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2026 Mortgage-Free Wannabes

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Comments

  • Mortgage_Minimiser
    Mortgage_Minimiser Posts: 347 Forumite
    Part of the Furniture 100 Posts Name Dropper
    HI @julicorn

    Thanks for running again. I'd love to join. As low a number as possible please. Will return with target once ive looked at year end  and new year planning :)

    MM
    X
    Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
    Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
    MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000

    01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41

    Debt at highest point in 24 -£21,344
    Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!
  • julicorn
    julicorn Posts: 2,673 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Mortgage_Minimiser said:
    HI @julicorn

    Thanks for running again. I'd love to join. As low a number as possible please. Will return with target once ive looked at year end  and new year planning :)

    MM
    X
    Thanks for wanting to join again! I'll add you to the spreadsheet as soon as you give me a target, even if it's just a placeholder for now :)
  • julicorn
    julicorn Posts: 2,673 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    And just to note that I've added you to the spreadsheet too @smetf @SuperSavingD @Chili81 @Sandyra and @becksta :) Thank you for joining again!
  • Mortgage_Minimiser
    Mortgage_Minimiser Posts: 347 Forumite
    Part of the Furniture 100 Posts Name Dropper
    julicorn said:
    Mortgage_Minimiser said:
    HI @julicorn

    Thanks for running again. I'd love to join. As low a number as possible please. Will return with target once ive looked at year end  and new year planning :)

    MM
    X
    Thanks for wanting to join again! I'll add you to the spreadsheet as soon as you give me a target, even if it's just a placeholder for now :)
    No problem  we can say 5k for now and I’ll confirm the actual figure xx

    thanks again!!!
    Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
    Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
    MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000

    01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41

    Debt at highest point in 24 -£21,344
    Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!
  • julicorn
    julicorn Posts: 2,673 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Mortgage_Minimiser said:
    julicorn said:
    Mortgage_Minimiser said:
    HI @julicorn

    Thanks for running again. I'd love to join. As low a number as possible please. Will return with target once ive looked at year end  and new year planning :)

    MM
    X
    Thanks for wanting to join again! I'll add you to the spreadsheet as soon as you give me a target, even if it's just a placeholder for now :)
    No problem  we can say 5k for now and I’ll confirm the actual figure xx

    thanks again!!!
    That's great, thank you. I've moved you up to #9 :)
  • MFWannabe
    MFWannabe Posts: 2,507 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Can I join again please 👋
    Happy to keep number 50 
    Target for next year £6000
    MFW 2025 #50: £1989.73/£6000

    12/08/25: Mortgage: £62,500.00
    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    27/12/24: Debt: £0 🥳😁
    27/12/24: Savings: £12,000

    12/08/25: Savings: £12,000



  • 999poundproject
    999poundproject Posts: 24 Forumite
    Second Anniversary 10 Posts
    Wohooo! 

    I'm going ambitious: 20k target for 2026

    I used to be #55 - but happy to take a different number; I checked - looks like #12 is free?

    Thanks,
    Emina
  • julicorn
    julicorn Posts: 2,673 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    999poundproject said:
    Wohooo! 

    I'm going ambitious: 20k target for 2026

    I used to be #55 - but happy to take a different number; I checked - looks like #12 is free?

    Thanks,
    Emina
    It is indeed - I've bumped you up to number 12 :) 
  • Poppycat1
    Poppycat1 Posts: 381 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Please could you add me for 2026?  Target is to get mortgage to £54,000 which is £4,000 extra.
    £60,000 left to pay
    Currently 12.4 years left
    Target June 2031
  • julicorn
    julicorn Posts: 2,673 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Poppycat1 said:
    Please could you add me for 2026?  Target is to get mortgage to £54,000 which is £4,000 extra.
    Of course! I've added you as number 18, with an overpayment goal of £4000. 
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