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2026 Mortgage-Free Wannabes
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Hi fellow MFWs and happy April! #20 checking in with a £109.61 April overpayment, @julicorn please could I reduce my target down to £1600, I was a bit ambitious and now hit with realism for new mortgage rates coming soon! Thank you!
Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131
Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405, Sept 2025: £85,470
Current: £82,680 (Feb 26)
MFW 2025 #29
MFW 2026 #20
Just keep swimming1 -
Hello all, mfw #10 here with OP for March of £125 and also an OP for April of £125.
Thank you GAIN @julicorn for keeping us updated.
Initial mortgage bal £487.5k, current £238k, target £122k (quarter way!)
Mortgage start date first week of July 2019,
Mortgage term 23yrs(end of June 2042🙇🏽♀️),Target is to pay it off in 10years(by 2030🥳).MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
£12K in 2021 #54 (in 2020 #148)
MFiT-T6#27
To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
To save £100k in 60months start 01/01/2027
Am a single mom of 4.Do not wait to buy a property, Buy a property and wait. 🤓1 -
#35 with a £452.15 OP for April so far, Easter holidays are tough
MFWB 2025 #35: £11,150.81 / £10,000
MFWB 2026 #35 £2,984.79 / £10,000
Prolific 2025 £294.34 / £500
MFWB Diary
Mortgage 1 Jan 2025: £63,215.87
Mortgage 1 Jan 2026: £50,602.60
Mortgage 1 Feb 2026: £49,446.55
Mortgage 1 Mar 2026: £48,602.73
Mortgage 1 Apr 2026: £47,817.681 -
#5 £70 so far for April.
Thank you1 -
Hi all, still on £0 for both March and April. Making some investments in the house instead, but hoping to come back with a vengeance in the second part of the year.
Thank you, Julicorn!
2026 MFW OPs: 0/6000
EF: 6500/10000
Penny challenge: 79/668
Holiday fund: 25/30001 -
Happy Monday.
#4 with an overpayment of £155 please.
Total April overpayment - £755🏡Mortgage July 2019 - £240,000
💫Term Remaining (Without Overpayments) - 23yrs 2Months🏡Mortgage Now - £183,867.29
💫Term Remaining (With Overpayments) - 20yrs 6Months
🗓️246/360 Monthly Payments Remaining
💷MFW 2026 #4 - £3358.46/£7000
💰EF - £6440/£100001 -
Number 21 with another April OP of £168. That should make Aprils total £313 so far. Thank you Julicorn 🥳
SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
MFW #21 Mortgage start Dec 2015 £79,950; May 2026 £13,200 2025 OP £2991/£2,000 2026 £2,413/£5,500
MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £6070/£21,930 (27.67%)1 -
Current Balance £10,750
MFW 2026 #31 £12,250 / £17,000 OP
MFIT - T7
Emergency Fund £4,410 / £5,000
0%CC May 2027- £5,000
0% Loan £600.00 - paid ✅️
Money made £130 / £365
Declutter 37 /52
Grocery Challenge 2025 £4885.78
Grocery Challenge 2026 Jan £328.20, Feb £297.01 Mar £352.91 April £422.85
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum1 -
#41 managed to find that extra £35 so sent today. Many thanks!
Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes2 -
#5 Additional £320 payment made for April.
New April Total - £390
Have a good weekend everyone!1
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