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2026 Mortgage-Free Wannabes
Comments
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Hi Julicorn, can I join as #75 with a target of £1660 for Jan-May only? After that, we should be mortgage-free (gulp!!)
If that's not possible to do Jan-May, please can you put me down for £4285 for the whole year? Thank you x HP xMortgage when saw the MSE light 💡: £85,000 (end date 2045) up to £112,000 for house move (end date 2054)🍾 1st May 2026: mortgage free!
🏡New goal: enjoy spending then save 15,000 for 'forever' home by Dec 2028!
2026MFW #751 -
Hi again #38 here. Can I increase my target to £9500 for next year please? Sorry to be a pain.becksta said:Hello! I'd love to join again for 2026 with a target of £8000 please. More than happy to keep my existing number - #38.
Huge thanks!MFW 2022 #88: £6620/£6000
MFW 2023 #38: £13242.13/£6000
MFW 2024 #38: £15792.12./£9000
MFW 2025 #38: £16090.54/£7500
MFW 2026 #38: £6599.65/£9500
Thank you to all competition posters1 -
Hi, could i have the same number #68 please and my goal is £5000 for 2026
i won’t be OP. Until July as that’s when my new 10% allowance starts again but happy to be in from start.
thanks for running this it’s helped keep me motivated ❤️
MFW December 2026
Initial mtg £100,000 Janoverpayment allowance, (May 13th 2026).
End fix rate of 2.79% July 27.
January 2026 £53,450
February £52,880
March. £52,320, £52,300
April £51,750 £51,740
May £51,196
June
July
August
Sep
Oct
Nov
December1 -
Hi Julicorn
Thanks for running the challenge again! I was number #29 but please could I have a lower number, maybe #20 if still free? My target for 2026 is £3000. Thank you
Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131
Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405, Sept 2025: £85,470
Current: £82,680 (Feb 26)
MFW 2025 #29
MFW 2026 #20
Just keep swimming1 -
Of course you can, I'm not going to stop you from hitting your goal early in the yearHelenaPinky said:Hi Julicorn, can I join as #75 with a target of £1660 for Jan-May only? After that, we should be mortgage-free (gulp!!)
If that's not possible to do Jan-May, please can you put me down for £4285 for the whole year? Thank you x HP x
How exciting
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Hi
Can I keep #87 please.
Target £14,400Officially in a clique of idiots1 -
Hi Julicorn
Can I keep #16 please. Hopefully I will be MF in the new year, but as I intend on moving about 24 /36 months, I want to save enough to make sure I'm still MF and that I can cover all our moving costs, plus we are still looking at property abroad so every penny will count.
Many thanks and have a lovely Christmas.MFW - 01.10.21 £63761 01.10.22 £50962 01.10.23 £39979 01.10.24 £27815. 01.01.25. £17538
01.03.25 £14794. 01.04.25 £12888
01.05.25. £11805. 12.05.25 £9997 05.06.25 £8898.
01.07.25. £7975 01.08.25 £6968 01.09.25 £5956. 01.10.25 £4979
01.12.25 £2899 21.01.26 £01 -
Hi, I'd like to join in this year and will take what ever number is available and will aim for an OP of £20,000 please2026 Mortgage-Free Wannabes #24 £9469.93/£20000 OP1
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Can I register for doing this again (#17) with a very tiny target of £250 for 2026? Have got to save up for some work to be done to the house and have some other debt that I’d like to clear down but want to put a bit towards the mortgage each month next year. Hopefully I might be able to increase my target but I’d prefer to start small/achievable initially.
B x1
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