Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
April 2026 NSD Challenge 0/15
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2026 Mortgage-Free Wannabes
Comments
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Hello
#44, can I please add 11k for February.
Thanks 👍
I'm FTB, not an expert, all my comments are from personal experience and not a professional advice.Mortgage debt start date 11/2024 = 175k (5.19%)... Q1/2026 = PAID (3.94%)1 -
No 7 with an OP of £612.62 for February. Thanks julicorn.
MFW 2026 No. 7 £2414.62/£5000
MFiT-T7 No. 6 £9233.77/£30,0001 -
Happy February everyone! #75, £175 OP for February....I had hoped for more but husband's self employed new venture isn't paying yet so im being sensible and keeping some back. Happy OPing to all, we made it through to the Jan payday! HP x
Mortgage when saw the MSE light 💡: £85,000 (end date 2045) up to £112,000 for house move (end date 2054)🍾 1st May 2026: mortgage free!
🏡New goal: enjoy spending then save 15,000 for 'forever' home by Dec 2028!
2026MFW #751 -
Happy February.
A #24 £1,340.43 OP to start the month please @julicorn - Thank you :)
2026 Mortgage-Free Wannabes #24 £9469.93/£20000 OP1 -
#4 with a February overpayment of £600 please @julicorn
Happy February everyone and good luck with your overpayments this month.🏡Mortgage July 2019 - £240,000
💫Term Remaining (Without Overpayments) - 23yrs 2Months🏡Mortgage Now - £183,867.29
💫Term Remaining (With Overpayments) - 20yrs 6Months
🗓️246/360 Monthly Payments Remaining
💷MFW 2026 #4 - £3358.46/£7000
💰EF - £6440/£100001 -
#35 with a January OP of £1,109.39, will work out the totals later.
MFWB 2025 #35: £11,150.81 / £10,000
MFWB 2026 #35 £2,984.79 / £10,000
Prolific 2025 £294.34 / £500
MFWB Diary
Mortgage 1 Jan 2025: £63,215.87
Mortgage 1 Jan 2026: £50,602.60
Mortgage 1 Feb 2026: £49,446.55
Mortgage 1 Mar 2026: £48,602.73
Mortgage 1 Apr 2026: £47,817.681 -
£14.86 please for February, no 68#
Getting close to OP. 10%
can’t wait for May when new OP allowance starts.Mind you it’s been handy not Op as much as hubby’s glasses cost £400 this month and then he went down pot hole and needed new tyres too! Then it’s his birthday this month too 😊
Well done everyone on all the OP’s
MFW December 2026
Initial mtg £100,000 Janoverpayment allowance, (May 13th 2026).
End fix rate of 2.79% July 27.
January 2026 £53,450
February £52,880
March. £52,320, £52,300
April £51,750 £51,740
May £51,196
June
July
August
Sep
Oct
Nov
December2 -
#50
Feb overpayment of £287.33
MFW 2026 #5007/03/25: Mortgage: £67,000.00
Mortgage:
04/04/26: £33,500
07/03/26: £34,418.15
16/01/26: £56,794.25
02/01/26: £60,223.17
12/08/25: Mortgage: £62,500.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
Savings: £20,0002
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