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2026 Mortgage-Free Wannabes

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Comments

  • debtfreewannabe321
    debtfreewannabe321 Posts: 10,695 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    #26 with another £20.77 made up of cashback and survey money ❤️ thank you x

    Emergency Fund goal - £1000/2000
    Mortgage OP goal 2026 - £1200/£4500 
    Read 24 books this year 14/24

  • MFWannabe
    MFWannabe Posts: 2,563 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    #50 
    Another overpayment of £94
    Total Jan overpayments £3,767.49

    MFW 2026 #50

    Mortgage:

    04/04/26: £33,500 

    07/03/26: £34,418.15

    16/01/26: £56,794.25
    02/01/26: £60,223.17

    12/08/25: Mortgage: £62,500.00
    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    Savings: £20,000




  • BeckyBach
    BeckyBach Posts: 24 Forumite
    Second Anniversary 10 Posts
    Can you put £725.82 for Jan please Julicorn? #13
  • _Dolly_Rocker_
    _Dolly_Rocker_ Posts: 1,061 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    edited 18 January at 4:42PM
    #36 _Dolly_Rocker_
    January
    £416 - mortgage OP made
    I'll only be updating once a month so this will be my total for January.
    Debt Free - 4th June 2025
  • Hettyhound
    Hettyhound Posts: 1,194 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    #21 with a payment of £29.  That makes £159 so far for January.  Thank you Julicorn
    SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
    MFW #21 Mortgage start Dec 2015 £79,950; May 2026 £13,200 2025 OP £2991/£2,000 2026 £2,413/£5,500
    MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £6070/£21,930 (27.67%)
  • debtfreewannabe321
    debtfreewannabe321 Posts: 10,695 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    #26 with another small payment of £7.50 so £128.27 so far in January 😁
    Emergency Fund goal - £1000/2000
    Mortgage OP goal 2026 - £1200/£4500 
    Read 24 books this year 14/24

  • julicorn
    julicorn Posts: 2,703 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    16 - £1578.07 for January.

    Balance now zero.

    Still on MFW mindset, aim to move next 2/3 years. Work to do on current house, fortunately Mr Pepper can to the bulk of the work, and save for the move and any future renovations.

    Many, Many thanks Julicorn, I can have a couple of weeks off before I start filling up the house saving pot again.
    That's fabulous news, congratulations! Once you start funding that house saving pot, feel free to come back here, I can give you a second number this year for tracking that one :) 
  • julicorn said:
    16 - £1578.07 for January.

    Balance now zero.

    Still on MFW mindset, aim to move next 2/3 years. Work to do on current house, fortunately Mr Pepper can to the bulk of the work, and save for the move and any future renovations.

    Many, Many thanks Julicorn, I can have a couple of weeks off before I start filling up the house saving pot again.
    That's fabulous news, congratulations! Once you start funding that house saving pot, feel free to come back here, I can give you a second number this year for tracking that one :) 
    Thanks, Julicorn.  You can chuck one at me right away, as it all starts again for me on 01.02.26!

    This group has certainly been a huge part of motivation for me, couldn't have done it without you.

    Have a lovely weekend.


    MFW - 01.10.21 £63761   01.10.22 £50962   01.10.23 £39979   01.10.24 £27815. 01.01.25. £17538
    01.03.25 £14794.    01.04.25 £12888
    01.05.25. £11805. 12.05.25  £9997   05.06.25  £8898. 
     01.07.25. £7975  01.08.25 £6968 01.09.25 £5956. 01.10.25 £4979
    01.12.25 £2899 21.01.26 £0

  • Congratulations 🥳🥳 @jennystarpepper

    Don't forget a little celebration treat before getting back on the savings game.  
    Current Balance £10,750
    MFW 2026 #31 £12,250 / £17,000 OP
    MFIT - T7  

    Emergency Fund £4,410 / £5,000


    0%CC May 2027-  £5,000

    0% Loan £600.00  - paid ✅️

    Money made £195.80 / £365

    Declutter 42 /52 

    Grocery Challenge 2025 £4885.78
    Grocery Challenge 2026 Jan £328.20, Feb £297.01 Mar £352.91 April £422.85

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


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