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2026 Mortgage-Free Wannabes
Comments
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#3 with an OP of £1100 bringing March's OPs to £2100.
Thanks
Mortgage £32,701.53
MFW 2022 #35 10,000
MFW 2023 #3 10,358.97
MFW 2024 #3 10,000
MFW 2025 #3 10,000
MFW 2026 7,384.62/7,384.62
MFiT-T7 #10 aiming for 16k https://forums.moneysavingexpert.com/discussion/6283332/halving-our-income-and-still-aiming-for-mortgage-free#latest1 -
number 21 with an OP of £34. That makes £154 for the month so far. Thank you Julicorn
SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
MFW #21 Mortgage start Dec 2015 £79,950; June 2026 £12,780 2025 OP £2991/£2,000 2026 £2,614/£5,500
MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £6070/£21,930 (27.67%)1 -
Morning all
#31 Reporting another £460 OP for March.
March total so far £2,060
YTD £6060
Many thanks
Current Balance £7,675
MFW 2026 #31 £15325 / £23,000 OP
MFIT - T7
Emergency Fund £4,410 / £5,000
0%CC May 2027- £5,000
0% Loan £600.00 - paid ✅️
Money made £210.60 / £365
Declutter 42 /52
Grocery Challenge 2025 £4885.78
Grocery Challenge 2026 Jan £328.20, Feb £297.01 Mar £352.91 April £422.85
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum1 -
#36 Dolly_Rocker
£3,504 - Total mortgage OP madeApologies for the silence been very bad at keeping up to date here.
I made a huge OP this morning (£3,000) which brings my total for the year to the above!
I had savings sitting in the account but it's been niggling at me for weeks on end so I decided today to just OP the mortgage.
So happy!
Debt Free - 4th June 20251 -
#4 with a £100 overpayment please @julicorn
total March overpayment - £700
🏡Mortgage July 2019 - £240,000
💫Term Remaining (Without Overpayments) - 23yrs 1Month🏡Mortgage Now - £182,208.32
💫Term Remaining (With Overpayments) - 20yrs 3Months
🗓️243/360 Monthly Payments Remaining
💷MFW 2026 #4 - £4625.75/£7000
💰EF - £7000/£100002 -
Not an OP but I wanted to share with you all - I've taken the leap and started a thread! Here is the link :) HP x
https://forums.moneysavingexpert.com/discussion/6660422/life-after-mortgage-before-the-next-one#latest
Mortgage when saw the MSE light 💡: £85,000 (end date 2045) up to £112,000 for house move (end date 2054)🍾 1st May 2026: mortgage free!
🏡New goal: enjoy spending then save 15,000 for 'forever' home by Dec 2028!
2026MFW #753 -
Hi @julicorn
Seeing this tense climate is going to make things more challenging, I opted to clear my mortgage today 😃. Now I can walk into my home and know that no one can take it away 🥰. Please add the 14k to April.
It's been a rather short (1yr5mths) but very intense hard target. I feel relieved. I can adjust back to normal life and build my emergency fund 🙈
Special thanks to the 2025 and 2026 folks, and to your challenge Julicorn, honestly, I doubt I would have made it if it wasn't for all of you, esp those who post almost weekly, you kept me reminded and focused ❤️.
Good luck to you all
I'm FTB, not an expert, all my comments are from personal experience and not a professional advice.Mortgage debt start date 11/2024 = 175k (5.19%)... Q1/2026 = PAID (3.94%)8 -
Huge congratulations on clearing your mortgage, that's amazing news! Well done <3
1 -
Wow that's an incredible achievement in such a short time. Enjoy life in your mortgage free home 🏡
Current Balance £7,675
MFW 2026 #31 £15325 / £23,000 OP
MFIT - T7
Emergency Fund £4,410 / £5,000
0%CC May 2027- £5,000
0% Loan £600.00 - paid ✅️
Money made £210.60 / £365
Declutter 42 /52
Grocery Challenge 2025 £4885.78
Grocery Challenge 2026 Jan £328.20, Feb £297.01 Mar £352.91 April £422.85
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum1 -
Congratulations. 🥂🏡 🎉
🏡Mortgage July 2019 - £240,000
💫Term Remaining (Without Overpayments) - 23yrs 1Month🏡Mortgage Now - £182,208.32
💫Term Remaining (With Overpayments) - 20yrs 3Months
🗓️243/360 Monthly Payments Remaining
💷MFW 2026 #4 - £4625.75/£7000
💰EF - £7000/£100001
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