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2026 Mortgage-Free Wannabes
Comments
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Welcome! You've got number 27 for this yearAgathaSquirrel said:Can I join please. I’m new so any number is fine. Aiming for £7000 overpayment this year.
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#26 with an OP of £80 😄💖Emergency Fund goal - £717.77/1500
Weight loss goal 1 - 0/7 lb
Mortgage OP goal 2026 - £10/£4500
New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest0 -
Number #24 kicking off 2026 with an OP of 368.82 please.
2020 Mortgage-Free Wannabes #20 £1495.03/£2760 OP0 -
Would love to be in again, number 35 still free? £10k target please.MFWB 2025 #35: £11,150.81 / £10,000
Prolific 2025 £294.34 / £500
MFWB Diary
Mortgage 1 Jan 2025: £63,215.87
Mortgage 1 Feb 2025: £61,655.16
Mortgage 1 Mar 2025: £60,635.55
Mortgage 1 Apr 2025: £59,422.35
Mortgage 1 May 2025: £58,164.35
Mortgage 1 June 2025: £57,055.79
Mortgage 1 July 2025: £55,918.13
Mortgage 1 August 2025: £54,624.07
Mortgage 1 September 2025: £53,722.34
Mortgage 1 October 2025: £52,539.83
Mortgage 1 November 2025: £51,483.47
Mortgage 1 December 2025: £50,780.470 -
Quick question please. I am not actually overpaying my mortgage at the moment. I am paying into an ISA so that when I re mortgage in June I can pay a chunk off. My ISA interest rate is higher than my current mortgage interest rate. I will pay into my ISA at the end of the month. Do I count this in my monthly totals or wait until I actually overpay my mortgage in June? After June I will be overpaying the mortgage monthly0
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