We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

2026 Mortgage-Free Wannabes

Comments

Jessy103 Posts: 2,680 Forumite

28 March at 8:53AM

Hi julicorn,
A bit late to the party this year as we were mortgage free and have now moved to a new home with a new mortgage!
I was no. 12 last year. Please can the target be £4000.
Thank you 🙂

I've been mortgage free once, so let's do it again!
Starting balance March 26 £191,274.53
2
stuartp2000 Posts: 191 Forumite

28 March at 10:04AM

#06
Mar - £200
Ytd £875

Challenges
MFW 2026 #6 - 975/2,500

Completed Challenges
MFW 2025 #6 - 14,871.56/14,000
MFW 2024 #35 - 9,000/9,000
Pay off all debts by 2023 - #18 8,000 / 8,000

1
Poppycat1 Posts: 383 Forumite

28 March at 11:15AM

#18
Additional £15.56 making £216.31 for January
£64.37 for February
£38.05 for March
Should total £318.73 for the year.
Behind target but I've had lots of bills come out the first quarter and limited opportunity for overtime.

2026 MFW #18
£59,100 left to pay
£191.31 overpaid from a £4000 target
Currently 12.2 years left
1
LzzyIsGod Posts: 708 Forumite

28 March at 3:12PM

£5 sent for March (my Total is £13.46)
Starting small, aiming high 😂

Have a little faith, baby, have a little faith". Oddball - Kelly's Heroes
1
julicorn Posts: 2,703 Forumite

29 March at 4:12PM

https://forums.moneysavingexpert.com/discussion/comment/81936004#Comment_81936004

That's lovely, thank you. You've got number 41 :)

1
julicorn Posts: 2,703 Forumite

29 March at 4:14PM

https://forums.moneysavingexpert.com/discussion/comment/81940510#Comment_81940510

Thanks for coming back to the challenge, and congratulations on your new home :) You've got number 42 for this year.

1
amydoll83 Posts: 38 Forumite

29 March at 8:27PM

Number 67 checking in with a total OP for March of £347.00

MFW 2026 OP Challenge Target £4000
January = £277.71
February = £239.63
March = £347.00

£864.34/£4000

Little and often, that's the key. IYKYK
1
SuperSavingD Posts: 699 Forumite

29 March at 10:05PM

#5 £280 for March.

Thank you

1
AgathaSquirrel Posts: 363 Forumite

31 March at 6:10AM

#27 £600 overpayment

2017 - mortgage of £140,000 and interest rate of £10 a day
Feb 2021 mortgage of £103000
November 2021 mortgage of £93000
December 2022 mortgage of £79000
December 2023 mortgage of £73000
March 2024 mortgage of £70000
May 2024 mortgage of £68000
October 2024 mortgage of £65000
February 2025 mortgage of £63000
March 2025 mortgage of £45000 and interest of £6.07 per day
November 2025 mortgage of £41000 and interest of £5.62 per day
March 2026 mortgage of £38000 and interest of £5.22 per day
1
Jessy103 Posts: 2,680 Forumite

31 March at 6:57AM

https://forums.moneysavingexpert.com/discussion/comment/81942042#Comment_81942042

Thanks julicorn 🙂
No. 42 with an overpayment of £274.53 for March.

I've been mortgage free once, so let's do it again!
Starting balance March 26 £191,274.53
1

★ ★ ★ Meet your Ambassadors

Confirm your email address to Create Threads and Reply

Categories

All Categories
354.5K Banking & Borrowing
254.4K Reduce Debt & Boost Income
455.4K Spending & Discounts
247.4K Work, Benefits & Business
604.2K Mortgages, Homes & Bills
178.5K Life & Family
261.7K Travel & Transport
1.5M Hobbies & Leisure
16K Discuss & Feedback
37.7K Read-Only Boards