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2026 Mortgage-Free Wannabes
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Hi fellow MFWs and happy April! #20 checking in with a £109.61 April overpayment, @julicorn please could I reduce my target down to £1600, I was a bit ambitious and now hit with realism for new mortgage rates coming soon! Thank you!
Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131
Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405, Sept 2025: £85,470
Sept 2026: TBC (remortgaged for 16 years)
Current: £79,690 (Oct 26)
MFW 2025 #29
MFW 2026 #20
Just keep swimming1 -
Hello all, mfw #10 here with OP for March of £125 and also an OP for April of £125.
Thank you GAIN @julicorn for keeping us updated.
Initial mortgage bal £487.5k, current £238k, target £122k (quarter way!)
Mortgage start date first week of July 2019,
Mortgage term 23yrs(end of June 2042🙇🏽♀️),Target is to pay it off in 10years(by 2030🥳).MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
£12K in 2021 #54 (in 2020 #148)
MFiT-T6#27
To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
To save £100k in 60months start 01/01/2027
Am a single mom of 4.Do not wait to buy a property, Buy a property and wait. 🤓1 -
#35 with a £452.15 OP for April so far, Easter holidays are tough
MFWB 2025 #35: £11,150.81 / £10,000
MFWB 2026 #35 £3,800.97 / £10,000
Prolific 2025 £294.34 / £500
MFWB Diary
Mortgage 1 Jan 2025: £63,215.87
Mortgage 1 Jan 2026: £50,602.60
Mortgage 1 Feb 2026: £49,446.55
Mortgage 1 Mar 2026: £48,602.73
Mortgage 1 Apr 2026: £47,817.68
Mortgage 1 Jun 2026: £46,450.661 -
#5 £70 so far for April.
Thank you1 -
Hi all, still on £0 for both March and April. Making some investments in the house instead, but hoping to come back with a vengeance in the second part of the year.
Thank you, Julicorn!
2026 MFW OPs: 2000/6000
2025 MFW OPs: 6000/60001 -
Happy Monday.
#4 with an overpayment of £155 please.
Total April overpayment - £755🏡Mortgage July 2019 - £240,000
💫Term Remaining (Without Overpayments) - 22y 9m🏡Mortgage Now - £178,267.53
💫Term Remaining (With Overpayments) - 19y 7m
🗓️235/360 Monthly Payments Remaining
💷MFW 2026 #4 - £6464.71/£7000
💰EF - £8428/£100001 -
Number 21 with another April OP of £168. That should make Aprils total £313 so far. Thank you Julicorn 🥳
SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
MFW #21 Mortgage start Dec 2015 £79,950; October 2026 £10,250 2025 OP £2991/£2,000 2026 £4,240/£5,500
MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £10,595/£21,930 (48.31%)1 -
Current Balance £6000
MFW 2026 #31 £17000 / £23,000 OP
MFIT - T7
Property Fund £15,300 / £20,000
0%CC May 2027- £5,000
0% Loan £600.00 - paid ✅️
Money made £412.75 / £365 (29/09/26)
Declutter 42 /52
Grocery Challenge 2025 £4885.78
Grocery Challenge 2026 Jan £328.20, Feb £297.01, Mar £352.91, April £422.85, May £358.26, June £431.70,July £282.06
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum1 -
#41 managed to find that extra £35 so sent today. Many thanks!
Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes2 -
#5 Additional £320 payment made for April.
New April Total - £390
Have a good weekend everyone!1
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