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2026 Mortgage-Free Wannabes

245

Comments

  • julicorn
    julicorn Posts: 2,657 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hi @julicorn can I join for 2026 please? This will be my first year so any number is fine. My goal will be £7000. Thank you! 
    Absolutely, welcome on board :) I've given you #4 for this year. 
  • julicorn
    julicorn Posts: 2,657 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Thank you all for taking part again @carboot_karaoke @seventh88 @longestgame @Hettyhound @stuartp2000 , I've got that all logged against your previous numbers :) 
  • Sammie_1985
    Sammie_1985 Posts: 71 Forumite
    Sixth Anniversary 10 Posts Name Dropper
    Thank you @julicorn
    🏡Mortgage July 2019 - £240,000
    💫Term Remaining (Without Overpayments) - 23yrs 7mths

    🏡Mortgage Now - £189,700
    💫Term Remaining (With Overpayments) - 21yrs 6mths

    ➰MFW 2026 #4 - £0/£7000➰

  • smetf
    smetf Posts: 377 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Morning,

    #3 for me again this year. We have limited OPs for the next 2 years so around a £4100 OP target (will confirm this once new mortgage all set up).

    Thanks @julicorn as ever! 

    S
    Emergency fund 15.5k Home/ holiday fund 4k Mortgage £41,453
  • SuperSavingD
    SuperSavingD Posts: 585 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    #5 £3000 target for next year please Julicorn.  
    Thank you for running this thread as it helps to keep me on track.
  • eat_that_frog
    eat_that_frog Posts: 268 Forumite
    Fifth Anniversary 100 Posts Mortgage-free Glee! Name Dropper
    Hi @julicorn please can I join this challenge again for building up a savings pot for house renovations? I'd like my target to be £6000 for 2026.

    I'll have any number available please, many thanks 😊 
    Mortgage free as of March '25!
    £240,000 paid off in 4 years, 8 months and 18 days (July '20-Mar '25)
    Mortgage paid off 19 years early.

    2025 MFW #40

    2025 Goals

    Pay off mortgage of £55k for good! - £55k/£55k paid - mortgage free!!!
    Keep emergency fund at £10k - £30k/£10k - goal met!
    Lose 12lbs - 10lbs/12lbs lost so far
    Try 1 new activity/experience as a family each month - 0/12 new activities/experiences tried
    Decluttering - declutter 500 items from house and outbuildings - 213/500 items
  • Chili81
    Chili81 Posts: 52 Forumite
    Sixth Anniversary 10 Posts Name Dropper
    Hi julicorn, Id like to keep #11 and have a OP for 2026 for £4000. 
    Thanks again for keeping us all on track and motivated. 
    C
  • julicorn
    julicorn Posts: 2,657 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hi @julicorn please can I join this challenge again for building up a savings pot for house renovations? I'd like my target to be £6000 for 2026.

    I'll have any number available please, many thanks 😊 
    Absolutely - you've got #8 for 2026 :)
  • Sandyra
    Sandyra Posts: 303 Forumite
    Tenth Anniversary 100 Posts Name Dropper Cashback Cashier
    Hi Julicorn, can I please join for 2026. Same number #32 if available. Target is £6000 please. Thank you for managing. 

    MFW 2025 #32 £8,673.16/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000

    Save £12k in 2025 #48 £17,600/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000

  • becksta
    becksta Posts: 2,262 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hello!  I'd love to join again for 2026 with a target of £8000 please.  More than happy to keep my existing number - #38.

    Huge thanks!
    MFW 2022 #88: £6620/£6000
    MFW 2023 #38: £13242.13/£6000
    MFW 2024 #38: £15792.12./£9000
    MFW 2025 #38: £15241.92/£7500

    Thank you to all competition posters
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