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2026 Mortgage-Free Wannabes
Comments
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#50
May mortgage overpayment £265.62
MFW 2026 #5007/03/25: Mortgage: £67,000.00
Mortgage:
04/04/26: £33,500
07/03/26: £34,418.15
16/01/26: £56,794.25
02/01/26: £60,223.17
12/08/25: Mortgage: £62,500.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
Savings: £20,0001 -
Hi,
No. 42 with an overpayment total of £400.75 for April.
Thanks 🙂
I've been mortgage free once, so let's do it again!
Starting balance March 26 £191,274.531 -
#06
May Total £100
YTD Total £975
Challenges
MFW 2026 #6 - 1475/2,500
Completed Challenges
MFW 2025 #6 - 14,871.56/14,000
MFW 2024 #35 - 9,000/9,000
Pay off all debts by 2023 - #18 8,000 / 8,0001 -
Congratulations !!
Current Balance £6000
MFW 2026 #31 £17000 / £23,000 OP
MFIT - T7
Emergency Fund £5,620 / £5,000
0%CC May 2027- £5,000
0% Loan £600.00 - paid ✅️
Money made £402.30 / £365 (12/07/26)
Declutter 42 /52
Grocery Challenge 2025 £4885.78
Grocery Challenge 2026 Jan £328.20, Feb £297.01, Mar £352.91, April £422.85, May £358.26, June £431.70
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum1 -
Number 24 with updated amounts - April had an extra 2175 bringing total to 2637.70 and for May its £2862.46 which brings my YTD to £14507.39 (hopefully)
Thanks @julicorn
2026 Mortgage-Free Wannabes #24 £9469.93/£20000 OP1 -
#61, £400 overpayment made today.
Challenges
NSD - July - xx/10
1. 2026 Mortgage-Free Wannabes #61 £27,100/£27,100, target met June 2026, mortgage balance - £0. mortgage @ Jan 2025 - £75,600
2. 2026 Mortgage Free Wannabe #47 , buy to let deposit xx/20k
3. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
4.52 Week Envelope Saving Challenge #2 £689/£1,378 -( 26/52)
5. EF - £1,742
1 -
Happy May fellow MFWs!
#20 checking with overpayments for May for £134.99 and additional £20 for April so total additional for April should be £129.61. Thank you Julicorn and hope you had a good break! 😀
Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131
Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405, Sept 2025: £85,470
Current: £80,300 (Jun 26)
MFW 2025 #29
MFW 2026 #20
Just keep swimming1 -
After everyone
#31 Reporting a £2600 OP for May
YTD £12,250.
Many thanks @julicorn hope your enjoying your well deserved rest.
Current Balance £6000
MFW 2026 #31 £17000 / £23,000 OP
MFIT - T7
Emergency Fund £5,620 / £5,000
0%CC May 2027- £5,000
0% Loan £600.00 - paid ✅️
Money made £402.30 / £365 (12/07/26)
Declutter 42 /52
Grocery Challenge 2025 £4885.78
Grocery Challenge 2026 Jan £328.20, Feb £297.01, Mar £352.91, April £422.85, May £358.26, June £431.70
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum1 -
Hi All,
#11 with a May OP of £266. Trying to get back on track but there's always something to pay for that I hadn't anticipated.
Enjoy your break JC.
1 -
#33 here reporting a £423 overpayment for May so far, bringing YTD total to £1767.14....still a very long way to go to target of £10,000 but as tesco say every little helps and knowing I'm cutting the interest on the remaining mortgage is a great motivator.
1
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