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2026 Mortgage-Free Wannabes

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Comments

  • MFWannabe
    MFWannabe Posts: 2,562 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    #50

    May mortgage overpayment £265.62


    MFW 2026 #50

    Mortgage:

    04/04/26: £33,500 

    07/03/26: £34,418.15

    16/01/26: £56,794.25
    02/01/26: £60,223.17

    12/08/25: Mortgage: £62,500.00
    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    Savings: £20,000




  • Jessy103
    Jessy103 Posts: 2,680 Forumite
    Ninth Anniversary 1,000 Posts Mortgage-free Glee! Name Dropper

    Hi,

    No. 42 with an overpayment total of £400.75 for April.

    Thanks 🙂

    I've been mortgage free once, so let's do it again!
    Starting balance March 26 £191,274.53
  • stuartp2000
    stuartp2000 Posts: 191 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker

    #06

    May Total £100

    YTD Total £975

    Challenges
    MFW 2026 #6 - 975/2,500

    Completed Challenges
    MFW 2025 #6 - 14,871.56/14,000
    MFW 2024 #35 - 9,000/9,000
    Pay off all debts by 2023 - #18 8,000 / 8,000

  • carboot_karaoke
    carboot_karaoke Posts: 663 Forumite
    500 Posts Second Anniversary Photogenic Name Dropper
    https://forums.moneysavingexpert.com/discussion/comment/81983303#Comment_81983303

    Congratulations !!

    Current Balance £10,750
    MFW 2026 #31 £12,250 / £17,000 OP
    MFIT - T7  

    Emergency Fund £4,410 / £5,000

    0%CC May 2027-  £5,000

    0% Loan £600.00  - paid ✅️

    Money made £130 / £365

    Declutter 37 /52 

    Grocery Challenge 2025 £4885.78
    Grocery Challenge 2026 Jan £328.20, Feb £297.01 Mar £352.91 April £422.85

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


  • scottishlass
    scottishlass Posts: 1,982 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic

    Number 24 with updated amounts - April had an extra 2175 bringing total to 2637.70 and for May its £2862.46 which brings my YTD to £14507.39 (hopefully)

    Thanks @julicorn

    2026 Mortgage-Free Wannabes #24 £9469.93/£20000 OP
  • Pinkpieuni
    Pinkpieuni Posts: 258 Forumite
    100 Posts First Anniversary Name Dropper Photogenic

    #61, £400 overpayment made today.

    Challenges

    NSD - May - 1/10

    1. 2026 Mortgage-Free Wannabes #61 £19,133.06/£29,000, MF target June 2026, current mortgage balance - £9,569.36

    mortgage @ Jan 2025 - £75,600

    2. Loan  - Jan 2026 £1,029.22 - bal £0- fully paid 

    3.52 Week Envelope Saving Challenge #2  £106/£1,378 -( 1/52)

    4. EF - £842

  • Shal1160
    Shal1160 Posts: 72 Forumite
    Fifth Anniversary 10 Posts Name Dropper

    Happy May fellow MFWs!

    #20 checking with overpayments for May for £134.99 and additional £20 for April so total additional for April should be £129.61. Thank you Julicorn and hope you had a good break! 😀

    Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131 
    Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405, Sept 2025: £85,470
    Current: £82,680 (Feb 26)
    MFW 2025 #29
    MFW 2026 #20
    Just keep swimming
  • carboot_karaoke
    carboot_karaoke Posts: 663 Forumite
    500 Posts Second Anniversary Photogenic Name Dropper

    After everyone

    #31 Reporting a £2600 OP for May

    YTD £12,250.

    Many thanks @julicorn hope your enjoying your well deserved rest.

    Current Balance £10,750
    MFW 2026 #31 £12,250 / £17,000 OP
    MFIT - T7  

    Emergency Fund £4,410 / £5,000

    0%CC May 2027-  £5,000

    0% Loan £600.00  - paid ✅️

    Money made £130 / £365

    Declutter 37 /52 

    Grocery Challenge 2025 £4885.78
    Grocery Challenge 2026 Jan £328.20, Feb £297.01 Mar £352.91 April £422.85

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


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