add a further £233 to Feb bring the total to £4602.07 and then for March we are at £1981.72. Thanks @julicorn
2026 Mortgage-Free Wannabes #24 £20648.58/£32063 OP (Original target £20000 met)1 -
#4 with a March overpayment of £100 please @julicorn
🏡Mortgage July 2019 - £240,000
💫Term Remaining (Without Overpayments) - 22y 9m🏡Mortgage Now - £178,200
💫Term Remaining (With Overpayments) - 19y 7m
🗓️235/360 Monthly Payments Remaining
💷MFW 2026 #4 - £6632.24/£7000
💰EF - £8428/£100001 -
Happy March fellow MFWs! #20 checking in with a March overpayment of £133.10, many thanks Julicorn 🙂
Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131
Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405, Sept 2025: £85,470
Sept 2026: TBC (remortgaged for 16 years)
Current: £79,690 (Oct 26)
MFW 2025 #29
MFW 2026 #20
Just keep swimming1 -
#75 with a second March OP of £200 bringing March total to £375 :) thanks Julicorn, HP
Mortgage when saw the MSE light 💡: £85,000 (end date 2045) up to £112,000 for house move (end date 2054)🍾 1st May 2026: mortgage free!
🏡New goal: enjoy spending then save 15,000 for 'forever' home by Dec 2028!
2026MFW #751 -
#50
March overpayment of £140
MFW 2026 #5007/03/25: Mortgage: £67,000.00
Mortgage:
04/04/26: £33,500
07/03/26: £34,418.15
16/01/26: £56,794.25
02/01/26: £60,223.17
12/08/25: Mortgage: £62,500.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
Savings: £20,0001 -
#61, £400 for March.
Challenges
NSD - August - xx/10
1. 2026 Mortgage-Free Wannabes #61 £27,100/£27,100, target met June 2026, mortgage balance - £0. mortgage @ Jan 2025 - £75,600
2. 2026 Mortgage Free Wannabe #47 , buy to let deposit xx/20k
3. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
4.52 Week Envelope Saving Challenge #2 £689/£1,378 -( 26/52)
5. EF - £1,742
1 -
#4 with a £500 overpayment please @julicorn
March total - £600
🏡Mortgage July 2019 - £240,000
💫Term Remaining (Without Overpayments) - 22y 9m🏡Mortgage Now - £178,200
💫Term Remaining (With Overpayments) - 19y 7m
🗓️235/360 Monthly Payments Remaining
💷MFW 2026 #4 - £6632.24/£7000
💰EF - £8428/£100001 -
#21 with a March overpayment of £120, thanks Julicorn
SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
MFW #21 Mortgage start Dec 2015 £79,950; October 2026 £10,205 2025 OP £2991/£2,000 2026 £4,285/£5,500
MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £10,595/£21,930 (48.31%)1 -
#50
Additional overpayment for March of £415
Total for March £555
MFW 2026 #5007/03/25: Mortgage: £67,000.00
Mortgage:
04/04/26: £33,500
07/03/26: £34,418.15
16/01/26: £56,794.25
02/01/26: £60,223.17
12/08/25: Mortgage: £62,500.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
Savings: £20,0001 -
#11 checking in with
£166 for Feb
£166 for March
Slightly less than I wanted but we're saving up for some house renovations.
Thanks JC
1
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