We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

2026 Mortgage-Free Wannabes

14567810»

Comments

  • julicorn
    julicorn Posts: 2,675 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Can I join please. I’m new so any number is fine. Aiming for £7000 overpayment this year. 
    Welcome! You've got number 27 for this year :) 
  • debtfreewannabe321
    debtfreewannabe321 Posts: 10,182 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    #26 with an OP of £80 😄💖
    Emergency Fund goal - £717.77/1500
    Weight loss goal 1 - 0/7 lb 
    Mortgage OP goal 2026 - £10/£4500 

    New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest
  • scottishlass
    scottishlass Posts: 1,973 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Number #24 kicking off 2026 with an OP of 368.82 please.


    2020 Mortgage-Free Wannabes #20 £1495.03/£2760 OP
  • Would love to be in again, number 35 still free? £10k target please.
    MFWB 2025 #35: £11,150.81 / £10,000
    Prolific 2025 £294.34 / £500
    MFWB Diary
    Mortgage 1 Jan 2025: £63,215.87
    Mortgage 1 Feb 2025: £61,655.16
    Mortgage 1 Mar 2025: £60,635.55
    Mortgage 1 Apr 2025:  £59,422.35
    Mortgage 1 May 2025: £58,164.35
    Mortgage 1 June 2025: £57,055.79
    Mortgage 1 July 2025: £55,918.13
    Mortgage 1 August 2025: £54,624.07
    Mortgage 1 September 2025: £53,722.34
    Mortgage 1 October 2025: £52,539.83 
    Mortgage 1 November 2025: £51,483.47
    Mortgage 1 December 2025: £50,780.47
  • judi24
    judi24 Posts: 2,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Quick question please. I am not actually overpaying my mortgage at the moment. I am paying into an ISA so that when I re mortgage in June I can pay a chunk off.  My ISA interest  rate is higher than my current mortgage interest rate. I will pay into my ISA at the end of the month. Do I count this in my monthly totals or wait until I actually overpay my mortgage in June? After June I will be overpaying the mortgage monthly 
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246.1K Work, Benefits & Business
  • 602.2K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 260K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.