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2026 Mortgage-Free Wannabes
Comments
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That's great news, well done! What a great place to be. Would you like to share your final payment with us so I can add it to the sheet?
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Hello, I know we are halfway through the year, but please could I join the challenge?
I will take whatever number you have available (although I would prefer an even number if possible - my brain is going 'you're an idiot' and my heart is going 'even numbers are nicer!'). And my goal will be to pay off an extra £3,000. Is there any more info you need from me?
Mortgage 2022 (starting balance): £94,000
Mortgage April 2026: £81,246.36
2026 MFW #46: 0/£3000
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Congratulations—that’s a massive milestone and must feel like a huge weight off your shoulders.
Wishing you all the best for the next chapter and your retirement savings journey.
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Evening all
#31 reporting another £430 OP for May.
May total so far £3,030
YTD £12,680
Many thanks @julicorn
Current Balance £6000
MFW 2026 #31 £17000 / £23,000 OP
MFIT - T7
Emergency Fund £5,620 / £5,000
0%CC May 2027- £5,000
0% Loan £600.00 - paid ✅️
Money made £402.30 / £365 (12/07/26)
Declutter 42 /52
Grocery Challenge 2025 £4885.78
Grocery Challenge 2026 Jan £328.20, Feb £297.01, Mar £352.91, April £422.85, May £358.26, June £431.70
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum1 -
Never to late, we're excited to have you on board :) You've got number 46, nice and even!
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Thanks , yes it was a final payment of £46,737.48 and it’s lovely to see it totally disappear from the bank app😊
MFW December 2026
Initial mtg £100,000 Jan 2021Final payment made balance £0 May 2026
mortgage free part II done!
retirement planning started June 26
H&L share ac started.1 -
That's fantastic, thank you! Your overpayment has pushed us past the 50% mark for our overall annual target 😘
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Morning all
#31 reporting a final May OP of £325.
May Total £3355
YTD £13005
Can l also amend my annual target to £23,000 please @julicorn
Current Balance £6000
MFW 2026 #31 £17000 / £23,000 OP
MFIT - T7
Emergency Fund £5,620 / £5,000
0%CC May 2027- £5,000
0% Loan £600.00 - paid ✅️
Money made £402.30 / £365 (12/07/26)
Declutter 42 /52
Grocery Challenge 2025 £4885.78
Grocery Challenge 2026 Jan £328.20, Feb £297.01, Mar £352.91, April £422.85, May £358.26, June £431.70
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum1 -
Hi all,
#06
May Total £500
Ytd Total £1,475
Challenges
MFW 2026 #6 - 1475/2,500
Completed Challenges
MFW 2025 #6 - 14,871.56/14,000
MFW 2024 #35 - 9,000/9,000
Pay off all debts by 2023 - #18 8,000 / 8,0001 -
No 39 with an early payment for June, £600.
Bringing the total to £3821! Woop woop smashed my target!
Debt = £8017/£8017 (100% paid - cleared 26th August 2020) Boiler Fund = £2500/£2500 (100% saved - 26th August 2021)Emergency fund = £5000/£5000 (100% saved - 5th Jan 2025) | MFW Goal 2025: £6429/£3000 | Mortgage = £86,468/£132,469 (35% paid)Goal for 2026:1) MFW £4186/£3600 - achieved!!2
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