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2026 Mortgage-Free Wannabes

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Comments

  • SuperSavingD
    SuperSavingD Posts: 699 Forumite
    Sixth Anniversary 500 Posts Name Dropper

    #5 Made another overpayment of £340 taking April total to £730.

    That’s the 10% complete on part 2. Will start saving anymore now to put towards next year’s overpayment in January. Part 2 of the mortgage finishes in October next year.


    Thanks

  • RedFraggle
    RedFraggle Posts: 1,522 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic

    #87 April overpayment of £1000

    Thanks Julicorn

    Officially in a clique of idiots
  • carboot_karaoke
    carboot_karaoke Posts: 661 Forumite
    500 Posts Second Anniversary Photogenic Name Dropper

    Afternoon all #31 with a final April OP of £100

    April total £3250

    YTD £9650

    Current Balance £10,750
    MFW 2026 #31 £12,250 / £17,000 OP
    MFIT - T7  

    Emergency Fund £4,400 / £5,000

    0%CC May 2027-  £5,000

    0% Loan £600.00  - paid ✅️

    Money made £130 / £365

    Declutter 37 /52 

    Grocery Challenge 2025 £4885.78
    Grocery Challenge 2026 Jan £328.20, Feb £297.01 Mar £352.91 April £422.85

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


  • Pinkpieuni
    Pinkpieuni Posts: 257 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    edited 29 April at 12:11PM

    #61 with an additional £4,100 overpayment. April total is now £4,694.06. I can't believe we are so close to paying off the mortgage.

    Challenges

    NSD - April - 12/10

    1. 2026 Mortgage-Free Wannabes #61 £19,133.06/£29,000, MF target June 2026, current mortgage balance - £9,569.36

    mortgage @ Jan 2025 - £75,600

    2. Loan  - Jan 2026 £1,029.22 - bal £0- fully paid 

    3.52 Week Envelope Saving Challenge #2  £106/£1,378 -( 1/52)

    4. EF - £842

  • seventh88
    seventh88 Posts: 168 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker

    #39 with May's overpayment of £614, bringing the total to £3221 I think! Thanks for hosting as always Julicorn, this is a huge help for me, I can't believe we're almost half way through the year and I'm still going strong with this. Thanks for all your support everyone.

    Wishing everyone a successful month ahead!

     Debt = £8017/£8017 (100% paid - cleared 26th August 2020) Boiler Fund = £2500/£2500 (100% saved - 26th August 2021)Emergency fund = £5000/£5000 (100% saved - 5th Jan 2025) | MFW Goal 2025: £6429/£3000 | Mortgage  = £88,102/£132,469 (33% paid)

    Goal for 2026:
    1) MFW £3221/£3600





  • AgathaSquirrel
    AgathaSquirrel Posts: 363 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper

    #27 overpayment of £650

    Thank you 😊

    2017 - mortgage of £140,000 and interest rate of £10 a day
    Feb 2021 mortgage of £103000
    November 2021 mortgage of £93000
    December 2022 mortgage of £79000
    December 2023 mortgage of £73000
    March 2024 mortgage of £70000
    May 2024 mortgage of £68000
    October 2024 mortgage of £65000
    February 2025 mortgage of £63000
    March 2025 mortgage of £45000 and interest of £6.07 per day
    November 2025 mortgage of £41000 and interest of £5.62 per day
    March 2026 mortgage of £38000 and interest of £5.22 per day
  • missmoneywatch
    missmoneywatch Posts: 29 Forumite
    Fourth Anniversary 10 Posts Name Dropper

    Ending April with an extra £100 overpayment, total YTD 1444.14 overpaid. Sticking with the Tesco theory that every little helps.

  • amydoll83
    amydoll83 Posts: 38 Forumite
    Tenth Anniversary 10 Posts

    #67 with April's OP £426.25

    MFW 2026 OP Challenge Target £4000
    January = £277.71
    February = £239.63
    March = £347.00

    £864.34/£4000

    Little and often, that's the key. IYKYK  
  • ajmoney
    ajmoney Posts: 6,496 Forumite
    Part of the Furniture 1,000 Posts Name Dropper

    No 7. with an OP of £400 for May. Thanks julicorn

    MFW 2026 No. 7 £2414.62/£5000
    MFiT-T7 No. 6 £9233.77/£30,000
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