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2026 Mortgage-Free Wannabes
Comments
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That's great news, well done! What a great place to be. Would you like to share your final payment with us so I can add it to the sheet?
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Hello, I know we are halfway through the year, but please could I join the challenge?
I will take whatever number you have available (although I would prefer an even number if possible - my brain is going 'you're an idiot' and my heart is going 'even numbers are nicer!'). And my goal will be to pay off an extra £3,000. Is there any more info you need from me?
Mortgage 2022 (starting balance): £94,000
Mortgage April 2026: £81,246.36
2026 overpayments: 0/£3,000
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Congratulations—that’s a massive milestone and must feel like a huge weight off your shoulders.
Wishing you all the best for the next chapter and your retirement savings journey.
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Evening all
#31 reporting another £430 OP for May.
May total so far £3,030
YTD £12,680
Many thanks @julicorn
Current Balance £10,320
MFW 2026 #31 £12,680 / £17,000 OP
MFIT - T7
Emergency Fund £4,410 / £5,000
0%CC May 2027- £5,000
0% Loan £600.00 - paid ✅️
Money made £210.60 / £365
Declutter 42 /52
Grocery Challenge 2025 £4885.78
Grocery Challenge 2026 Jan £328.20, Feb £297.01 Mar £352.91 April £422.85
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum1 -
Never to late, we're excited to have you on board :) You've got number 46, nice and even!
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Thanks , yes it was a final payment of £46,737.48 and it’s lovely to see it totally disappear from the bank app😊
MFW December 2026
Initial mtg £100,000 Jan 2021January 2026 £53,450
February £52,880
March. £52,320, £52,300
April £51,750 £51,740
May £51,196.
Final payment made balance £0
mortgage free part II.1 -
That's fantastic, thank you! Your overpayment has pushed us past the 50% mark for our overall annual target 😘
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