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2026 Mortgage-Free Wannabes
Comments
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Number 21 with another February payment of £943. That makes £1053 so far for February!
Thanks Julicorn
SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19: £656.92; SPC 20: ?
MFW #21 Mortgage start Dec 2015 £79,950; November 2026 £9,488 2025 OP £2991/£2,000 2026 £4,851/£5,500
MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £10,595/£21,930 (48.31%)2 -
Afternoon all, number 26 checking in with one small payment to round OPs up to a rounded figure then also £400 - I guess we are still in February so this can be added to that or put on March, whatever is easier for you @julicorn
#26 - £410.73 payment
Emergency Fund -£1000
Grocery Spends -Oct £408/500. Nov £137.07/500
Debts- CC 316, CC 3058.17, Kitchen loan 38571 -
no 39 with my march payment, £798 bringing the total to 1940 - thank you and well done everyone
Debt = £8017/£8017 (100% paid - cleared 26th August 2020) Boiler Fund = £2500/£2500 (100% saved - 26th August 2021)Emergency fund = £5000/£5000 (100% saved - 5th Jan 2025) | MFW Goal 2025: £6429/£3000 | Mortgage = £86,468/£132,469 (35% paid)Goal for 2026:1) MFW £5473/£3600 - achieved!!1 -
Morning,
#3 with an OP of £1698 bringing Feb OPs to a total of £2048.
Thanks @julicornMortgage £31,285.95
MFW 2022 #35 10,000
MFW 2023 #3 10,358.97
MFW 2024 #3 10,000
MFW 2025 #3 10,000
MFW 2026 7,384.62/7,384.62
MFiT-T7 #10 aiming for 16k https://forums.moneysavingexpert.com/discussion/6283332/halving-our-income-and-still-aiming-for-mortgage-free#latest1 -
Final total for February £25 from premium Bonds and new regular Standing order fir £200
#06 Feb £225
Ytd £675
Challenges
MFW 2026 #6 - 1975/2,500
Completed Challenges
MFW 2025 #6 - 14,871.56/14,000
MFW 2024 #35 - 9,000/9,000
Pay off all debts by 2023 - #18 8,000 / 8,0001 -
#75 a final February OP of £200 which brings total February OPs to £375 :)
Mortgage when saw the MSE light 💡: £85,000 (end date 2045) up to £112,000 for house move (end date 2054)🍾 1st May 2026: mortgage free!
🏡New goal: enjoy spending then save 15,000 for 'forever' home by Dec 2028!
2026MFW #751 -
#27 £600 overpayment in February. Thank you.
2017 - mortgage of £140,000 and interest rate of £10 a day
Feb 2021 £103000
November 2021 £93000
December 2022 £79000
December 2023 £73000
March 2024 £70000
May 2024 £68000
October 2024 £65000
February 2025 £63000
March 2025 £45000, interest of £6.07 per day
November 2025 £41000, interest of £5.62 per day
March 2026 £38000, interest of £5.22 per day
July 2026 mortgage of £34,000 and interest of £4.97 per day1 -
Number 21 with a final February over payment of £110. That makes a total of £1,163; if only all months were like that!
SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19: £656.92; SPC 20: ?
MFW #21 Mortgage start Dec 2015 £79,950; November 2026 £9,488 2025 OP £2991/£2,000 2026 £4,851/£5,500
MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £10,595/£21,930 (48.31%)1 -
#50
Overpayment of £15000
Bringing Feb total to £16,285 🥳
MFW 2026 #5007/03/25: Mortgage: £67,000.00
Mortgage:
04/04/26: £33,500
07/03/26: £34,418.15
16/01/26: £56,794.25
02/01/26: £60,223.17
12/08/25: Mortgage: £62,500.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
Savings: £20,0001 -
#50
Took the plunge and made a further £5,000 overpayment
Feb total £21,285 🥳🥳
MFW 2026 #5007/03/25: Mortgage: £67,000.00
Mortgage:
04/04/26: £33,500
07/03/26: £34,418.15
16/01/26: £56,794.25
02/01/26: £60,223.17
12/08/25: Mortgage: £62,500.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
Savings: £20,0001
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