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2026 Mortgage-Free Wannabes

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Comments

  • smetf
    smetf Posts: 396 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic

    #3 with an OP of £1100 bringing March's OPs to £2100.

    Thanks

    Mortgage £35, 147.42
    MFW 2022 #35 10,000
    MFW 2023 #3 10358.97
    MFW 2024 #3 10000
    MFW 2025 #3 10000
    MFW 2026 5384.62/7384.62
    MFiT-T7 #10 aiming for 16k https://forums.moneysavingexpert.com/discussion/6283332/halving-our-income-and-still-aiming-for-mortgage-free#latest
  • Hettyhound
    Hettyhound Posts: 1,194 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper

    number 21 with an OP of £34. That makes £154 for the month so far. Thank you Julicorn

    SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
    MFW #21 Mortgage start Dec 2015 £79,950; May 2026 £13,200 2025 OP £2991/£2,000 2026 £2,413/£5,500
    MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £6070/£21,930 (27.67%)
  • carboot_karaoke
    carboot_karaoke Posts: 663 Forumite
    500 Posts Second Anniversary Photogenic Name Dropper

    Morning all

    #31 Reporting another £460 OP for March.

    March total so far £2,060

    YTD £6060

    Many thanks

    Current Balance £10,750
    MFW 2026 #31 £12,250 / £17,000 OP
    MFIT - T7  

    Emergency Fund £4,410 / £5,000


    0%CC May 2027-  £5,000

    0% Loan £600.00  - paid ✅️

    Money made £130 / £365

    Declutter 37 /52 

    Grocery Challenge 2025 £4885.78
    Grocery Challenge 2026 Jan £328.20, Feb £297.01 Mar £352.91 April £422.85

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


  • _Dolly_Rocker_
    _Dolly_Rocker_ Posts: 1,061 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper

    #36 Dolly_Rocker
    £3,504 - Total mortgage OP made

    Apologies for the silence been very bad at keeping up to date here.

    I made a huge OP this morning (£3,000) which brings my total for the year to the above!

    I had savings sitting in the account but it's been niggling at me for weeks on end so I decided today to just OP the mortgage.

    So happy!

    Debt Free - 4th June 2025
  • Sammie_1985
    Sammie_1985 Posts: 248 Forumite
    Sixth Anniversary 100 Posts Name Dropper

    #4 with a £100 overpayment please @julicorn

    total March overpayment - £700

    🏡Mortgage July 2019 - £240,000
    💫Term Remaining (Without Overpayments) - 23yrs 2Months

    🏡Mortgage Now - £183,867.29
    💫Term Remaining (With Overpayments) - 20yrs 6Months

    🗓️246/360 Monthly Payments Remaining 

    💷MFW 2026 #4 - £3358.46/£7000

    💰EF - £6440/£10000


  • HelenaPinky
    HelenaPinky Posts: 64 Forumite
    Third Anniversary 10 Posts Photogenic Name Dropper

    Not an OP but I wanted to share with you all - I've taken the leap and started a thread! Here is the link :) HP x

    https://forums.moneysavingexpert.com/discussion/6660422/life-after-mortgage-before-the-next-one#latest

    Mortgage when saw the MSE light 💡: £85,000 (end date 2045) up to £112,000 for house move (end date 2054)
    🍾 1st May 2026: mortgage free! 

    🏡New goal: enjoy spending then save 15,000 for 'forever' home by Dec 2028!

    2026MFW #75
  • julicorn
    julicorn Posts: 2,703 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic

    Huge congratulations on clearing your mortgage, that's amazing news! Well done <3

  • carboot_karaoke
    carboot_karaoke Posts: 663 Forumite
    500 Posts Second Anniversary Photogenic Name Dropper

    Wow that's an incredible achievement in such a short time. Enjoy life in your mortgage free home 🏡

    Current Balance £10,750
    MFW 2026 #31 £12,250 / £17,000 OP
    MFIT - T7  

    Emergency Fund £4,410 / £5,000


    0%CC May 2027-  £5,000

    0% Loan £600.00  - paid ✅️

    Money made £130 / £365

    Declutter 37 /52 

    Grocery Challenge 2025 £4885.78
    Grocery Challenge 2026 Jan £328.20, Feb £297.01 Mar £352.91 April £422.85

    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


  • Sammie_1985
    Sammie_1985 Posts: 248 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    🏡Mortgage July 2019 - £240,000
    💫Term Remaining (Without Overpayments) - 23yrs 2Months

    🏡Mortgage Now - £183,867.29
    💫Term Remaining (With Overpayments) - 20yrs 6Months

    🗓️246/360 Monthly Payments Remaining 

    💷MFW 2026 #4 - £3358.46/£7000

    💰EF - £6440/£10000


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