Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
April 2026 NSD Challenge 0/15
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2026 Mortgage-Free Wannabes
Comments
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#41 checking in with £11.37 sent today
Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes1 -
Current Balance £10,750
MFW 2026 #31 £12,250 / £17,000 OP
MFIT - T7
Emergency Fund £4,410 / £5,000
0%CC May 2027- £5,000
0% Loan £600.00 - paid ✅️
Money made £130 / £365
Declutter 37 /52
Grocery Challenge 2025 £4885.78
Grocery Challenge 2026 Jan £328.20, Feb £297.01 Mar £352.91 April £422.85
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum1 -
Number 33 here updating early with April's overpayments.... 323 usual monthly OP plus an extra 150 brings April total overpayment to £473, total this year 1344.14. Thanks
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Number 24 reporting an extra £209.73 for March (Total £2191.45 for March) and then £462.70 for April so far. Total for the year £9469.93
Thanks @julicorn
2026 Mortgage-Free Wannabes #24 £9469.93/£20000 OP1 -
Thank you x
I've been mortgage free once, so let's do it again!
Starting balance March 26 £191,274.530 -
Number 21 with an April overpayment of £145. Thanks Julicorn
SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
MFW #21 Mortgage start Dec 2015 £79,950; May 2026 £13,200 2025 OP £2991/£2,000 2026 £2,413/£5,500
MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £6070/£21,930 (27.67%)2 -
Sorry @julicorn I think I’ve been missed off the March spreadsheet.
2017 - mortgage of £140,000 and interest rate of £10 a day
Feb 2021 mortgage of £103000
November 2021 mortgage of £93000
December 2022 mortgage of £79000
December 2023 mortgage of £73000
March 2024 mortgage of £70000
May 2024 mortgage of £68000
October 2024 mortgage of £65000
February 2025 mortgage of £63000
March 2025 mortgage of £45000 and interest of £6.07 per day
November 2025 mortgage of £41000 and interest of £5.62 per day
March 2026 mortgage of £38000 and interest of £5.22 per day0 -
No it's all there - please don't expect me to update the sheet every day, your update is only from 3 days ago! It's all logged now, and I've just updated everyone else's figures too.
Our total currently stands at £171,752.44, well done everyone! <35 -
User name should now read NowWhereIWantToBe
Amount overpaid so far £8298 (2022)
Overpayment ready to add to funds when fixed deal runs out July 2027 £27000
Mortgage end date when taken out : July 2050
Mortgage current end date : January 2047
MFW #83 Overpayments for 2026
Jan £276 Feb £300 March £324 April £323
Daily interest £3.29
Percentage owned 49.8%1
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