We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
2026 Mortgage-Free Wannabes
Comments
-
-
Hi, Happy New Year everyone. No 7 with an OP of £400 to start the year. Thanks julicorn.MFW 2026 No. 7 £400/£5000
MFiT-T7 No. 6 £5515.91/£30,0003 -
Happy new year everyone 🤩
I can pay a small £16.01 for Jan, no #68
I still have £92 ish left from last years 10% allowed until May 26.
Roll on May when i can start making my planned OP’s again.
MFW May 2027
£92.80 left to pay from 10%
overpayment allowance, (May 26).
End fix on 2.79% July 27 // MFW AIM July 2027
Mortgage free Aim July 2027.
July 25 £57,000, £56950
August 25 £56,400
September £55,850/£55,800
October £55,195
November £54,600, £54,562.
December £54,000
January 2026 £53,4501 -
Morning
#50 with the first overpayment of £367.49
@julicorn can I revise my overpayment figure please to £25,000
Have revised plans now interest rate has gone up so much 🙄😱 this mortgage needs to go!MFW 2025 #50: £1989.73/£600007/03/25: Mortgage: £67,000.00
12/08/25: Mortgage: £62,500.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
27/12/24: Debt: £0 🥳😁
27/12/24: Savings: £12,000
12/08/25: Savings: £12,0001 -
Happy New Year everyone.
First OP of the year made: £736.62
Partially because our new mortgage has not yet gone through - hopefully will be sorted next week. May need to adjust our OP target as the 10% limit hasn't started just yet!
SMortgage £39,933
MFW 2022 #35 10,000
MFW 2023 #3 10358.97
MFW 2024 #3 10000
MFW 2025 #3 10000
MFW 2026 1236.62/4100
MFiT-T7 #10 aiming for 16k https://forums.moneysavingexpert.com/discussion/6283332/halving-our-income-and-still-aiming-for-mortgage-free#latest1 -
Can I join in again? I kind of fell off the wagon with keeping the thread updated last year, although I did continue to make overpayments. Would really like to join again this year if that's ok. I was #66 last year. Target for this year will be £4000 which should be doable. I have already made an overpayment of £325 for Jan
Thank you! Mortgage-free wannabe 2026 £325/40001 -
Can I join please. I’m new so any number is fine. Aiming for £7000 overpayment this year.2017 - mortgage of £140,000 and interest rate of £10 a day
Feb 2021 mortgage of £103000
July 2021 mortgage of £97000
November 2021 mortgage of £93000
December 2022 mortgage of £79000
December 2023 mortgage of £73000
March 2024 mortgage of £70000
May 2024 mortgage of £68000
October 2024 mortgage of £65000
February 2025 mortgage of £63000
March 2025 mortgage of £45000 and interest of £6.07 per day
November 2025 mortgage of £41000 and interest of £5.62 per day1 -
#4 with a £500 overpayment today.bringing Januarys total to £600 so far.Thanks @julicorn🏡Mortgage July 2019 - £240,000
💫Term Remaining (Without Overpayments) - 23yrs 6mths🏡Mortgage Now - £188,628.65
💫Term Remaining (With Overpayments) - 21yrs 4mths
➰MFW 2026 #4 - £600/£7000➰1 -
#3 with an additional £500 OP.
Jan total £1236.62Mortgage £39,933
MFW 2022 #35 10,000
MFW 2023 #3 10358.97
MFW 2024 #3 10000
MFW 2025 #3 10000
MFW 2026 1236.62/4100
MFiT-T7 #10 aiming for 16k https://forums.moneysavingexpert.com/discussion/6283332/halving-our-income-and-still-aiming-for-mortgage-free#latest1 -
Of course you can, and number 66 is also still availablebecky170 said:Can I join in again? I kind of fell off the wagon with keeping the thread updated last year, although I did continue to make overpayments. Would really like to join again this year if that's ok. I was #66 last year. Target for this year will be £4000 which should be doable. I have already made an overpayment of £325 for Jan
Thank you!
It's all yours, but let me know if you want a lower number instead. 0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246.1K Work, Benefits & Business
- 602.2K Mortgages, Homes & Bills
- 177.8K Life & Family
- 260K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards


