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2026 Mortgage-Free Wannabes

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Comments

  • RedFraggle
    RedFraggle Posts: 1,558 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic

    I'm behind target. Better get a bonus at work 🙏

    Officially in a clique of idiots
  • LzzyIsGod
    LzzyIsGod Posts: 733 Forumite
    500 Posts First Anniversary Photogenic Name Dropper

    #41 I optimistically took matters into my own hands as I like nice round numbers and sent another £70 overpayment for June....


    Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes
  • Chili81
    Chili81 Posts: 63 Forumite
    Sixth Anniversary 10 Posts Name Dropper
    edited 6 June at 8:54AM

    Morning all. #11 with June OP of £266. Thanks JC

  • MFWannabe
    MFWannabe Posts: 2,578 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    #50 - June overpayment of £256.62


    MFW 2026 #50

    Mortgage:

    04/04/26: £33,500 

    07/03/26: £34,418.15

    16/01/26: £56,794.25
    02/01/26: £60,223.17

    12/08/25: Mortgage: £62,500.00
    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    Savings: £20,000




  • Shal1160
    Shal1160 Posts: 75 Forumite
    Sixth Anniversary 10 Posts Name Dropper

    Happy June MFWs! #20 checking in with a final May top up of £30 (May total £164.99) and June overpayment of £167.92. Thank you Julicorn 😀

    Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131 
    Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405, Sept 2025: £85,470
    Sept 2026: TBC (remortgaged for 16 years)
    Current: £79,160 (Aug 26)
    MFW 2025 #29
    MFW 2026 #20
    Just keep swimming
  • powerspowers
    powerspowers Posts: 1,412 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper

    number 29 with £100, first OP of the year

    It’s been a while, thanks Julicorn for keeping us on track x

    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £5,075
    MFW 2026 #29 £650 / £1000
  • missmoneywatch
    missmoneywatch Posts: 36 Forumite
    Fourth Anniversary 10 Posts Name Dropper

    Second overpayment of June....Number 33 reporting an extra £150 overpayment this month, YTD total 2240.14/10,000 - a long, long way to go but what do they say aim high shoot low??

  • carboot_karaoke
    carboot_karaoke Posts: 788 Forumite
    500 Posts Third Anniversary Photogenic Name Dropper

    Afternoon all

    #31 with another £100 OP for June

    Total for June £2420

    YTD £15425

    Current Balance £6000
    MFW 2026 #31 £17000 / £23,000 OP
    MFIT - T7  

    Property Fund £15,300 / £20,000


    0%CC May 2027-  £5,000

    0% Loan £600.00  - paid ✅️

    Money made £412.75 / £365 (29/09/26)

    Declutter 42 /52 

    Grocery Challenge 2025 £4885.78
    Grocery Challenge 2026 Jan £328.20, Feb £297.01, Mar £352.91, April £422.85, May £358.26, June £431.70,July £282.06

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


  • Sammie_1985
    Sammie_1985 Posts: 326 Forumite
    Seventh Anniversary 100 Posts Name Dropper

    #4 with a payment of £218.32

    Total for June - £818.32

    Thank you.

    🏡Mortgage July 2019 - £240,000
    💫Term Remaining (Without Overpayments) - 22y 10m

    🏡Mortgage Now - £178,873.00
    💫Term Remaining (With Overpayments) - 19y 8m

    🗓️236/360 Monthly Payments Remaining 

    💷MFW 2026 #4 - £6464.71/£7000

    💰EF - £8428/£10000


  • carboot_karaoke
    carboot_karaoke Posts: 788 Forumite
    500 Posts Third Anniversary Photogenic Name Dropper

    Evening all

    #31 With another OP for June of £430.

    June total so far £2850

    YTD15,855

    Current Balance £6000
    MFW 2026 #31 £17000 / £23,000 OP
    MFIT - T7  

    Property Fund £15,300 / £20,000


    0%CC May 2027-  £5,000

    0% Loan £600.00  - paid ✅️

    Money made £412.75 / £365 (29/09/26)

    Declutter 42 /52 

    Grocery Challenge 2025 £4885.78
    Grocery Challenge 2026 Jan £328.20, Feb £297.01, Mar £352.91, April £422.85, May £358.26, June £431.70,July £282.06

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


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