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2026 Mortgage-Free Wannabes

1…1718202223…35

Comments

  • Sammie_1985
    Sammie_1985 Posts: 248 Forumite
    Sixth Anniversary 100 Posts Name Dropper

    #4 with another Feb overpayment of £150 please.

    Total for Feb - £804.81

    Thank you 🙂

    🏡Mortgage July 2019 - £240,000
    💫Term Remaining (Without Overpayments) - 23yrs 2Months

    🏡Mortgage Now - £183,867.29
    💫Term Remaining (With Overpayments) - 20yrs 6Months

    🗓️246/360 Monthly Payments Remaining 

    💷MFW 2026 #4 - £3358.46/£7000

    💰EF - £6440/£10000


  • Sistergold
    Sistergold Posts: 2,156 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic

    hello all, MFW #10 with OP payments for January £125 and February £125.

    Thank you again @julicon for keeping us updated.

    Initial mortgage bal £487.5k, current £238k, target £122k (quarter way!)
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    To save £100k in 60months start 01/01/2027
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
  • SuperSavingD
    SuperSavingD Posts: 699 Forumite
    Sixth Anniversary 500 Posts Name Dropper

    #5 £138 for February.


    Thanks Julicorn

  • Idreamofplants
    Idreamofplants Posts: 144 Forumite
    100 Posts First Anniversary Name Dropper Photogenic

    can I join please - late to the party I know! I did join the 2025 challenge but I can't remember my number - I'm useless. I would like to try and OP by min £3500 this year. thanks :)

    Mortgage at largest £280050 with MF date 2038 - currently £152700 #40 2026 challenge £600/£3500 paid 
  • julicorn
    julicorn Posts: 2,703 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    https://forums.moneysavingexpert.com/discussion/comment/81889107#Comment_81889107

    Sure thing! You've got number 40.

  • Jemma01
    Jemma01 Posts: 676 Forumite
    Fifth Anniversary 500 Posts Photogenic Name Dropper

    Hey @julicorn

    Sorry I think I messed up my update somehow, my Feb overpayments would have to be 16k, not 11k 🙈 based on where my mortgage is at.

    Brain is not keeping up.

    I'm FTB, not an expert, all my comments are from personal experience and not a professional advice.
    Mortgage debt start date 11/2024 = 175k (5.19%)... Q1/2026 = PAID (3.94%)
  • Idreamofplants
    Idreamofplants Posts: 144 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    https://forums.moneysavingexpert.com/discussion/comment/81890262#Comment_81890262

    thanks julicorn

    Please add £300 for me for January

    Mortgage at largest £280050 with MF date 2038 - currently £152700 #40 2026 challenge £600/£3500 paid 
  • smetf
    smetf Posts: 396 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic

    #3 with £350 for Feb.

    Had to make an extra OP to get the mortgage back to where it was before the remortgage but not counting that in the figures as it was just moving money that we got during the process!

    Hopefully, will hit OP target by end of May if not before.

    Mortgage £35, 147.42
    MFW 2022 #35 10,000
    MFW 2023 #3 10358.97
    MFW 2024 #3 10000
    MFW 2025 #3 10000
    MFW 2026 5384.62/7384.62
    MFiT-T7 #10 aiming for 16k https://forums.moneysavingexpert.com/discussion/6283332/halving-our-income-and-still-aiming-for-mortgage-free#latest
  • here_for_the_tips
    here_for_the_tips Posts: 153 Forumite
    100 Posts First Anniversary Photogenic Name Dropper

    #35 with a £750 OP for February so far, makes it £1,859.39 for the year so far.

    Will see if I can add some more in at the end of the month

    MFWB 2025 #35: £11,150.81 / £10,000
    MFWB 2026 #35 £2,984.79 / £10,000
    Prolific 2025 £294.34 / £500
    MFWB Diary
    Mortgage 1 Jan 2025: £63,215.87
    Mortgage 1 Jan 2026: £50,602.60
    Mortgage 1 Feb 2026: £49,446.55
    Mortgage 1 Mar 2026: £48,602.73
    Mortgage 1 Apr 2026: £47,817.68
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