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2026 Mortgage-Free Wannabes
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#26 with another £20.77 made up of cashback and survey money ❤️ thank you x
Emergency Fund goal - £1000/2000
Mortgage OP goal 2026 - £1200/£4500
Read 24 books this year 14/241 -
#50
Another overpayment of £94
Total Jan overpayments £3,767.49MFW 2026 #5007/03/25: Mortgage: £67,000.00
Mortgage:
04/04/26: £33,500
07/03/26: £34,418.15
16/01/26: £56,794.25
02/01/26: £60,223.17
12/08/25: Mortgage: £62,500.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
Savings: £20,0001 -
Can you put £725.82 for Jan please Julicorn? #132
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#36 _Dolly_Rocker_
January
£416 - mortgage OP madeI'll only be updating once a month so this will be my total for January.Debt Free - 4th June 20251 -
#21 with a payment of £29. That makes £159 so far for January. Thank you JulicornSPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
MFW #21 Mortgage start Dec 2015 £79,950; May 2026 £13,200 2025 OP £2991/£2,000 2026 £2,413/£5,500
MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £6070/£21,930 (27.67%)2 -
#26 with another small payment of £7.50 so £128.27 so far in January 😁Emergency Fund goal - £1000/2000
Mortgage OP goal 2026 - £1200/£4500
Read 24 books this year 14/242 -
16 - £1578.07 for January.
Balance now zero.
Still on MFW mindset, aim to move next 2/3 years. Work to do on current house, fortunately Mr Pepper can to the bulk of the work, and save for the move and any future renovations.
Many, Many thanks Julicorn, I can have a couple of weeks off before I start filling up the house saving pot again.MFW - 01.10.21 £63761 01.10.22 £50962 01.10.23 £39979 01.10.24 £27815. 01.01.25. £17538
01.03.25 £14794. 01.04.25 £12888
01.05.25. £11805. 12.05.25 £9997 05.06.25 £8898.
01.07.25. £7975 01.08.25 £6968 01.09.25 £5956. 01.10.25 £4979
01.12.25 £2899 21.01.26 £07 -
That's fabulous news, congratulations! Once you start funding that house saving pot, feel free to come back here, I can give you a second number this year for tracking that onejennystarpepper said:16 - £1578.07 for January.
Balance now zero.
Still on MFW mindset, aim to move next 2/3 years. Work to do on current house, fortunately Mr Pepper can to the bulk of the work, and save for the move and any future renovations.
Many, Many thanks Julicorn, I can have a couple of weeks off before I start filling up the house saving pot again.
1 -
Thanks, Julicorn. You can chuck one at me right away, as it all starts again for me on 01.02.26!julicorn said:
That's fabulous news, congratulations! Once you start funding that house saving pot, feel free to come back here, I can give you a second number this year for tracking that onejennystarpepper said:16 - £1578.07 for January.
Balance now zero.
Still on MFW mindset, aim to move next 2/3 years. Work to do on current house, fortunately Mr Pepper can to the bulk of the work, and save for the move and any future renovations.
Many, Many thanks Julicorn, I can have a couple of weeks off before I start filling up the house saving pot again.
This group has certainly been a huge part of motivation for me, couldn't have done it without you.
Have a lovely weekend.
MFW - 01.10.21 £63761 01.10.22 £50962 01.10.23 £39979 01.10.24 £27815. 01.01.25. £17538
01.03.25 £14794. 01.04.25 £12888
01.05.25. £11805. 12.05.25 £9997 05.06.25 £8898.
01.07.25. £7975 01.08.25 £6968 01.09.25 £5956. 01.10.25 £4979
01.12.25 £2899 21.01.26 £02 -
Congratulations 🥳🥳 @jennystarpepper
Don't forget a little celebration treat before getting back on the savings game.Current Balance £10,750
MFW 2026 #31 £12,250 / £17,000 OP
MFIT - T7
Emergency Fund £4,410 / £5,000
0%CC May 2027- £5,000
0% Loan £600.00 - paid ✅️
Money made £195.80 / £365
Declutter 42 /52
Grocery Challenge 2025 £4885.78
Grocery Challenge 2026 Jan £328.20, Feb £297.01 Mar £352.91 April £422.85
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum1
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