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2026 Mortgage-Free Wannabes

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Comments

  • HelenaPinky
    HelenaPinky Posts: 46 Forumite
    Third Anniversary 10 Posts Photogenic Name Dropper
    Hi Julicorn, can I join as #75 with a target of £1660 for Jan-May only? After that, we should be mortgage-free (gulp!!)

    If that's not possible to do Jan-May, please can you put me down for £4285 for the whole year? Thank you x HP x 
    Mortgage when saw the MSE light 💡: £85,000 (end date 2045)
    2019: £65,638
    💰 2024 Increased mortgage for house move:  £112,000 (end date 2054)
    Current end date: May 2026

    2025MFW #75
  • becksta
    becksta Posts: 2,263 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    becksta said:
    Hello!  I'd love to join again for 2026 with a target of £8000 please.  More than happy to keep my existing number - #38.

    Huge thanks!
    Hi again #38 here.  Can I increase my target to £9500 for next year please?  Sorry to be a pain.
    MFW 2022 #88: £6620/£6000
    MFW 2023 #38: £13242.13/£6000
    MFW 2024 #38: £15792.12./£9000
    MFW 2025 #38: £16090.54/£7500

    Thank you to all competition posters
  • V3cash
    V3cash Posts: 348 Forumite
    Eighth Anniversary 100 Posts Name Dropper Photogenic
    Hi, could i have the same number #68 please and my goal is £5000 for 2026
    i won’t be OP. Until July as that’s when my new 10% allowance starts again but happy to be in from start.
    thanks for running this it’s helped keep me motivated ❤️

    MFW May 2027

    £92.80 left to pay from 10% 
    overpayment allowance, (May 26).
    End fix on 2.79% July 27 // MFW AIM July 2027

    Mortgage  free Aim July 2027.
    July 25 £57,000, £56950
    August 25 £56,400
    September £55,850/£55,800
    October £55,195
    November £54,600, £54,562.
    December £54,000
    January 2026 £53,450




  • Shal1160
    Shal1160 Posts: 67 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    Hi Julicorn 
    Thanks for running the challenge again! I was number #29 but please could I have a lower number, maybe #20 if still free? My target for 2026 is £3000. Thank you :)
    Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131 
    Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405, Sept 2025: £85,470
    Current: £83,770 (Dec 25)
    MFW 2025 #29
    MFW 2026 #20
    Just keep swimming
  • julicorn
    julicorn Posts: 2,673 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    HelenaPinky said:
    Hi Julicorn, can I join as #75 with a target of £1660 for Jan-May only? After that, we should be mortgage-free (gulp!!)

    If that's not possible to do Jan-May, please can you put me down for £4285 for the whole year? Thank you x HP x 
    Of course you can, I'm not going to stop you from hitting your goal early in the year :) How exciting <3 
  • julicorn
    julicorn Posts: 2,673 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Shal1160 said:
    Hi Julicorn 
    Thanks for running the challenge again! I was number #29 but please could I have a lower number, maybe #20 if still free? My target for 2026 is £3000. Thank you :)
    Number 20 is all yours for 2026 :)
  • RedFraggle
    RedFraggle Posts: 1,489 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi
    Can I keep #87 please. 
    Target £14,400
    Officially in a clique of idiots
  • jennystarpepper
    jennystarpepper Posts: 828 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    Hi Julicorn

    Can I keep #16 please.  Hopefully I will be MF in the new year, but as I intend on moving about 24 /36 months, I want to save enough to make sure I'm still MF and that I can cover all our moving costs, plus we are still looking at property abroad so every penny will count.

    Many thanks and have a lovely Christmas.
    MFW - 01.10.21 £63761   01.10.22 £50962   01.10.23 £39979   01.10.24 £27815. 01.01.25. £17538
    01.03.25 £14794.    01.04.25 £12888
    01.05.25. £11805. 12.05.25  £9997   05.06.25  £8898. 
     01.07.25. £7975  01.08.25 £6968 01.09.25 £5956. 01.10.25 £4979
    01.12.25 £2899

  • scottishlass
    scottishlass Posts: 1,972 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi, I'd like to join in this year and will take what ever number is available and will aim for an OP of £20,000 please
    2020 Mortgage-Free Wannabes #20 £1495.03/£2760 OP
  • Betharooni
    Betharooni Posts: 495 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    Can I register for doing this again (#17) with a very tiny target of £250 for 2026? Have got to save up for some work to be done to the house and have some other debt that I’d like to clear down but want to put a bit towards the mortgage each month next year. Hopefully I might be able to increase my target but I’d prefer to start small/achievable initially.

    B x
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