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2026 Mortgage-Free Wannabes
Comments
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#5 Made another overpayment of £340 taking April total to £730.
That’s the 10% complete on part 2. Will start saving anymore now to put towards next year’s overpayment in January. Part 2 of the mortgage finishes in October next year.
Thanks2 -
#87 April overpayment of £1000
Thanks Julicorn
Officially in a clique of idiots2 -
Afternoon all #31 with a final April OP of £100
April total £3250
YTD £9650
Current Balance £6000
MFW 2026 #31 £17000 / £23,000 OP
MFIT - T7
Emergency Fund £5,620 / £5,000
0%CC May 2027- £5,000
0% Loan £600.00 - paid ✅️
Money made £402.30 / £365 (12/07/26)
Declutter 42 /52
Grocery Challenge 2025 £4885.78
Grocery Challenge 2026 Jan £328.20, Feb £297.01, Mar £352.91, April £422.85, May £358.26, June £431.70
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum2 -
#61 with an additional £4,100 overpayment. April total is now £4,694.06. I can't believe we are so close to paying off the mortgage.
Challenges
NSD - July - xx/10
1. 2026 Mortgage-Free Wannabes #61 £27,100/£27,100, target met June 2026, mortgage balance - £0. mortgage @ Jan 2025 - £75,600
2. 2026 Mortgage Free Wannabe #47 , buy to let deposit xx/20k
3. Loan - Jan 2026 £1,029.22 - bal £0- fully paid
4.52 Week Envelope Saving Challenge #2 £689/£1,378 -( 26/52)
5. EF - £1,742
2 -
#39 with May's overpayment of £614, bringing the total to £3221 I think! Thanks for hosting as always Julicorn, this is a huge help for me, I can't believe we're almost half way through the year and I'm still going strong with this. Thanks for all your support everyone.
Wishing everyone a successful month ahead!Debt = £8017/£8017 (100% paid - cleared 26th August 2020) Boiler Fund = £2500/£2500 (100% saved - 26th August 2021)Emergency fund = £5000/£5000 (100% saved - 5th Jan 2025) | MFW Goal 2025: £6429/£3000 | Mortgage = £86,468/£132,469 (35% paid)Goal for 2026:1) MFW £4186/£3600 - achieved!!2 -
#27 overpayment of £650
Thank you 😊
2017 - mortgage of £140,000 and interest rate of £10 a day
Feb 2021 £103000
November 2021 £93000
December 2022 £79000
December 2023 £73000
March 2024 £70000
May 2024 £68000
October 2024 £65000
February 2025 £63000
March 2025 £45000, interest of £6.07 per day
November 2025 £41000, interest of £5.62 per day
March 2026 £38000, interest of £5.22 per day
July 2026 mortgage of £34,000 and interest of £4.97 per day2 -
Ending April with an extra £100 overpayment, total YTD 1444.14 overpaid. Sticking with the Tesco theory that every little helps.
2 -
We've just hit £200k, amazing work everyone! Our exact total currently stands at £201,487.44.
I also wanted to let you know that I'm having to take a short break updating, but will be back mid May and can't wait to see what you all get up to in the meantime, overpayment-wise :)5 -
#67 with April's OP £426.25
MFW 2026 OP Challenge Target £4000
January = £277.71
February = £239.63
March = £347.00
£864.34/£4000
Little and often, that's the key. IYKYK2 -
No 7. with an OP of £400 for May. Thanks julicorn
MFW 2026 No. 7 £3214.62/£5000
MFiT-T7 No. 6 £10569.66/£30,0002
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