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2026 Mortgage-Free Wannabes
Comments
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Hi Jenny, I can only save your number if you give me a target unfortunately, so just let me know what your 2026 savings goal is before the end of this month and I'll add it properlyjennystarpepper said:Hi Julicorn
Can I keep #16 please. Hopefully I will be MF in the new year, but as I intend on moving about 24 /36 months, I want to save enough to make sure I'm still MF and that I can cover all our moving costs, plus we are still looking at property abroad so every penny will count.
Many thanks and have a lovely Christmas.
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Welcome to the 2026 challengescottishlass said:Hi, I'd like to join in this year and will take what ever number is available and will aim for an OP of £20,000 please You've got #24. 1 -
£3000 Please.julicorn said:
Hi Jenny, I can only save your number if you give me a target unfortunately, so just let me know what your 2026 savings goal is before the end of this month and I'll add it properlyjennystarpepper said:Hi Julicorn
Can I keep #16 please. Hopefully I will be MF in the new year, but as I intend on moving about 24 /36 months, I want to save enough to make sure I'm still MF and that I can cover all our moving costs, plus we are still looking at property abroad so every penny will count.
Many thanks and have a lovely Christmas.
Apologies, senior moment!MFW - 01.10.21 £63761 01.10.22 £50962 01.10.23 £39979 01.10.24 £27815. 01.01.25. £17538
01.03.25 £14794. 01.04.25 £12888
01.05.25. £11805. 12.05.25 £9997 05.06.25 £8898.
01.07.25. £7975 01.08.25 £6968 01.09.25 £5956. 01.10.25 £4979
01.12.25 £2899 21.01.26 £01 -
Hi, please could I keep #14? Target of £1,800, which I hope to exceed.1
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Hello everyone. Number 10 here please count me in for 2026. I would also love to keep my number. My target for 2026 will be £1200Initial mortgage bal £487.5k, current £238k, target £122k (quarter way!)
Mortgage start date first week of July 2019,
Mortgage term 23yrs(end of June 2042🙇🏽♀️),Target is to pay it off in 10years(by 2030🥳).MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
£12K in 2021 #54 (in 2020 #148)
MFiT-T6#27
To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
To save £100k in 60months start 01/01/2027
Am a single mom of 4.Do not wait to buy a property, Buy a property and wait. 🤓1 -
#64 again please. I'm hoping to clear my Mortgage this year 🙏 So my target is
£20,287 Thankyou for all of your hard work @julicornMFW 2025 #64: £4350/£5000
Mortgage January 2025 £31,598
Mortgage February 2025 £30,519
Mortgage March 2025 £29,427
Mortgage April 2025 £28,731
Mortgage May 2025 £27,351
Mortgage June 2025 £26393
Mortgage July 2025 £25,395
Mortgage August 2025 £24,215
Mortgage September 2025 £22,606
Mortgage December 2025 £19,887
Mortgage January 2026 £0 - officially mortgage free!!2 -
#5 Thought I’d finished for the year but made another £36 payment to add to my December total.
Thank you1 -
Thank you @julicorn for running the thread again. May i join with target of £29,000 - all being well should be mortgage free in 2026.
Can I have #4 if available? If not, I will keep #61.
Happy holidays!Challenges
NSD - May - 1/10
1. 2026 Mortgage-Free Wannabes #61 £19,133.06/£29,000, MF target June 2026, current mortgage balance - £9,569.36
mortgage @ Jan 2025 - £75,600
2. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
3.52 Week Envelope Saving Challenge #2 £106/£1,378 -( 1/52)
4. EF - £842
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Hi, thanks for running this again for 2026.
Please can I have the same number please (105) and my target will be a higher one for this year of £10,000 please (though the largest portion will not be towards the last part of the year when my current fix ends). This year will be concentrating on seeing if I can make the remainder of my mortgage disappear by the end of 2026/start of 2027
I look forward to seeing everyone's progress on this, good luck everyone.MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..1 -
Hi Julicorn.
Please can I join again and keep #19?
Target £3,000
Mortgage Free Wannabe
Mortgage free aim date (set Dec 23): 2030 or earlier
Mortgage free wannabe starting figure: £73,576.96
Current Mortgage Figure: £53,301.28
Mortgage end date with no overpayments: 20th July 2037
Mortgage end date with overpayments: 1st Jan 2030
Goal 1 10k off mortgage balance by 31st March 2024 Achieved
Goal 2 60k mortgage balance by 30th September 2024 Got to £62,999
Goal 3 10k off mortgage balance by 31st March 2025 Achieved1
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