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2026 Mortgage-Free Wannabes

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Comments

  • Bounty123
    Bounty123 Posts: 229 Forumite
    Seventh Anniversary 100 Posts Photogenic Name Dropper
    Evening,
    #23 reporting in again. This time £1,000.

    So the January total is £1,099.

    Thank you @julicorn
    Bounty 

    2026 MFW No:23
    MFiT-T7 12
  • Shal1160
    Shal1160 Posts: 72 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    Happy new year fellow MFWs!
    #20 checking in with a January o/p of £132.03. Looking forward to seeing all the progress for this year and thank you Julicorn! :smile:
    Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131 
    Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405, Sept 2025: £85,470
    Current: £82,680 (Feb 26)
    MFW 2025 #29
    MFW 2026 #20
    Just keep swimming
  • seventh88
    seventh88 Posts: 168 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Well done everyone, we're already off to a strong start. Whether it's 57p, £57 or £570 it all makes a difference. 
    No 39 checking in with £472 for January. Thanks @julicorn :smile:
     Debt = £8017/£8017 (100% paid - cleared 26th August 2020) Boiler Fund = £2500/£2500 (100% saved - 26th August 2021)Emergency fund = £5000/£5000 (100% saved - 5th Jan 2025) | MFW Goal 2025: £6429/£3000 | Mortgage  = £88,102/£132,469 (33% paid)

    Goal for 2026:
    1) MFW £3221/£3600





  • MFWannabe
    MFWannabe Posts: 2,562 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    #50 another overpayment of £90 
    Jan total £3,673.49

    MFW 2026 #50

    Mortgage:

    04/04/26: £33,500 

    07/03/26: £34,418.15

    16/01/26: £56,794.25
    02/01/26: £60,223.17

    12/08/25: Mortgage: £62,500.00
    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    Savings: £20,000




  • Hettyhound
    Hettyhound Posts: 1,194 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Number 21 with an overpayment of £110.  Thanks Julicorn 
    SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
    MFW #21 Mortgage start Dec 2015 £79,950; May 2026 £13,200 2025 OP £2991/£2,000 2026 £2,413/£5,500
    MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £6070/£21,930 (27.67%)
  • stuartp2000
    stuartp2000 Posts: 191 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    January payment made today, coming from YouGov payment, interest received and general

    #06 Jan Total £200
    Ytd Total £200
    Challenges
    MFW 2026 #6 - 975/2,500

    Completed Challenges
    MFW 2025 #6 - 14,871.56/14,000
    MFW 2024 #35 - 9,000/9,000
    Pay off all debts by 2023 - #18 8,000 / 8,000

  • Hettyhound
    Hettyhound Posts: 1,194 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    number 21 with another January payment of £20 making a total for the month of £130.  Thanks Julicorn
    SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
    MFW #21 Mortgage start Dec 2015 £79,950; May 2026 £13,200 2025 OP £2991/£2,000 2026 £2,413/£5,500
    MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £6070/£21,930 (27.67%)
  • MFWannabe
    MFWannabe Posts: 2,562 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    #50 with another overpayment of £105
    Jan total £3,778.49 

    MFW 2026 #50

    Mortgage:

    04/04/26: £33,500 

    07/03/26: £34,418.15

    16/01/26: £56,794.25
    02/01/26: £60,223.17

    12/08/25: Mortgage: £62,500.00
    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    Savings: £20,000




  • _Dolly_Rocker_
    _Dolly_Rocker_ Posts: 1,061 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    Hi all, 

    I would love to join in? Only found this thread today. 

    I aim to overpay my mortgage by £5,000 this year. 

    Thanks
    Debt Free - 4th June 2025
  • julicorn
    julicorn Posts: 2,703 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    _Dolly_Rocker_ said:
    Hi all, 

    I would love to join in? Only found this thread today. 

    I aim to overpay my mortgage by £5,000 this year. 

    Thanks
    Welcome to the challenge, you've got number 36 :)
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