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2026 Mortgage-Free Wannabes

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Comments

  • julicorn
    julicorn Posts: 2,673 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    jennystarpepper said:
    Hi Julicorn

    Can I keep #16 please.  Hopefully I will be MF in the new year, but as I intend on moving about 24 /36 months, I want to save enough to make sure I'm still MF and that I can cover all our moving costs, plus we are still looking at property abroad so every penny will count.

    Many thanks and have a lovely Christmas.
    Hi Jenny, I can only save your number if you give me a target unfortunately, so just let me know what your 2026 savings goal is before the end of this month and I'll add it properly :)
  • julicorn
    julicorn Posts: 2,673 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    scottishlass said:
    Hi, I'd like to join in this year and will take what ever number is available and will aim for an OP of £20,000 please
    Welcome to the 2026 challenge :) You've got #24.
  • jennystarpepper
    jennystarpepper Posts: 828 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    julicorn said:
    jennystarpepper said:
    Hi Julicorn

    Can I keep #16 please.  Hopefully I will be MF in the new year, but as I intend on moving about 24 /36 months, I want to save enough to make sure I'm still MF and that I can cover all our moving costs, plus we are still looking at property abroad so every penny will count.

    Many thanks and have a lovely Christmas.
    Hi Jenny, I can only save your number if you give me a target unfortunately, so just let me know what your 2026 savings goal is before the end of this month and I'll add it properly :)
    £3000 Please.

    Apologies, senior moment!
    MFW - 01.10.21 £63761   01.10.22 £50962   01.10.23 £39979   01.10.24 £27815. 01.01.25. £17538
    01.03.25 £14794.    01.04.25 £12888
    01.05.25. £11805. 12.05.25  £9997   05.06.25  £8898. 
     01.07.25. £7975  01.08.25 £6968 01.09.25 £5956. 01.10.25 £4979
    01.12.25 £2899

  • JohnTheSkier
    JohnTheSkier Posts: 62 Forumite
    Sixth Anniversary 10 Posts Name Dropper
    Hi, please could I keep #14? Target of £1,800, which I hope to exceed.
  • Sistergold
    Sistergold Posts: 2,146 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Hello everyone. Number 10 here please count me in for 2026. I would also love to keep my number. My target for 2026 will be £1200
    Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
  • soapy50
    soapy50 Posts: 33 Forumite
    Eighth Anniversary 10 Posts Name Dropper Photogenic
    #64 again please. I'm hoping to clear my Mortgage this year 🙏 So my target is
    £20,287  Thankyou for all of your hard work @julicorn
    MFW 2025 #64: £4350/£5000
    Mortgage January 2025 £31,598
    Mortgage February 2025 £30,519
    Mortgage March 2025 £29,427
    Mortgage April 2025 £28,731
    Mortgage May 2025 £27,351
    Mortgage June 2025 £26393
    Mortgage July 2025 £25,395
    Mortgage August 2025 £24,215
    Mortgage September 2025 £22,606
    Mortgage December 2025 £19,887
  • SuperSavingD
    SuperSavingD Posts: 589 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    #5 Thought I’d finished for the year but made another £36 payment to add to my December total.

    Thank you
  • Pinkpieuni
    Pinkpieuni Posts: 209 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    edited 20 December 2025 at 5:31PM
    Thank you @julicorn for running the thread again. May i join with target of £29,000  - all being well should be mortgage free in 2026. 

    Can I have #4 if available? If not, I will keep #61.

    Happy holidays!

    Challenges

    NSD - January  - 1/10

    1. 2026 Mortgage-Free Wannabes #61 £ /£29,000, MF target June 2026, current mortgage balance - £29,557.64

    mortgage @ Jan 2025 - £75,600

    2. Loan  - Jan 2026 £1,029.22 - Current balance £1,029.22

    3.52 Week Envelope Saving Challenge #2 £/£1,378 -( /52)

  • anna42hmr
    anna42hmr Posts: 2,899 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 20 December 2025 at 10:44AM
    Hi, thanks for running this again for 2026.

    Please can I have the same number please (105) and my target will be a higher one for this year of £10,000 please (though the largest portion will not be towards the last part of the year when my current fix ends).   This year will be concentrating on seeing if I can make the remainder of my mortgage disappear by the end of 2026/start of 2027 

    I  look forward to seeing everyone's progress on this, good luck everyone.  
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • hellosupernova
    hellosupernova Posts: 100 Forumite
    Third Anniversary 10 Posts
    Hi Julicorn.

    Please can I join again and keep #19?
    Target £3,000

    Mortgage Free Wannabe
    Mortgage free aim date (set Dec 23): 2030 or earlier
    Mortgage free wannabe starting figure: £73,576.96
    Current Mortgage Figure: £53,666.22

    Mortgage end date with no overpayments: 20th July 2037
    Mortgage end date with overpayments: 1st Jan 2030

    Goal 1   10k off mortgage balance by 31st March 2024           Achieved
    Goal 2   60k mortgage balance by 30th September 2024        Got to £62,999
    Goal 3   10k off mortgage balance by 31st March 2025               Achieved
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